On November 29, association of gold of Chinese each other (association of the following abbreviation) release the net borrowed information exposure and product to register announcement in September. Data shows, can undertake information is announced in the platform that received association in September decrease reach 100, the accumulative total in already publishing platform trades amount picks up, loan remaining sum drops, amount of accumulative total lender and borrower amount continue to pick up, the net is borrowed add participator newly to increase ceaselessly.
Association letter wraps around platform amount is less but market share is occupied than lifting gradually
Add borrower and lender newly to increase ceaselessly
In September, the platform that registers exposure platform to be able to disclose operation information normally in association only remnant 100, relatively reduced 2 in August, relatively reduced 3 in July, relatively reduced 19 in June. The platform amount that can disclose information normally decreases ceaselessly, the platform amount that association manages normally is being reduced ceaselessly.
The corresponding period, the home that the net borrows weather eye, net borrows the 3rd orgnaization to monitor with the first net it is 1829 respectively in battalion platform amount, 1277 mix 1564, also had in August relatively drop. The net borrows an industry to be checked in the round already open, disagreement compasses platform still can be exited gradually, the net is borrowed meeting continuance is returned in trend of battalion orgnaization reductive in the industry.
Compare with the photograph of industry platform amount that monitors than tripartite orgnaization, amount of platform of association butt joint is fewer. In September, the home that association shows data platform to occupy a net to borrow weather eye, net only lends amount of normal operation platform with the first net 5.47% , 7.83% with 6.39% .
Although platform amount is less than what tripartite orgnaization monitors very one of, but the head platform that receives association is in the majority, market share is larger. In September, 100 platform loan remaining sum that can disclose information normally are total achieve 637.6 billion yuan, slightly under 641.2 billion yuan of August, 655.5 billion yuan of July.
The corresponding period, the home that the net borrows weather eye, net borrows monitored loan remaining sum to be one thousand one hundred and twenty-eight billion four hundred and sixty-two million yuan respectively with the first net, eight hundred and fifty-three billion six hundred and seventy-one million yuan mix one thousand three hundred and fifty-five billion nine hundred and forty-six million yuan, outside borrowing weather eye to monitor the dilate that gives industry market share except the net,
The end that the near future examines depends on pressing fall violate compasses the business that put an amount, qing Dynasty retreats backward platform. And the net lends industry platform amount with market share " double fall " accord with superintendency requirement. From the point of the amount, the examination had had certain effect in September.
The industry is shifted in the net " double fall " in the environment, but the market share that association receives platform is relatively stable. In September, the home that remaining sum of loan of 100 association platform takes a net to borrow weather eye, net and the first net lends monitored loan remaining sum scale is respectively 56.50% , 74.69% with 47.02% . The proportion that holds a net to shift weather eye except loan remaining sum drops somewhat, the others two scale all relatively rose somewhat in August. In September, although also be being reduced,receive share of association platform market, but the proportion that the loan remaining sum of these 100 platform holds a net to shift an industry promotes somewhat however.
In addition, the site participator that association receives platform also is increasing. September, the accumulative total borrower of platform of 100 exposure that finish reachs 96.85 million person, relatively the 95.44 million person August increases 1.48% ; Accumulative total lender is 37.6 million person, relatively the 37.11 million person August increases 1.32% .
The staff that the net had not shared to borrow a service before the growth of accumulative total borrower and lender shows this produced a net to shift action. In September, the 1.41 million crowd that never lends borrow or lend money in the net uses a net to borrow financing, the 490 thousand crowd that never participates in a net to borrow loan borrows gather to close fund in the net. Although the net borrows participator number to decrease ceaselessly in the near future, but its still have new participator to join, especially borrower. The net borrows an industry to still have certain appeal in service loan respect.
Specific in light of, in these 100 platform, 10 platform with accumulative total highest borrower are to pat pat borrow, network of rice of the Jiu Fupu benefit, money that dig money, justice ox, lazy investment, PPmoney, we are borrowed, believe and rich, advantageous net and building blocks box. Come of borrower of accumulative total of these 10 platform sixty-five million and eighty-two thousand three hundred person, pat among them pat lending accumulative total borrower is to achieve more thirteen million two hundred and seventy-three thousand two hundred.
The net is borrowed first borrower raises 10 most platform is to pat pat borrow, Jiu Fupu benefit, we are borrowed, rice of Qian Niu ox, the money that dig money, Liu Jin is taken, appropriate Xin Huimin, justice. These 10 platform are aggregate add one million two hundred and fifty-seven thousand seven hundred person newly.
10 platform with top lender of accumulative total of 100 smooth Taichun are copper market, net money of network of the benefit that believe general, Jiu Fupu benefit, justice ox, love is entered, delightful borrow, rice of the money that dig money, PPmoney, appropriate is believed. Come of lender of accumulative total of these 10 platform twenty million six hundred and twenty-two thousand person, among them copper market and average per capita of lend of accumulative total of benefit of net letter general exceed 3.5 million.
The net is borrowed first lender raises 10 most platform is Jiu Fupu benefit, love Qian Jin, group borrows net, Liu Jin to take, everybody is borrowed, PPmoney, net letter is general benefit, delightful borrow, justice ox network and small borrow. These 10 platform are aggregate add one hundred and eighty-four thousand six hundred person newly.
Association publishs the platform of data 100 times, accumulative total borrower adds up to 96.85 million person, among them borrower of accumulative total of platform of borrower of before 10 big accumulative total is achieved sixty-five million and eighty-two thousand three hundred; Accumulative total lender adds up to 37.6 million person,
New borrower of these 100 platform adds up to increase 1.41 million, among them platform of before 10 big new borrower adds one million two hundred and fifty-seven thousand seven hundred person; New lender adds up to increase 490 thousand, among them platform of before 10 big new lender adds one hundred and eighty-four thousand six hundred person. The borrower that head platform accumulative total serves and lender, the new borrower of the service and lend average per capita have a net to borrow the proportion with larger trade.
In September, the net borrows industry platform amount to be reduced somewhat, loan remaining sum also is in drop continuously. As the ceaseless development of the examination, industry " double fall " the trend will still last. Compare with the platform photograph that did not receive association, association receives platform market share to fall lesser, the net of the service borrows participator more, and the affiliation that has new participator ceaselessly. The net borrows industry head platform to still have enough appeal in grim situation.
Association receives platform state of special report exposure improves data of big platform operation quickly exposure is more perfect
September, association of gold of 119 China each other receives smooth Taichun to 92 normal exposure manage data, delay announces have 8, the platform come that discloses information 100, under 102 of August, 103 of July mix 116 of June. As amount of normal operation platform reduce, can disclose information in time, close continuously compasses management platform decreases ceaselessly.
Up to September end, the association that publishs report of audit of office of book of opinion of law of office of financial 2017 report, attorney and accountant receives platform to have 108 respectively the home, 47 mix 53, relatively end increased 1 respectively in August, 20 mix 27. These 3 kinds of special reports are to add up to plan management institute must material, also be the key of the examination. Visible, a lot of platform still wish to close of purpose compasses manage, but the platform amount that complete exposure reports 3 times is inferior still.
Specific in light of, the data of 10 platform operation with leasehold top scale publishs the accumulative total in 100 platform relatively perfect. Audit of office of book of opinion of law of office of financial 2017 report, attorney and accountant reports the exposure circumstance of 3 special reports also promotes somewhat.
The platform that publishs full operation information and special report is market of Jiu Fupu benefit, copper, appropriate to believe Hui Min, net to believe Pu Hui, pat pat borrow and the group borrows a net, among them, market of benefit of nine rich general, copper and group borrow a net to be able to be in complete exposure information while assure sex of effectiveness for a given period of time.