According to small letter fair number of small letter of safe center government on March 18 message, at the beginning of March, center of small letter safety was released " about handling small letter individual account is released " illegal contraband " the announcement of sale information " , to of all kinds break the law violate compasses act we maintain from beginning to end " 0 patient " manner, give as always to this kind of behavior determined blow. The near future, we receive an user to complain: Discover partial user still exists to extend illegally the behavior of loan. To this, group of small letter safety undertook special clear, hereby fair show.
According to the country relevant law laws and regulations, and " license of software of Tecent small letter and service agreement " , " account of small letter individual uses a standard " requirement, account of small letter individual is released with any forms, reveal, transmit of all kinds finance of leasehold information, all need to obtain license of administration of relevant and leasehold business, the standard pursues leasehold management business. Extend illegally loan behavior, once discovery is checked, small letter platform has authority to be depended on lawfully compasses is right relevant individual account and chat group of groups undertake handling.
What what say here is illegal extend loan behavior is to point to: Superintend sectional approval without finance, it is a purpose in order to seek profits, to not specific object loan fund, with this obtain high specified number the behavior of illegal income.
In addition, no matter be civilian individual leasehold extend illegally still loan, urge like occurrence ill will close include but not be confined to with be being imprisoned intended harm, illegally, affront, threaten, minatory (like bomb address book, baleful P graph, transmission is naked illuminate and exposure individual information) , annoy when waiting for behavior, complain according to the user, check affirm have this kind of action we handle accentuation.
Since 2019 up to now -- complain according to the user submit evidence, we add up to right 2500 many extend illegally loan account undertook type of a flight of stairs is handled, right 1000 many extend illegally loan group undertook sealing stopping handling, sequel will still strengthen processing.
The part is handled " small letter account " give typical examples
Center of small letter safety reminds: Illegal network is leasehold have a risk, return the risk such as existence bilk besides accrual of high specified number. Ask broad user to establish correct consumption to watch, not otherwise plan consequence is blind and leasehold. In addition, the normal finance orgnaization that should choose to have loan aptitude borrows money, not credulous the false advertisement that regular without the blame of aptitude corporation releases. Finally, if once discover oneself,encounter " cover a road to borrow " , want to report a case to the security authorities in time to police, use statute weapon protects him, because fear,be not threatened by illegal element, minatory, in " cover a road to borrow " defect is jumped over in trap deeper, suffer belongings loss and illegal enroach on.
We combine an user to complain case and relevant and public report, also point out to everybody here a few " cover a road to borrow " common method:
1, in order to not have guaranty, black door can borrow, the stunt such as fast loan is attracted be eager to spender, beforehand with collection expense is deducted from inside loan for of all kinds poundage, and the user needs to undertake repaying according to the capital before deducting a money as before, common says " behead ceases " . (be like: Loan 2000 yuan, receive 1500 yuan, 500 yuan serve as the charge such as poundage, 2000 yuan need to repay when reimbursement or higher amount)
2, turn Chan Ping Zhang, amount of baleful base fast loan, introduce other loan platform and borrower to sign the loan contract of new higher number, raise in order to borrow borrow.
3, when conduction loan, excessive gather the individual privacy information that has nothing to do with loan apparently, include not be confined to: Mobile phone address book, pay password, mobile phone the service password, pay treasure to wait with leasehold the account password of the account that have nothing to do.
We emphasize again, ask everybody to raise a risk to be on guard consciousness, the attention discriminates information true bogus. At the same time we also are in " Tecent 110 " installed on small order " 714 tall artillery piece " short-term complain the entrance, sequel still can have other entry, greeting user is carried through the client and small order violates compasses behavior to undertake complain and feedbacking to breaking the law this kind, build favorable platform zoology environment jointly.
Client end complains flow:
Small order " Tecent 110 " complain flow:
