The Central Bank announces this afternoon, the decision is right bank of collaboration of commercial bank of rural credit agency, country, country, bourg bank and it is only inside provincial administration area the city that run the commercial bank is directional reduce deposit reserve to lead a percent, will divide May 15 at was being mixed April 15 second carry out reach the designated position, reduce 0.5 percent every time, release long-term financing to make an appointment with 400 billion yuan in all. In the meantime, deposit money financial orgnaization above quota in the Central Bank since April 7 reserve interest rate is reduced from 0.72 ％ to 0.35 ％ . The expert expresses, this monetary policy combines the Central Bank fist, meaning it is better to making finance serve hypostatic economy, increase in be opposite, small small company supports strength. Hear the story that reporter Yu Chengzhang sends please:
Under epidemic situation, small small company is global in the whole nation face greater difficulty. Standing conference decided this the State Council that Zhou Erju goes farther aggrandizement is right in the guiding principle of measure of support of finance of sex of benefit of general of small small company. Chief researcher Wen Bin says academy of bank of the people's livelihood, the Central Bank is directional fall to accord with the market to anticipate definitely.
"This directional falling basically is definitely in be aimed at small bank, so release long-term financing definitely through falling, in conducing to support small bank better focusing advocate duty advocate course of study, increase the credit supply of small small company in be opposite, reduce financing cost, come true more Shu of choice accurate land is tired. This second falling should be right definitely the country is fulfilled of regular meeting policy, reflected monetary policy to add greatest outrage cycle to adjust strength, supportive substance economy, restored development to put more prominent place. Restored development to put more prominent place..
This directional fall after allowing, obtain directional fall those who allow fund is medium small bank has nearly 4000, in bank system domestic number is occupied than be 99 ％ , it is the fundamental strength of small small company in the service. Fall continuously through the near future accurate, in small deposit money the deposit reserve of the orgnaization leads kind of finance to had fallen 6 ％ , research center of traffic bank banking is presiding researcher Tang Jianwei thinks, the space that the deposit reserve of small orgnaization in be being reduced further leads is very limited already.
" go up from our country history and the word in light of the experience of developing country whole, the deposit reserve of 6 ％ is led had been a lower level! Continue to reduce a space on this level so the likelihood is more finite, but the legal deposit reserve of the large merchant bank of our country leads a standard that still controls in 12 ％ now, still have a reduced space so! Still have a reduced space so!!
Those who deserve attention is, 12 years are lain between when, the Central Bank is reduced considerably deposit money above quota reserve interest rate, that is to say the commercial bank will reduce the earnings that exceeds the capital of have more than needed of legal deposit reserve to stock the Central Bank considerably. Tang Jianwei says, this is the Central Bank is in actually squash capital into hypostatic economy.
" this Central Bank general above quota reserve interest rate is reduced by 0.72 ％ to 0.35 ％ , hope the capital of long-term low cost can be used at supporting hypostatic economy entirely namely actually, is not after obtaining fluidity to support, continue to put return the Central Bank, cause a deposit of fluidity. Accordingly, this action can promote a bank to serve hypostatic economy better, especially in small small company. Especially in small small company..
Author: Yu Chengzhang of reporter of Shanghai broadcasting station
Editor: Li Shue
Responsibility edits: Zhu Ying
