Borrow heart to: "After 22 days, talk about accrual no longer, and need talks to borrow money qualification! And need talks to borrow money qualification!!
This word, already was to say no longer just! New edition asks for a letter to be about very quickly to go up line, the divorce bought a room to won't do, default water charge of electricity to also can affect loan even.
Loan limitation grow in quantity, requirement is strict, wait for conduction room to borrow more difficult also ~ more
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One, new edition asks for a letter to be carried out immediately
False divorce buys a house washed-up, default water charge of electricity to be affected
According to Central Bank latest news, will ask for a letter to reach switch this year in May big data mode, times of open big data.
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This also is meant, new edition asks for a letter to be about very quickly to go up line.
At the appointed time, bought a room to will won't do through divorcing, the ill will that expends even water and electricity defaults what will affect us to sign a letter, influence loan specified amount is spent and privilege is enjoyed.
Look next, new edition asks for letter and old edition contrast, what differ:
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1, indebted information changes, false divorce bought a room to won't do
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Generation influence: Both sides of husband and wife is collective before reimbursement, second borrow a person to ask for a letter to be not reflected indebted, regard collective reimbursement person as; now
Letter of both ask forring all is reflected indebted. Even if divorces, blame advocate borrow a person to buy a room to belong to again have a room borrow, head pay 80% , after the divorce also cannot low head pay buy a house.
Through divorcing unavailable a flatlet, 2 flatlet or low head pay loan. Of much to having before the divorce flatlet, although house property is absent your under one's name, but you will not borrow money.
2, when signing a letter, grow produce a change
01, use very hard ask for a letter to update slow time to differ, go applying for loan
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Generation influence: Use a bank to ask for a letter to update slow time to differ, will undertake borrowing money will not coming true.
The letter is asked for to update previously slow, need a month longer even, the person that buy a house wants an action only fast, can in a month immanent and different bank enjoys first for many times, 2 flatlet pay, buy much flatlet.
And now, unless can control every bank examine and verify to type message synchronous, otherwise, can Only One, can accomplish those who control every bank to put the person that borrows plan of examine and verify, most propbably also need not rely on to fried a room to make money.
02, sign a letter bad record can keep longer
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Generation influence: The bad record inside the period of efficacy that sign a letter keeps longer, record bad news only before, new edition added the information such as reimbursement record.
To applying for the influence that the room lends: 2 have bad news not to affect loan before New Year before, new edition has bad news to cannot borrow money the likelihood inside 5 years.
03, sold door, notes of exceed the time limit still exists
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Generation influence: Old edition collects the time that believes a report, if had behavior of serious exceed the time limit or license to be torn open in order to use east the wall fills on the west the methodological; of the wall
As long as can collect pays off account money to money cancel account again, can get " clean " the report that sign a letter, but after new edition comes out cannot find probably inside 5 years east wall.
So, must cherish oneself credence, do not produce action of serious exceed the time limit, cannot borrow money inside 5 years otherwise.
3, the information that sign a letter produces change
01, detailed information record is in the individual book
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Generation influence: New edition asks for a letter to be able to inquire the information of your field surface, go to school which, the job, address is waited a moment.
Even, marriage is off the rails wait to also can be recorded to be in in detail book. Also cannot change often additionally mobile phone date, also perhaps can be included to solicit letter impeach client by the bank, and influence loan applies for to extend.
02, default water charge of electricity or also can affect buy a house
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Generation influence:
1, enjoy at the same time low protect deliverance, taking monthly pay at the same time the income of 10 thousand proves to handle loan, this kind " meddlesome " won't have again;
2, conduct of will daily life pay cost and link up with of individual information record, to defaulting cost behavior serves as individual credence to record stain to have a record, the person that owe cost very likely can be procrastinated to enter by the bank " blacklist " , cannot file loan, credit card;
3, forget pay and Laolai or should treat respectively now and then, do not know a bank to have what identifying detailed rules to this;
4, additional, these records can define a person " daily life area " whether to often produce change, can serve as " live for a long time " auxiliary proof.
03, the net borrows bad news to be able to affect a room to borrow
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Generation influence: Some net borrows bad news to also deal with the influence the room to borrow.
04, add newly prevent con caution
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Generation influence: Identity information also is afraid of by pilfer, OK and active application is added on the report that sign a letter " turn over con caution " , the action that protects security of our individual information reachs since the meeting.
05, the car is borrowed reach decorate borrow credit to reflect
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Generation influence: Credit card undertakes refining in installment, silver-colored guild you big in installment amount plan is entered indebted, those who become you is big the room applies for to borrow; again before still not was over in installment
With respect to need more income and bank water offset this part is big in installment amount.
