On insurance market, appeared before a few look be like what deceive people actually is inviting, alleged " insurance product " . These are so called " insurance product " the likelihood is involved collect money illegally. Once fall into these trap, suffer severe loss possibly. Begin from April 1, the silver-colored meeting that keep watch begins insurance device to collect money illegally risk platoon investigates punish activity. Besides the risk the platoon is checked, how to avoid to collect money illegally from fountainhead the happening of incident?
Economic sound rolls out special subject report
" say to collecting money illegally " not " "
" technology, supervise, code... . . . Insurance device is on guard to collect money illegally 3 big a magic weapon "
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Strengthen management from the technology
Collect money illegally what in be aimed at insurance market, hide problem, superintendency layer notices already, took the action. Of course, want market of farther normative insurance, need multibarrel falls together. This among them, insurance device self-discipline is very important. How had been oneself been in charge of from already? External institute of insurance of economic commerce university teachs kingdom army to say, regard professional finance as the orgnaization, insurance device has distinct professional advantage, strengthen management from the technology, can prevent effectively to collect money illegally the occurrence of behavior.
Everybody saw, network bilk perhaps collects money illegally on the network before, it is to pass a bank to undertake turning Zhang, undertake delimiting next of the paragraph. If discover an orgnaization or certain account often has big fund, for example tens of thousands of or thousands of continuous bribery, it can be checked, see this have a problem. Through a large number of these technical measures are OK preventing so such thing happens. Teach these 3 methods to be used together through technology, system, conduct propaganda, be on guard this risk next Yu Weiran, should say the technology is to arrive till now a kind of the most efficient way.Enhance the action of law Wu personnel
The level runs in the company, the business that can do is very much. Enhance the action of personnel of Wu of company in-house method, also be an efficient way. Beijing Beijing division (Xi'an) attorney office partner is regnal yuan the lawyer says, this kind of practice is to strengthen management, prevent the important step that controls a venture.
The counsel of current and conventional insurance device or law Wu, the business of processing basically still is centered in civilian business, it is traditional domain. In the light of at present this is planted circumstance, I suggest insurance device introduces criminal to close compasses examine post, through invite applications for a job special criminal adds up to plan law Wu to perhaps retain criminal major counsel, help hazard of law of enterprise discovery, diagnostic criminal, offer the program that the risk is on guard and dissolves a venture, collect money illegally for the name in order to be sure for instance behavior. Only such, we just can be controlled in the precaution before the favour, thing better, after the event is solved.Strengthen superintend, perfect code
Outer ministry controls an aspect, the special operation that having at present is OK really get effect instantly produces the result, but can not let rectify achievement to maintain for a long time certainly go down. To this, regnal yuan of lawyer proposal, examination, selective examination should accomplish normalization, form a special mechanism, can the soil that purify problem creates.
Silver protects inspect to meet or want the interior the company to check standardization, system to change, normalization selectives examination this kind of superintendency layer in the meantime. The key hazard that this comprehensive platoon investigates punish to collect money illegally basically is 3 respects: Collect money illegally from sortie of personnel of course of study activity; The orgnaization offers a service to perhaps facilitate to collect money illegally; Exterior infect a risk. So silver protects inspect to meet even around these 3 respects, the superintendency step with further setting and ask duty mechanism, only true translate into grows such ability the setting carrying a layer on the head of effect, is not to flow at the form.Besides, legal laws and regulations also wants to catch up with stage by stage. On March 28, the silver-colored meeting that keep watch dealt with to collect money illegally 2019 department time joint meeting (enlarged meeting) hold, the conference puts forward, will accelerate drive come on stage " deal with to collect money illegally byelaw " , research collects money illegally into punishment standard, accusation property of case of applicable, experience deals with wait for difficult problem of general character law, perfect criminal law provision further. Kingdom army is mentioned, be opposite at present actually the condemnatory strength of safe and relevant illegal criminality is greater still.
After all bank underwriting (crime) majority is high-level controller or middle-level controller, he can discover this matter that he pursues immediately, involve collect money illegally. If have a such string have an early-warning, and if be the word with rigorous management, if system basket plunges into the word that must tighten, should not have too big risk, because father after all,superintend already a few years, to the punishment that collects money illegally strength is a case, condemnatory strength is very great also.Regnal yuan the lawyer earlies childhood, top magic art, highest check and judiciary had been been aimed at collect money illegally pertinent question published a regulation, the silver-colored meeting that keep watch also is necessary to begin relevant work in the light of existing circumstance. Much branch many sided sends force jointly, ability plunges into the fence of good code.
Two came on stage high on January 30 this year " collect money illegally about dealing with criminal case the opinion of a certain number of problems " , maintain a basis to have detailed explanation about the illegal sex that collects money illegally among them. Be aimed at afore-mentioned judicatory explanation, maintain what collect money illegally in the light of insurance domain further, still need ground of the silver-colored meeting that keep watch the industry is real the case is further survey, publish more scientific regulation or file, such ability are hit better collect money illegally, the capital that assures common people is safe.Wonderful reviewing
Insurance wants " value good person of the door, canal "
Recognize these " insurance product " real features
Reporter: Zhang Ziyu, Yan Gongxia
Read and edit: Liu Zhijun, Li Rui
