Commercial loan cries again " individual housing borrows money " , the person that buy a house can apply for commercial loan when cannot pay whole house the money. The near future, commercial loan buys room head to pay per cent to reduce, a lot of cities head flatlet commerce borrows money head pay lowest to arrive 20% , how does the person that is the house bought in this moment buy a room to should deal with change the name of owner in a register? What does commercial loan buy the data that room change the name of owner in a register needs to have? What does the person that buy a house deal with the primary technological process of change the name of owner in a register to have?
Commercial loan buys the primary technological process of room change the name of owner in a register
1, head period money after the data is neat, neat, by annul accuse hillock to deal with a building to evaluate; for the client
2, evaluate piece hind, trade by each the center is sold accuse hillock to cooperate with buyer and spouse (need a bargainor to show up at the same time all right) undertake to the bank the face signs formalities borrowing money, after 3 weekday, can be informed a face to sign; of result of examine and verify
3, after bank range autograph is passed, make an appointment by authority card hillock buy, sell both sides (conjugal) , deal with property right card and; of formalities of land card change the name of owner in a register to house property bureau
4, after dealing with change the name of owner in a register of property right card, card of the property right that get receives a sheet, receive a sheet must keep by authority card personnel;
5, the time of change the name of owner in a register that provides according to bureau of each area house property, cooperate with by authority card hillock buyer is gotten to the real estate department " building droit card " card of; property right must be kept by authority card personnel;
6, card of the property right that get that day, authority card hillock can cooperate with buyer undertakes land card change the name of owner in a register, card of the land that get receives an odd; to receive a sheet to must be kept by authority card personnel;
7, avoid according to each area land time of change the name of owner in a register, cooperate with by authority card hillock buyer is gotten to land bureau " certificate of state-owned land access " , land card closes must keep by authority card personnel;
8, guaranty data all ready, guaranty evaluates a report to go out hind, cooperate with by authority card hillock buyer and spouse deal with guaranty to register formalities; to the real estate department
9, the time that provides according to each area, guaranty goes out hind, he authority card returns a bank, after two card return inn, by chain store to buyer client consign two card.
The data that place of change the name of owner in a register of commercial loan house property needs
1. estate changes the application form that register.
2. applicant identification.
Certificate of 3. estate right.
Building of 4. business loan already set guaranty, the written document that if consider need of change the name of owner in a register,should submit hypothec person to agree (bank issue) .
5. is other and necessary material:
① people court is mandatory book of the should submit become effective report of move, ruling, mediation book and assistance carry out advice note;
② is not the estate of legal person enterprise, organization to transfer, should refer branch of its property right to agree with the approval file; of move
The land of price of ③ administration transfer, derate, the approval document that should submit director branch and paid money paid for something purchased or received for something sold prove;
④ with invite public bidding, auction, hang out one's shingle means acquires estate, should refer win the bid confirmation, auction clinchs a deal access of confirmation, land makes over contract book and paid money paid for something purchased or received for something sold to prove;
⑤ belongs to the; of should refer relevant director branch give an official of house of commodity of sex of governmental material benefits
⑥ tears open change compensatory to should refer; of agreement of the compensation that tear open change
⑦ estate shares a person to agree with the opinion book; of move
⑧ is bought or of amalgamative enterprise, should refer the approval file; of concerned branch
The occasional of ⑨ state-owned company is other of the estate allocate and transfer between the organization, should refer the approval file; of concerned branch
The other file of ⑩ law, code, regulations and regulation of normative sex file.
Commercial loan transfer ownership is more complex than flow of means of other change the name of owner in a register, still need a bank to issue written document when the data prepares. But when the person that buy a house is dealing with change the name of owner in a register, if can on deck of data of change the name of owner in a register, the conduction that follows the prescribed order next can.
