Unmanned not of dawn " 414 finance " , how " black " word Oh?

Unmanned not of dawn " 414 finance " , how " black " word Oh?

Heibei saves a procuratorate to held a press conference a few days ago, announce mechanism of complete province procuratorial work to sweep black except evil special accuse and denounce at a meeting case of 10 beautiful high-quality goods, the person organization such as the cereal static state that area procuratorate handles Shijiazhuang city bridge on the west, leader, attend gangdom property to organize case a list of names posted up to go up famous.

Gu Jing city, was born in Heibei advance city 1988, be in Shijiazhuang city formerly a beauty parlor works, yang Mou of the in collusion with after leaving his post in June 2016 is dry case " campus is borrowed " . Expand ceaselessly as the organization, after they buy car of a person of extraordinary powers, unified suspension contains a number " 414 " plate, enlightened include a number " 444 " mobile phone number, putting illegally borrowed an industry to be hit " 414 finance " renown date.

"414 finance " unmanned not dawn

"Is money can lending here? " " can. " " how does loan fee calculate? " " you come over first. " " you come over first..

Guo Mou is to read a of some college of city of place of business of Home Yu Shi to be in school undergraduate. A day of July 2017, he found the Yang Mou of at hand of Gu Jing state through bagman, prepare 10 thousand yuan to borrow money. Tell about according to him, be in Yang Mou office, a man let him fill in borrower application form, the full name telephone call that content includes individual information, father and mother, full name phone of the classmate and bank block message. He fills a list, the other side blocks its Id and bank duplicate, ask he presses fingerprint in the autograph on Xerox; Learn name through what he offers, a report of test and verify of its one's status as a student is printed on net learning a letter; Take away its mobile phone, open mobile phone address book, excerptioned the phone of his parents, kin, friend, teacher, classmate, gross 35. Take this course, the other side lets Guo Mou sign on a 20 thousand yuan loan contract, loan time limit a month, make him handwritten at the same time an affirmatory book, roughly content is: Loan 20 thousand yuan, if expire to be not returned, assume of one's own accord everyday cost of 500 yuan exceed the time limit; If be come to urge,close, assume 5000 yuan of one's own accord urge collect fees.

"Sign on the contract, that person asks I am taking Id and loan contract to take piece of picture, ask I read the content of affirmatory book again, recorded video with the mobile phone. " Guo Mou memory says.

According to handling a case inquisitor introduction, the guilty gang that with Gu Jing the city heads labels student of school of Shijiazhuang city big quadrangle main crime target, small advertisement is sent in campus, in loan spot is created all round the school, extend illegally to the student without guaranty, borrow money without what appoint utility. Loan term is short criterion 3 day or 7 days, long criterion 20 day or a month. Supply home address besides requirement usurer, the connection means of the parent, kin, teacher, classmate, they return pair of homes to undertake a visit to the parents or schoolchildren or young workers in this city student one by one, external student adopts a dormitory to examine, examine of the end-of-term examination before with chummery the means such as person communication is finished. When signing loan contract, be not a student to need how many capital how to much borrow, should sign a tower above however actual number the loan contract of nearly one times, these many charge are used at paying the items such as cost of bail, a visit to the parents or schoolchildren or young workers, intermediary cost, penalty due to breach of contract numerous fee.

"After signing contract of empty fast borrow or lend money, to deceive the public, the loan amount that gang of cereal static administrative division knows regular meeting to agree the contract turns to account of gathering of the injured party entirely, production bank turns trace of Zhang running water, cause the injured party to already obtained the false appearance of all loan. And in fact, the injured party can be asked to take out partial debt to give on the spot they. " according to handling a case inquisitor introduction, every loan student is filmed by the requirement a piece of loan " the standard is illuminated " .

"Although allege to the client,loan interest is monthly interest 2% , but we are in contract of lot borrow or lend money, in making receipt for a loan and process of later period gathering, meeting to client collection all sorts of charge, include cost of fee of poundage, service, cost of production, a visit to the parents or schoolchildren or young workers to wait, the client to break a contact or reimbursement exceed the time limit even collection is urged collect fees, bail and penalty due to breach of contract. These charge just are our real profit drop. " Gu Jing city is explained to case hind say.

Cereal static administrative division begins to do from June 2016 " campus is borrowed " , get a large number of illegal economy benefits very quickly. In November 2016, some village of Shijiazhuang city of 2 people hire regards he and Li Mou as office spot, put its illegally borrow an organization to name for " gold of be in harmony is collected " , what wait for Yang Mou the person is illegal put borrow an organization to name for " finance of 10 thousand a person of extraordinary powers " , "Gold of be in harmony is collected " to " finance of 10 thousand a person of extraordinary powers " contributive 400 thousand yuan, yang Mou's individual is contributive 200 thousand yuan, "Gold of be in harmony is collected " right " finance of 10 thousand a person of extraordinary powers " accuse 2/3, establish branch organization.

In May 2017, to drape lawful appearance, arrangement of cereal static administrative division is factitious " gold of be in harmony is collected " the business license that handled Heibei Sen Ru to invest advisory limited company (the following abbreviation " Sen Ru company " ) , hold the post of company legal representative by Nie Mou, finance is established inside the company (or weigh loan) , urge close, the branch such as financial, intermediary. Classics audit, came in November 2016 in January 2018, income of this company make loans more than yuan 6.45 million.

Cereal static administrative division drives at ordinary times a value car of many yuan 100 Lu Hu SUV, those who hang is 414J1 plate. After the member that cereal static administrative division asks to be organized is buying car of a person of extraordinary powers, unified suspension contains a number " 414 " plate, enlightened include a number " 444 " mobile phone number. Put in Shijiazhuang borrow a ring inside, "414 finance " it may be said unmanned not dawn.

Pattern of base high debt is various

"414 finance " the organization is having strict discipline tie to its member: Forbid to have sex with female client, forbid gamble, forbid drug taking, forbid to embezzle constituent public fund; Drive after forbidden wine; Fight between forbidden member; Forbidden member to other put lend gang borrow or lend money.

Cereal static administrative division establishs these discipline, not be to should let organize a member to become law-abiding citizen, control to facilitate however, avoid to appear bad to clear away " accident " , influence organization lives development.

In December 2017, install some classics to introduce at hand of Gu Jing state to Yuan Mou, Cheng Mou manages borrow or lend money and sign contract of 20 thousand yuan of loan, an Mou is actual in one's hand 16 thousand yuan. Stem from a variety of concern later, install some loan to decide to return money that day. Yuan Mou, Cheng Mou its break a promise is held in order to shift to an earlier date for reimbursement, the requirement installs some reimbursement 24 thousand yuan. An Mou does not have method, be forced collect became sufficient money is returned on.

September 2017, liu Mou manages borrow or lend money to Yuan Mou 15 thousand yuan, signed a 30 thousand yuan loan contract finally, liu Mou is actual in one's hand eleven thousand four hundred yuan. A after two days midday, yuan Mou did not pick up the telephone with Liu Mou for hold its break a promise, requirement Liu some reimbursement 35 thousand yuan. Other of Yuan some in collusion with controls Liu Mou the office site in oneself, until the following day person of Home Liu Mou comes from the other place in the morning to Yuan Mou reimbursement 25 thousand yuan hind, liu Mou just is taken off tired.

"Break a contact of cognizance the injured party is the main way that Gu Jing city organizes empty to increase debt, borrower of their one-sided requirement must be received at any time hear the telephone call that urge a fund, must not to others borrow or lend money, the requirement must introduce loan client again, do not allow to shift to an earlier date even reimbursement. Exploit the weakness that tricks little, recreant be afraid of getting into trouble, easily in experience of school undergraduate society next, wanton cognizance break a contact. " handle a case inquisitor says.

The loan of Yang Mou of at hand of Guo Mou Xiang Gujing state that preamble mentions 20 thousand yuan hind, prepare at hand of Gu Jing state again another person manages borrow or lend money, yang Mou holds its break a promise, the requirement remands 35 thousand yuan, wear with respect to detain otherwise he comes home look for its parents to want. Guo Mou is forced the loan contract that Gu Jing city signed 42 thousand yuan over there another at hand, actual in one's hand 35 thousand yuan are used at repaying Yang Mou. Final, guo some parents is helping reimbursement 40 thousand yuan, guo Mou chose to abandon greatly too because of mental pressure learn.

Money is short of to choose because of at hand in school undergraduate " campus is borrowed " , by wanton cognizance break a contact, not only an extremely urgency that do not have solution, return base tall loan amount. Be maintained when the injured party break a contact or insolvent when, the member that group of cereal static state is woven is met the injured party previous debt turns borrow the other loan person to the organization be in, but can conceal both sides to the injured party congeneric the circumstance of an organization. Other loan person can sign the contract with new loan higher number with the injured party, apparently the loan before the injured party repaid, actual it is base however tall debt. This kind " borrow " behavior, let gang of crime of Gu Jing city gain profit bigger. This gang add up to many 40 " campus is borrowed " case, great majority has " borrow " circumstance.

September 2016, shijiazhuang Yang Mou of some profession colleger loan of at hand of Xiang Gujing state, signed 14 thousand yuan loan contract, actual in one's hand 10 thousand yuan. After the contract expires not reimbursement, the person such as Yuan Mou of at hand of cereal static administrative division brings back Yang Mou Shijiazhuang urban district from native place, undertake beating up to its, control person freedom makes an appointment with 20 hours, force its " borrow " reimbursement makes the same score Zhang. Morrow in the morning, yang Mou is forced with Gu Jing state at hand puts the loan contract that borrows a person to sign 46 thousand yuan another times. Yang Mou mother hears the news come to loan person reimbursement 45 thousand yuan. After the event, yang Mou cuts wrist to commit suicide because of pressure of debt of high specified number and psychological pressure, classics rescue survives.

In March 2017, li Mou of some college student goes to Shijiazhuang loan of somewhere of Yuan of at hand of Gu Jing state, sign contract of 40 thousand yuan of loan, actual in one's hand 16 thousand yuan; After a day, sign contract of 13 thousand yuan of loan with Yuan Mou again, actual in one's hand 5000 yuan; After 8 days, sign 15 thousand yuan of loan with Yuan Mou, actual in one's hand 8000 yuan. Subsequently, li Mou by " turn borrow " to Wang Mou, sign contract of 30 thousand yuan of loan with its, actual in one's hand 14 thousand yuan. Because Li Mou expires not reimbursement, cereal static administrative division arranges the person such as Wang Mou to be urged in the native place of Gansu Province to Li Mou close, in its wall of door mouth courtyard reachs the spray in the village " Li Mou owes money to be not returned " model of written characters.

Strong evidence commits a crime surely according to the lock

It is facilitating management, cereal static administrative division built what organize main member to attend originally only " brother makes the world together " small letter group and cover those who organize full member " swarm " . Two small letters group li of video that gives off force of member of a few organizations to demand repayment via regular meeting, some lives in the injured party lacquer of life place fuel injection, hang scroll, besmear to write the contemptuous sex utterance, picture that uses the injured party to make " the advertisement that search a dog " ; Some places wreath to doorway of home of the injured party, scatter paper made to resemble money and burned as an offering to the dead, put firecracker, disturb its to live normally; Still have a plenty of imprison the injured party illegally, lock up, beat up, force to trade, undertake blackmail. Cereal static administrative division is right this take delight in talking about, requirement member is mutual " learn " , still issue put oneself in another's position to beating up video of the injured party to give together among them " modification opinion " , ask to film afresh.

On March 26, 2018, substation is opposite bridge of Shijiazhuang city public security bureau on the west Gu Jing city be suspected of organization, leader, attend case of gangdom property organization to undertake put on record investigate. Via checking, organization of cereal static administrative division and its member carry out activity of of all kinds crime 62 cases, involve organization, leader, attend gangdom property to organize a blame, crime of fraud, blackmail blame, imprison a blame illegally, force to trade blame, provoke affray blame, help destruction, forge evidential blame, 8 accusation such as forcible rape.

Area procuratorate arranges the bridge on the west two inquisitor intervene ahead of schedule, guide obtain evidence. On October 8, 2018, the case moves send examine sue, this courtyard held water to be group of 5 people case with deputy chief procurator, high quality was finished examine sue the job.

As we have learned, this is the bridge area procuratorate is begun on the west sweep black experience record number is handled since dividing evil special accuse and denounce at a meeting most, the injured party counts fact of most, crime the experience black case with the largest amount of record of most, experience, involve guilty suspect 29 people, records 124, accumulative total of data of of all kinds records has one person much taller. Conviction truly to allow measurement of penalty, handle a case group of careful analysis accusation maintain, clue of measurement of penalty, accomplice and audit are adopted wait for a problem, for the indictment measurement of penalty lays accurate affirmatory blame next foundations. This courtyard still takes the lead 5 times early or late hold banquet of couplet of public security organs to meet, to Gu Jing city gang is used " cover a road to borrow " the amount that waits for method bilk the injured party, inside the member that organize mutual " borrow " how to hold collective guilt, "Weak force " press for payment of debts urge close maintain why to plant the problem such as accusation had detailed proof, the content that reports with respect to audit and form and audit staff development are communicated.

Unmanned not of dawn " 414 finance " , how " black " word Oh?

Spot of front courtyard careful

On the court, the person such as cereal static administrative division all the time the bearing is proud, arrogance aggressive, the guilty fact that accuses to procuratorial work mechanism does not grant to admit. Inquisitor broadcasted the evidence of video cut screen that comes out from the abstraction in huge information on the court. "Of break a contact toward dead lanes and alleys, return money ahead of schedule also be no good, call to be not received also be no good " " seek the client with some of small age, get a few beak a contract " " get beak a contract more, much lane turns borrow, give my go toing dead neighborhood " " a wear the red makeup of the stage, a wear the white makeup of the stage villain, gally is over to talk again " ... evidence of a group of groups, the guilty fact that proved the person such as Gu Jing city is carried out adequately. See these evidence, cereal static administrative division and without exception of its gang member are silent come down.

Recently, the court makes first instance adjudicate to this case: Imprison a blame blame of blame of gangdom property organization, crime of fraud, blackmail, illegally in order to organize a leader, force to trade the several blames such as blame of affray of blame, provoke are punished, sentence Gu Jing city set term of imprisonment 18 years, be in confiscate an individual total worth, sentence a set term of imprisonment 10 years to differ to a year to other defendant person term of imprisonment, and corresponding and add punishment. Be sentenced entirely by the person of 29 the accused of to sue of procuratorial work mechanism solid punishment, among them person of 10 the accused is sentenced set term of imprisonment of 10 years of above.

According to handling a case inquisitor introduction, borrow the force after signing a contract to urge the action that stop to campus how qualitative, put in controversy all the time. Fact of this case basis case, the force in counterproposal affection is urged close reflect relatively apparent, the act that the contract signs in front is maintained for bilk abortive, force is urged close wait for behavior to maintain for blackmail; Guilty gang is in-house " borrow " those who have collective crime is subjective and intended, should maintain for accomplice, press entirely " borrow " the guilty amount after assumes legal responsibility. "Deal with the experience that this case accumulates, hit congener crime to lay solid foundation for us. " handle a case inquisitor says.

The view after the case

Unmanned not of dawn " 414 finance " , how " black " word Oh?

Heibei saves Shijiazhuang city bridge on the west Qiao Zengning of inquisitor of assistant of division people procuratorate

In school undergraduate experience world is not dark, social experience is scant, be deceived easily, the ability that solves a problem is deficient in again after be decieved. Of the person such as cereal static administrative division " cover a road to borrow " gang apparently looking is to do financial product to help an undergraduate, actual it is its are immersed in prevail on however " cover a region " cover its next prison, let the parent be deceived for children then buy sheet, compress flintily. Be murdered undergraduate is light person cannot live in school study normally, be forced suspend one's schooling, the future is affected; Because the person that weigh can'ts bear " cover a road to borrow " mobbish, cannot face enormous reimbursement pressure, produce conflict with the school or parents, acedia even to the suicide. "Cover a road to borrow " destroyed these young students, also created serious social problem, the judiciary should increase the blow strength that commits a crime to this kinds further.

Answer originally in school student the heart is not had by look for, study school work, with period learn to become redound parents and society somewhat. But get a society undesirable ethos influence, some undergraduates vanity vies, the problem that face consumes appears from time to tome, undesirable consumption idea not only accentuated parental burden, also gave illegal element an opportunity that can be exploited to sbs advantage. Here, we think dissuasive undergraduates, what is campus borrows encouragement loan consumption, lead consumption at all " finance innovates " , also won't create any value for the society. Face the commodity of mixed, inviting consumption, want to know do according to one's abilities, the libidinal becloud that is not magnified indefinitely double eye, be immersed in " cover a region " . (Xiao Junlin of procuratorial work daily)

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