In May 2018 since the portion, aegis installs the much home such as the group to appear on the market company, erupt continuously credit risk. A few finance superintend new rule come on stage, of monetary policy tighten up, and the financial orgnaization that the silver-colored meeting that keep watch publishs and kind the administrative way that financial orgnaization gives a letter integratedly to the enterprise, these Dou Zhao is being shown go lever times has come in the round.
At the outset tall indebted, the enterprise of tall lever, if these year got sufficient profit, can cover the debt of oneself, these enterprise itself questions are not big; If these year get profit, if the interest that pays repeatedly even cannot be enclothed, going below the tide of lever, can select beak a contract only, go bankrupt finally, be asked to give the market.
Take estate company for, the circumstance of capital insecurity falls now, if you are not countrywide estate company 100 strong, it is even before 50 strong, fund is obtained very hard in the bank, to in small estate company, more difficult. More those who let vexed of these room look forward to is, the debt that estate company sends a few years ago arrived cash when, if these year of word that gotten income cannot cover debt quite, must seek new capital infuse, financial orgnaization rejects the fund with new infuse, do not have enough capital liquidate debt to moment, these room look forward to can cheap cast circumfluence of dish of quick implementation capital, if these return insufficient liquidate debt, can select beak a contract only, the choice goes bankrupt.
Go lever times, estate company, it is the epitome of numerous enterprise.
Finance goes lever times, those who accompany is the orgnaization mixes pair of finance to be superintended strictly of kind of finance orgnaization necessarily, control what carry to asset strictly to these orgnaizations to give a letter. Past estate, state-owned company, because recessive credence of the government assures, financial orgnaization includes kind of finance orgnaization, big to these and the enterprise that does not fall, very preference, give a letter to what these enterprises had high specified number.
Finance is strong superintendency times, produced a lot of change:
(1) of endowment canal new rule come out, take out all sorts of passageways, break rigid cash;
(2) superintendency orgnaization is restricted strictly to delivering the fund of asset of Xiang Fei prize;
(3) manage to protecting, rent etc unified delimit the silver-colored meeting that keep watch is superintended, and provided way of unified the management that give a letter, cut off asset to carry the chance that increases lever;
(4) superintend strictly to the utility of insurance fund;
(5) superintend gold strictly to accuse a group, prevent to use platform to get those who do not have a bottom line to add lever;
(6) the superintendency that strengthens pair of Internet finance platform.
On November 7, 2017, the Ministry of Public Security is released " publish opinion deploy to strengthen blow finance crime to work further " , opinion requirement, want to perform blow function adequately, optimize blow mode, what hold pair of finance guilt from beginning to end is severe make high-pressured state, the activity of outstanding economy crime that key blow collects money illegally to commit a crime and involve orgnaization of negotiable securities option market and Internet finance, finance.
Finance is strong superintendency times, bank, fiducial the strong competence that can rely on oneself with the financial orgnaization such as insurance overshoots periodic, kind of those finance that cover advantage ability only this orgnaization, maintain put in order for instance, for instance financing hires a firm, for instance Internet banking firm, regard shadow bank as the existence like, what do on some kind of meaning is the job with financial orgnaization, but wind accuses a medium, wind accuses skill to be done well without the bank, capital cost is higher than the bank, impose severe superintendency measure, will be faced with without good asset optional, without business doable situation.
The gold of core business melts, major core him business is set protect manage, financing to rent stage of Jin Ping of company, each other, below such setting, do not have and industrial deepness is shirt-sleeve, pure kind of finance orgnaization that is engaged in shadow bank make loans covering interest, die necessarily.
Be engaged in loan covering kind of finance orgnaization of benefit before, sit enjoy superintendency bonus, add core business to had not entered these markets, earned the profit of high specified number. Did not have superintendency bonus now, add finance to go lever, kind of finance orgnaization that loan is engaged in covering interest previously people, once asset carries occurrence cash crisis, be sure drag in oneself, going bankrupt will be their exclusive fate.
Finance goes lever times comes, future can have orgnaization of how many kinds of finance can all over and retreat. Finance liberalizes level, a lot of kind financial orgnaization rises together, of capital swarm into, turned the tide that financial orgnaization develops, now the retire as tidewater, once kind of finance orgnaization of all-powerful, dim wind up.
No matter be the hypostatic enterprise of tall lever, pure still the firm of banking of a benefit Internet, company that maintain put in order, financing hires a firm, in finance strong superintend, go lever times, be given by Qing Dynasty the market is big probability incident.
Future, going below the big setting of lever, kind financial orgnaization appears going bankrupt is big probability incident.
Once riding wave and rise, tidewater is about nowadays retire, the night before last of tidewater retire, it is to live in visional numerous unit of distance, choose to disregard, still seize all opportunities, seek new tomorrow?
Regard these as the employee of the company, be in charge of high even, can disregard these, need not ponder over these problems even, although be faced with,go bankrupt, they divide brushstroke likely to compensate gold, can seek new company even, continue lead a befuddled life, but the boss that serves as a company, as the author of the company, can you disregard these?
Superintendency bonus period, these companies are completely lawful really manage, can of withstand history examine, if examine via rising, once the company appears the crisis, the boss of the company, the author of the company, be found out very likely criminal responsibility, face the disaster of bagnio. What do not say poineering failure is painful, be found out only criminal responsibility, be faced with a huge sum civil suit, it is life what cannot bear is heavy.
On this world, others has leeway, only alone the boss does not have leeway, others can surrender, only alone the boss cannot surrender. Employee can escape, change an industry, trade a company, boss cannot, because escape to imply beyond redemption, without future.
