Application room is borrowed common " 5 big errors " , do you step on thunder?

In actual life, so called error points to namely certain the common sense that you think is a mistake actually, actually, there also is an error when loan buys a house. In this loan buys the times of the room, the metropolis before every person that buy a house is applying for a room to borrow is careful all the more, him for fear that the room is borrowed be rejected by the bank, however, because buy a house,be person too careful, the result was immersed in a lot of rooms to borrow an error, here, small making up what should say is, borrow about the room have the following these errors, hope you did not believe entirely.

When loan buys a house, most how long are one of problems that invite kink the room borrows fixed number of year to should choose? Actually, well-known, same house borrows the forehead to spend, loan fixed number of years is longer, returns house borrows accrual to be able to be jumped over much, then, think with respect to many person that buy a house the room borrows fixed number of year shorter better, actually otherwise, this is a kind of error.

Why small make up can you say the room borrows fixed number of year shorter be a kind of error very more? Reason is very simple, because the room borrows fixed number of year shorter, every months still borrow pressure to be able to be jumped over big, if your economy capacity is finite, be afraid can have very great pressure, accordingly, do not think the room borrows fixed number of year shorter better. Of course, if your local tyrant is rich and capricious, so but oversight this, anyway you are rich.

Want to know, after the person that should buy a house did Fang Nu, it is very big that the room that should bear on the body shifts pressure. Accordingly, borrow in the room below pressure and the case that because the room borrows interest rate to be resided all the time,do not leave high, some rooms slave has money to want to still be borrowed ahead of schedule, want to come with this the risk that avoid overpay room shifts interest.

Of course, wanting to still be borrowed ahead of schedule is very normal, but be not say to money still is borrowed ahead of schedule with respect to this, fall in the circumstance that is good at conduct financial transactions especially. Want to know, if you are good at conduct financial transactions, can make sure income of conduct financial transactions leads prep above room to lend interest rate, so you were not necessary completely to still be borrowed ahead of schedule.

If oneself pay off a building to borrow money earlier, coming so is not OK remained a few interest more, because this is below such idea, it is certain and OK that some rooms slave thinks to still be borrowed ahead of schedule be economical. Actually otherwise, many banks have such regulation, if borrower still is borrowed,did not undertake one year be returninged ahead of schedule borrowing completely, can want pay penalty due to breach of contract so.

Connecting general reason condition to fall, although be returned about shifting to an earlier date,how many penalty due to breach of contract should be handed in to do not have relevant provision after borrowing, but general won't little. That is to say, below the case that has penalty due to breach of contract, still borrow ahead of schedule can let you spend more money instead.

As the development of the times, had an individual to sign a letter, and the appears to representing a person credence that individual ask forring believes. However, in this credence namely the times of fortune, a lot of person that buy a house think to want existence ask forring to believe bad record only, so again unavailable also room was borrowed.

Actually, small making up those who want to tell everybody is, not certain, although your individual is asked for,bad record produced in the letter, but the demand that believes to asking for as a result of different bank will be different. Accordingly, if your existence is asked for,believe bad record, so might as well choose the bank with a relatively comfortable examine and verify, accept tall room to lend interest rate at the same time, come so, you can obtain a room to borrow.

If have loan orgnaization or the bargainor says to you, the word that need not see an individual sign a letter is when applying for accumulation fund to borrow money, can you believe? In actual life, believe many person that buy a house still are put in a such errors, that is accumulation fund loan does not look sign a letter, actually otherwise, no matter be accumulation fund loan or commercial loan, letter of individual ask forring is favorable it is the condition of one major premise that obtains a room to borrow.