Hong Jun of man of county of Guilin city whole state (alias) , it is Guilin city spirit plain county the builder that one building site employs, on May 22, 2018 afternoon, when its are having operation dash forward feeling body is unwell, answer a dormitory to rest then. Morrow evening, hong Jun is died inside house by fellow worker discovery. Via judicatory appraisal, its fasten embolism of pulmonary artery thrombus and die. Subsequently, the compensate of construction company start off before the others that Hong Jun is in paid a family member gold of 240 thousand yuan of compensation, still raise a company to raise claim for compensation to center of Guilin of Inc. of some property insurance, can refuse. Both sides is communicated fall without the circumstance of fruit, construction company tells insurance company the court. Its course is such. In March 2017, this construction company (accuser) Cheng Jianling plain county some bank business is integrated building project. Of the same age on March 16, accuser is cast to insurance company protect " injury insurance of accident of person of construction engineering group " , add among them insurance of die of acute disease of construction engineering group is sure each amount 200 thousand yuan. On May 22, 2018 16 when the left and right sides, hong Jun is when wall of this build by laying bricks or stones of building site of case place experience, feel the body is unwell suddenly, return a dormitory to rest. Morrow 18 when, its are discovered to die by the fellow worker. On May 29, spirit plain police is opened " death proves " , those who eliminate force of its machinery sex to die is likely. After Hong Jun dies, this construction company pays 240 thousand yuan to its family member in all. Of the same age on November 10, hong Jun's family member issue " authority of insurance compensation request makes over statement " , enjoy its " gold of insurance of claim for compensation requests authority " , make over this construction company entirely. Those who make a person accident is, at the beginning of September 2018, this construction company puts forward to compensate for a request to insurance company, after 5 days, insurance company is not with Hong Jun die inside construction site, do not belong to insurance liability for, allotted rejecting claims advice note. Talk things over without below fruit, construction company tells insurance company to the court, requirement court sentences your the accused to compensate for 200 thousand yuan to accuser. The court thinks via cognizance, when the building that Hong Jun agrees in insurance contract is engaged in a project working inside engineering construction site, cause because of embolism of pulmonary artery thrombus unwell, die accordingly at morrow, accord with case experience " clauses of die of acute disease of group of additional construction engineering " of the agreement to the condition that pays insurance gold. The dead's symptom accords with the feature of acute disease. Contract of case experience insurance did not appoint beneficiary beneficiary, insurance gold serves as the bequest of insurant, the accused ought to the regulation of according to inheritance act fulfils the obligation that pays insurance gold. After the accused allots rejecting claims advice note, accuser paid the 3rd person to recoup a money as the main body that use worker worker, subsequently the 3rd person requests whole insurance gold authority to make over accuser, this action is significant, accuser obtains the insurance gold to the accused to request authority lawfully, the accused argue says to afore-mentioned rights must not be made over and do not have legal basis. The place on put together is narrated, a few days ago, the court adjudicates 200 thousand yuan to the accused compensates for accuser insurance gold lawfully. (He Shuping of Yu Huijing of reporter of Xuan of Jiang of reporter of Guilin evening paper)