The administrative punishment that website of the silver-colored meeting that keep watch announced dispatch now on December 3 decides Beijing of Chinese economy net book (silver of short for Shaanxi Province protects inspect preparing punish 2018 〕 of 〔 5, 6) show, xian Yang center of company of life-insurance finite liability raises the people's livelihood company (the following abbreviation " Shou Xianyang of person of the people's livelihood pays a company " ) the tax that product specification can use in existence is exaggerated the content of product liability; Center of Yan'an of company of life-insurance finite liability raises the people's livelihood company (the following abbreviation " Shou Yanan of person of the people's livelihood pays a company " ) the behavior of the profit of insurance product acceptance that existence decides to accrual inaccuracy, be protected by Shaanxi silver inspect bureau preparatory constituent does not give amerce 50 thousand yuan of administration punishment that fines 10 thousand yuan with the warning. In addition, li Xiping, Jing Wei in all person of two relevant responsibility is punished.
Silver of short for Shaanxi Province protects inspect preparing punish 〔 2018 〕 show 5 numbers, the tax that salty this world of life of person of the people's livelihood pays company product specification to be able to be used in existence is exaggerated the content of product liability, disobeyed " insurance law " the 116th, according to " insurance law " give amerce the 161st times 50 thousand yuan administration punishment. Li Xiping raises a company to groom as salty this world of life of person of the people's livelihood the ministry grooms administrative post employee, have direct responsibility to afore-mentioned behavior, according to " insurance law " the 171st administration punishment that give a warning and fines 10 thousand yuan.
Silver of short for Shaanxi Province protects inspect preparing punish 〔 2018 〕 show 6 numbers, during July 2017, the behavior of the profit of insurance product acceptance that the existence in the process that Wei of scene of the member that Yan'an of life of person of the people's livelihood raises company sale is 86610120170210000XXX in date of sale guarantee slip decides to accrual inaccuracy, disobeyed " insurance sale superintends method from personnel of course of study " the 24th, give person of the people's livelihood to Shou Yanan raises a company to warn and fine 10 thousand yuan administration to punish according to the 34th, give Jing Wei the warning and fine 2000 yuan administration to punish.
" insurance law " the 116th regulation: Insurance company and its staff member must not have following action in insurance Wu activity:
(One) beguiling policy-holder, insurant or beneficiary beneficiary;
(2) conceal the fundamental condition; that concerns with insurance contract to policy-holder
(3) tell obligation what block up policy-holder fulfills this code to decide according to the facts, revulsive perhaps its nonperformance informs compulsory; of this doctrine regulation according to the facts
(4) give or acceptance gives the insurance premium beyond agreement of contract of insurance of policy-holder, insurant, beneficiary beneficiary sales commission; of other perhaps benefit
(5) the compensation that refus does not fulfill insurance contract to agree lawfully perhaps gives pay insurance gold compulsory;
(6) contract of the insurance accident that intended fictional have not produces, dummy insurance exaggerates intentionally perhaps the loss rate of the insurance accident that has produced undertakes false manage compensate, diddle insurance gold or obtain is other profiteering;
(7) divert, hold back, ; of embezzlement insurance premium
(8) entrust the orgnaization that did not gain lawful competence to be engaged in; of insurance sales compaign
(9) use begin insurance Wu to be other orgnaization or; of individual obtain profiteering
(10) use broker of insurance agent, insurance to perhaps be sure to evaluate an orgnaization, be engaged in perhaps making up with business of dummy insurance intermediary retreat protect wait for means to cover take the illegal activity; such as charge
(11) the commercial reputation that damages a competitor with the means such as dispersed and concoctive, false fact, perhaps disturb with behavior of other unfair competition; of insurance market order
(12) the commercial secret; that divulges the policy-holder in the know in business activity, insurant
(13) lawbreaking, administrative regulations and the other action that the State Council is sure to supervise an administration to set.
" insurance law " the 161st regulation: Insurance company has what Benfadi sets one of action 116 times, by insurance supervisory administration is instructed correct, be in 50 thousand yuan of above 300 thousand yuan of the following amerce; clues are serious, restrict its scope of business, instruct stop to accept new business or revoke business license.
" insurance law " the 171st regulation: Broker of orgnaization of safe and company of management of capital fund of insurance company, insurance, professional representative, insurance disobeys this code to decide, insurance supervises an administration to divide respectively Benfadi reachs according to 160 times the 170th regulation gives punishment to this unit outside, the director staff that is in charge of directly to its and personnel of other and direct responsibility give a warning, be in 10 thousand yuan of above 100 thousand yuan of the following amerce; clues are serious, cancel holds a post qualification.
" insurance sale superintends method from personnel of course of study " the 24th regulation: Orgnaization of representative of insurance company, insurance ought to normative insurance sells the sale action from personnel of course of study, forbidden insurance sale has following action in insurance sales compaign from personnel of course of study:
(one) beguiling policy-holder, insurant or beneficiary beneficiary;
(2) conceal the fundamental condition that concerns with insurance contract;
(3) block up policy-holder is fulfilled tell obligation according to the facts, revulsive perhaps its nonperformance tells obligation according to the facts;
(4) give or acceptance gives policy-holder, insurant or the interest beyond agreement of contract of beneficiary beneficiary insurance;
(5) use administrative power, post or professional advantage and other shocking measure force, entice or restrict policy-holder to conclude insurance contract, perhaps be profiteering of obtain of other orgnaization, individual;
(6) forge, contract of insurance of change of do sth without authorization, perhaps provide false proof data for insurance contract party;
(7) divert, hold back, embezzlement insurance premium is safe perhaps gold;
(8) entrust the orgnaization that did not gain lawful competence or the individual is engaged in be sure to sell;
(9) the commercial reputation that damages a competitor with the means such as dispersed and concoctive, false information, perhaps disturb with behavior of other unfair competition insurance market order;
(10) the commercial secret that reveals the underwriter in the know in insurance sale, policy-holder, insurant and individual privacy;
(11) reject clearly to send client of the interference after protecting in the client;
(12) replace policy-holder to sign insurance contract;
(13) the other provision that lawbreaking, administrative regulations and China defend inspect to meet.
The money before insurance sale has from personnel of course of study sets one of action, by China the meeting that keep watch is instructed correct, can collect orientaton society to relevant insurance company public exposure, right the superintendency measure such as senior administrator superintendency talk.
" insurance sale superintends method from personnel of course of study " the 34th regulation: Insurance sale has what this method sets one of action the 24th times from personnel of course of study, by China law of according to of the meeting that keep watch, administrative regulations is opposite this insurance sale reachs orgnaization of representative of relevant insurance company, insurance to give punishment from personnel of course of study; Law, administrative regulations did not make a provision, give a warning to orgnaization of representative of relevant insurance company, insurance, manage illegal gain one times above 3 times the following amerce, but highest do not exceed 30 thousand yuan, did not violate earning, be in 10 thousand yuan of the following amerce; Give a warning from personnel of course of study to should be sure to sell, be in 10 thousand yuan of the following amerce.
It is punishment below textual:
