Small the fraud ten million of loan is planted, it is impossible to defend effectively really, mix quickly small make up look together!
Before borrowing, collect fees first
Before borrowing, collect fees first, what pay first is fixed it is cheater! This is very much false and small the method with loan the most commonly used cheater.
Generally speaking, cheater is met all sorts of excuse come to make use of let borrower advance bail, poundage to wait ahead of schedule, perhaps pretend him bank somebody needs to undertake getting ready.
Expend to borrower collection advantage then, get ready cost, but can appear after borrower prepayed expense two kinds of situations:
The first kind: The meeting after cheater sees borrower swallows the bait continues to lure borrower, let borrower in quick succession make money to him. Cheater takes money to go person, change one's appearance, disappear from now on.
The 2nd kind: Cheater will be one-time to borrower collection the bail of certain amount, advantage is expended, also be us often say do one hammer business, the cheater after the advantage that takes borrower is expended closes immediately machine, disappear next.
High specified number is spent, without accrual
Fool Li Tian looks for a bank to borrow money for many times not when fruit, get a short message, content is " the person that × group is in short supply for capital in this city offers low interest to borrow money (the quarter ceases 6 ％ , annual interest 10 ％ ) , small without guaranty, call × × please of purpose " .
Adopting the attitude that have a try, li Tian dials telephone of the other side. Cheater begins trap, let Li Tian collect the interest of a quarter first into assign Zhang number, say to do formalities to be able to take money directly the following day.
Had not thought of a few days, li Tian's loan did not arrive tardy, wait for him to contact opposite party again, discover the other side has disappeared from the scene, do not have sign again. This ability realizes Li Tian oneself suffer bilk, call the police rapidly.
Id borrows money
Without guaranty loan needs to use your id card, but at the same time you have definite income proof even, the work is steady.
The bank is a business organization, loan is their main source, borrow money so the stand or fall of quality, matter to a bank live, because this won't be put in the loan aptitude that takes no account of you.
General and normal small loan will be referenced state of your credit, job, it is the form that salary extends even. So, "Borrow money by Id only " be a holiday normally.
Fax contract can borrow money
If somebody provides loan to you on the net, dare you want?
Mr Liu of Guangxi sees an ad on the net, advertisement claims to borrow money procedure is simple, and need not deal with face to face, can offer several yuan to borrow money to hundred thousands of yuan, company name is " × × is small loan limited company " .
Fax of the other side comes to " loan contract " , mr Liu was signed; The other side says to want to search again assure the company assures, even small borrow him company to appoint, then Mr Liu gave brushstroke again " assure gold " , just discover oneself are deceived subsequently.
Small write a proposal if everybody is unfortunate encounter loan cheater, proposal call the police for a short while, the information such as date of Zhang of proof of the relevant record that will communicate with the other side, money order bill, bank, telephone number is handed in along with all the others grant police, facilitate undertake to its effective later period is tracked.
