Fill value, option eye, investment, expire reclaim capital, a normal investment technological process can include above a few measure, investor needs when the project expires, capital just can reclaim after borrower reimbursement. Partial platform rolled out even if now creditor's rights is made over and function of net value mark, also need to other investor is taken over, time of capital steam again also is not affirmatory. So, below normal circumstance, carry be almost impossible implementation now at any time.
Recently, one can " carry at any time now " platform of conduct financial transactions -- golden egg conduct financial transactions got heat is held in both hands, its product basically is interesting go up in installment bale creditor's rights. More about " golden egg conduct financial transactions " information, can you refer to an article " interesting in installment ' golden egg conduct financial transactions ' how? Be worth investment? " .
Golden egg conduct financial transactions is the most absorbing it is OK to should belong to its to be in " carry at any time now " the current that there still is 8% on the foundation year turn profit, but " carry at any time now " come true so easily really?
Carry at any time now, just as its name implies is investor can undertake carrying showing an operation in platform at any time, and should realize this function, with respect to need platform has enough circulating fund to answer. Because be in,the borrower of P2P platform loan just is met after loan expires reimbursement, if investor is in,carry now, carry showing capital requirement to be able to be solved by platform only. So, from where can the circulating fund that should platform show to be being carried at any time come?
The first method, platform can take out one part to regard lash-up as capital from inside own reserves, answer investor carry at any time show demand. The 2nd method, platform creates capital pool, the money of investor and loan project are not one to one correspondence, all money are put in big " pond " middleman and guarantor maintains dynamic balance. From the point of the official conduct propaganda of golden egg conduct financial transactions, platform just does not have the specification of lash-up capital, accordingly, golden egg conduct financial transactions is to use the mode of capital pool to come true to be carried at any time likely very now.
Borrow to P2P net for, capital pool is illicit of superintendency level public proclamation. If create capital pool, once platform encounters a run on a bank or deadline fault compounds occurrence problem, platform appears likely collapse dish risk, run the road, odds that close down also increases greatly.
The essence that P2P net borrows is an individual the loan to the individual, each loan project needs to have corresponding borrower, if investor wants to reclaim capital, need when loan time limit ends, after borrower reimbursement. Accordingly, p2P platform should come true " carry at any time now " not easy. And to those using capital pool comes true " carry at any time now " platform, before investor is investing must very careful.
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