A few days ago, go in for sth in a large scale commercial bank of the country that bring mountain range (the following abbreviation " go in for sth in a large scale commercial firm of An Ling farming " ) release announcement to say to plan to issue bond of capital of 200 million yuan of 2 class, forms for reporting statistics of finance affairs of this 2018 before 3 quarters shows its battalion closes achieve 340 million,
Notable is, since 2015, batch of equipment enclothe rate year after year to drop, fall now to 150.7% , at the same time bad capital rate also rises in year after year.
Profit of net profit of before 3 quarters 134 million
" daily economy news " the reporter understands, go in for sth in a large scale commercial firm of An Ling farming plans to issue 200 million yuan 10 years period bond of fixed interest rate, collect capital basically will be used at the 2 class capital of enough bank, raise publisher capital to be led amply. Associated financial condition evaluates limited company (the following abbreviation " associated financial condition " ) show to result of grade of honor of debenture of capital of this 2 class, go in for sth in a large scale the thematic credence grade of commercial firm of An Ling farming is A+ , this period the credit grade of bond is A, grade is looked into for stability.
Go in for sth in a large scale forms for reporting statistics of finance affairs of before 2018 3 quarters shows trading company of An Ling farming, before this this year 3 quarters realize business income 340 million, net profit 134 million; Annual battalion closed 2017 for 527 million, drop compared to the same period 7.12% , net profit is 152 million, drop compared to the same period 2.25% .
Go in for sth in a large scale total of capital fund of before 2018 3 quarters is commercial firm of An Ling farming forteen billion and eighty-three million, borrow money among them net specified number 7.002 billion; Indebted amount twelve billion four hundred and forty-three million, deposit remaining sum is achieved 9.288 billion; Shareholder rights and interests is 1.64 billion. Put borrow than for 77.61% , was 2017 72.75% , was 2016 72.52% , put borrow rise than year after year; Combine the grade report of financial condition to think: Go in for sth in a large scale commercial firm of An Ling farming " time deposit and deposit deposit are occupied taller, deposit stability is better, but structure of economy of region of be enslaved to be enslaved to is onefold, credit asset quality is faced with fair trade to concentrate a risk " .
In the meantime, go in for sth in a large scale the financial forms for reporting statistics that installed mountain farming commercial firm to still be released nearly 3 years, data shows this capital leads year after year to rise amply, the capital of before 2018 3 quarters is led amply for 18.57% , the average level of before commercial bank of prep above our country 3 quarters (13.8%) , end was 2017 13.97% , relatively rose on one year 2.32 percent.
Up to by this year September, one of class capital are led amply with core enough rate is one class capital 17.77% .
Bad loan rate rises gradually
But " daily economy news " the reporter also notices what should go to dial equipment to cover cut sth in half of rate year after year, bad loan rate rises gradually. Financial forms for reporting statistics shows, batch of equipment enclothe rate from 2015 1077.96% drop 438.23% 2016, arrive again 2017 265.38% , up to the 3rd quarter has fallen this year to 150.7% ; Can allot on March 6 this year according to former silver-colored inspect " the announcement that plans superintendency requirement about adjusting loss of commercial bank loan " , batch of equipment of the commercial bank cover rate superintendency demand by 150% adjust for 120% ~ 150% , go in for sth in a large scale the rate moving equipment of commercial firm of An Ling farming has fallen to superintendency requirement red line on upright.
Meanwhile, this bad capital rate also rises in year after year: The bad capital rate of before 2018 3 quarters is 1.36% , was 2017 0.86% , rise compared to the same period 0.45 percent, was 2016 0.41% , rise 0.2 percent.
Bad loan rate also presents ascendant trend: Before 2018 3 quarters, 2017, the bad loan rate 2016 parts 2.32% , 1.35% , 0.66% , associated financial condition reports in grade middle finger goes out: In recent years, region economy is low fan bring about place ability of reimbursement of small small company drops somewhat, together with partial silver-colored group borrows money since 2018 occurrence exceed the time limit, bad loan dimensions and bad loan rate rise somewhat, credit asset quality faces pressure of constant be issued to lower levels, the level that move equipment falls somewhat.
As we have learned, go in for sth in a large scale commercial firm of An Ling farming is established in December 2010, initiative register capital 110 million yuan, it is Heilongjiang saves first country commercial bank. Up to March 2018, go in for sth in a large scale commercial firm of An Ling farming is carried out through two directional add endowment collect, capital stock is added reach 700 million yuan.
" daily economy news " the reporter also notices, go in for sth in a large scale commercial firm of An Ling farming is the biggest partner is new China couplet accuses a limited company to release information to plan to make over this to go in bourse of Beijing property right 126 million share (occupy than 18% ) , make over base price for 277 million, hang out one's shingle time already exceeded 5 months, but still did not clinch a deal up to now.