Mr. Liu Run often says, the times that changes in high speed the more, want to return to essence more. So what is financial essence after all?
Concept: Internet finance
Internet finance, have the finance of more efficient venture business model namely. Financial essence never has changed, it is proud only to the person that thinks oneself can scorn essence increasing.
Apply: More effective risk canal accuses a mechanism
Setting one:
If small letter wants,do P2P. How can be it done? I want to lend 10 thousand yuan of money today, be willing to give out of 8% year change interest rate, 10 days remand, press day of plan breath. Who is willing to borrow me? Year change interest rate 8% , it is good to be in a bank than putting at least, but you are very afraid, in case how doesn't Liu Run return money to do?
Small letter says, such, that is with respect to the embellish that take Liu in small letter, the communication right that communicates most 20 friends with him is on mortage, do you look to be no good all right?
After 10 days, without giving thought to what reason, mr. Liu Run does not have there's still time to return money. Communicate 20 most people to send a message to you: The friend that you make Liu Run this owed a family 10 thousand yuan of money was not returned, are you his good friend, can help remind him.
These 20 people, the likelihood is his family, friend, work in the same place or commerce is companionate, it is a client even. They perhaps can feel, this makes Liu Run's tool, connect 10 thousand yuan to still do not rise unexpectedly! Want originally and of his deal, did not do.
What is called credit? This is credit. They just are Mr. Liu Run teachers most be afraid of the person that break one's promise.
Setting 2: The car that by the kilometer number is bought is safe
The car danger previously, for instance profit teacher should fly one year in the sky 100 for many times, 200 days are not in Shanghai, the person that that car drives scarcely, drive the person that 30 kilometers commute everyday with you, pay same insurance cost, do you feel reasonable? The insurance cost that Mr. Liu Run pays, apparent expensive. The model of this venture business has a problem.
There is a facility now, be called OBD, put in the car, detect data of your drive a vehicle. After having this thing, the following insurance can sell according to kilometer number. Drive much person, should make money more apparently. If your car is done not have one year, should hand in only actually stop fare, insurance cost of a minute of cash is not handed in.
According to the kilometer number is bought, no matter you call him Internet finance or finance of science and technology, you are a basis actually data, with a more effective venture business model, give risk of your drive a vehicle buy. You because this more be economical, and insurance company because this more make money.
Summary: Financial essence
Financial essence, it is venture business. A kind of any new finance, should be based on more efficient venture business model. Otherwise, no matter what he calls, it is blind lane.
The article is author him basis bought Mr. Liu Run that gets APP go up opens " foundation of 5 minutes of business schools piece " course undertakes cutout decrease, condense and come, follow-up meeting joins him to combine the study that individual experience place writes to take notes. If you want to learn the course of original, download please and register get APP, buy the course of Mr. Liu Run, not expensive also, have 199 yuan of business school course that can attend several yuan only, extraordinary be to one's profit, welcome everybody to support an authorised edition!
