From " temporary measure " come on stage up to now, whether does the platform that him nothing is more... than that lender pays close attention to most is in receive bank financing to put a valve, after all the threshold that platform receives a bank to put a valve is extremely high. So to lender, does platform receive bank financing to put a canal what to sense have to lender?
1, the platform existence risk that puts a valve without the bank is opposite taller
Platform has a bank to put a valve, the difference is very big still, below the position that retains a canal without the bank, the net lends a company or tripartite pays a company the fund to the client have control right, such platform is put in particular risk, below this kind of circumstance, capital safety of the client was not ensured. No matter be 4 big, still be a commercial bank, bureau of inspect having silver is superintended, the platform that puts a valve to wanting to receive a bank so can be installed relative to higher threshold, not be all platform are qualified.
2, the dominant position that bank financing retains a canal
Platform had bank financing to put a valve, just be contented " temporary measure " requirement, accomplished close legally compasses, also have safeguard more to client capital safety, besides, the client's capital is operated also more capital is transparent, efficient and convenient.
3, putting a valve directly just is true bank financing puts a valve
Putting a valve directly just is to be accorded with truly " temporary measure " the way that the bank financing of the requirement puts a valve, below this kind of mode, the client's capital is not on the move in platform, can segregate the fund of platform and lender effectively, platform whole journey cannot capital of lay a finger on, put an end to the generation of capital pool.
The bank puts the hasten of general trends place that the canal is P2P, the guiding of great limit the development with benign trend of Internet banking industry, make development of Internet banking industry more normative, no matter be platform of medium of leasehold to the network message,still be pair of borrower and lender, it is a kind of many winning aspect.
