In automobile credit industry, because believe credit side to cannot master car,the position is mixed use position actually, exist generally at present cheat borrow, ill will defaults loan, equipment to demolish wait for a circumstance, cause negative effect to credit company benefit. Before vessel continent science and technology talks about the circumstance happening to these break a contact with the experience that accumulates actually for years and you, a few kinds of of vehicle of credit platform mortgage unusual action.
1, the abrupt change that the travel that usurer drives is used to
This kind of circumstance basically is a needle normal to beginning reimbursement of period of time, client management case worsens suddenly later cause beak a contract. This kind of moment, you can discover, the travel habit of abrupt client produces change completely, become by the behavior of original rule very not the rule, travelling speed, drive to be able to show distance of time, drive a vehicle, commonly used course unusual, often be a client at that time thinking way for exasperate fund condition.
2, the commonly used address that the newspaper carries when loan applies for and keep a place actually to not agree with
Often appear the circumstance with bad most Zhang of exceed the time limit is con still kind of client, they can be adopted commonly provide false information, include date of address of home address, unit, mobile phone to wait a moment, after this kind of client does guaranty to borrow money, if when if exceed the time limit just undertakes dogging, basically belong to person car the ending of two sky.
Accordingly, staff member of tiring-room of vessel continent science and technology meets what Gps of have the aid of locates wind accuses platform keep data analysis, can as early as possible the circumstance that discovers loan client provides false information, can discover in time con kind of client, such behavior can mention expressly can regard break a contact as behavior in average loan contract, the company that does credit business can shift to an earlier date to terminate a contract, requirement its reimbursement, avoid a risk.
3, equipment of the Gps in the car leaves line time train in excess specified length
Gps has a lot of kinds from the circumstance of the line, enter the subterranean garage place that does not have signal for instance, can bring about from the line, this kind of situation also is more difficult decide whether is the client put in the risk. Prevailing wind accuses to should be in when discovering car leaves a line, judge whether all equipment to already left a line first, if be a detached line only, it is equipment was demolished likely very.
But if all equipment leave a line, communicate the problem that also attributes signal certainly with the client, that pays close attention to this car continuously very crucial, exceed proper time (for instance 2~3 day) , should adopt measure to undertake on-the-spot or urge closed, vessel continent science and technology has a branch in countrywide each district, maneuverability is stronger, also can be in the bad to signal place in the contract to keep car to undertake conventional in early days of course, requirement client moves car.
4, overtime stays near dangerous place
Of course the Gps with technical higher content can set dangerous place to report beforehand, for instance: Can demolish equipment place, can do secondhand mortgage loan place, two handcart trade the place, stay around dangerous place when car when exceeding proper time, platform wind accuses a branch to should undertake in time checking.
5, after mortgage loan, car is long fall asleep
For convention, car undertakes the borrower of guaranty, it is to need those who go out to often drive, if do not need,often use car otherwise, that still is inferior to making impawn borrow or lend money, interest rate is low still.
So, if pass Gps to locate wind accuses platform contrail,the analysis discovers borrower car is long (exceed 2~3 day for instance) fall asleep, credit wind accuses to reason suspects whether borrower already gave other company car impawn (common weighs 2 detain) , answer to contact a client to undertake inquire about is checked instantly, if discover unusual Ying Jin is early,start urge receive an order.
Judge integratedly
Actually still a lot of circumstances can discover behavior of break a contact is about to happen ahead of schedule, vessel continent is summed up ceaselessly in practice of science and technology and the car finance Gps with professional union locates wind accuses a technology, oneself particular since work up wind accuses system and model, just can reduce risk of break a contact so.
