Piece say a word for indebted person, not be the person that all is in debt is willing to become a Laolai, much dot is good-tempered with understanding. Life is alive, weal and woe expects hard! Who is unwarrantable also oneself this all one's life can downwind downstream, good luck, right?
Common saying says well: Be an upright person handle affairs want one divides into two, do not want a knock sb. down at one stroke, see a problem want comprehensive, objective, science.
Now nowadays, was in debt to had turned a society into the problem, be in debt also still is not a kind common phenomenon. From this and the tripartite force of generation is urged like receiving a company to be like emerge, appear in masses eye shot.
Be in debt although the person is abominable, but be in debt the person has ill will to be in debt person and kindness are in debt the person's cent. So-called ill will is in debt the person that the person has money to be not returned namely, it is everybody what say usually " Laolai " ! Ill will is in debt the person can be punished, label for example break his promise to be carried out person, go up blacklist, restrict by plane, limitation sits Gao Tie, limitation takes high speed route, restrict high spending, cannot borrow money buy a house, cannot borrow money buy a car, be detained even be sentenced, all these penalty are their have only oneself to blame, deserve the punishment, deserve! Kindness is in debt although the person is subjective on consider repay a debt, but go up objectively to repay without ability, at least current or debt cannot be paid off inside period of time quite, they are well-meant, to debt just " is unable to do what one wants very much to do " , avoid liability undesignedly, do not return debt undesignedly, they make money to be paid off in order to strive for at an early date in try every means all the time be in debt. Be in debt to kindness person, author appeal, give them a means of livilihood please, do not go block up they, do not go rotting they, should give them the chance, should let them do poineering work, let them hard, when them " turn over " , was in debt to be able to be paid off, this is best ending!
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The stage a comeback in real life, the case without number of successful counterattack: For example limited company of high heart software (Gao De map) Cheng Congwu once went bankrupt be in debt 4 million yuan, but he guided a company to acquire 700 million user through trying hard to go all out in work, company market prise achieves 6.6 billion yuan now; For example old name of drug of hundred years traditional Chinese medical science " An Yuyuan " control person Home Guo learns 4.8 billion yuan to once was in debt, once wanted to jump the building commits suicide, all troubles end when the main trouble ends. , but the course does poineering work difficultly, he paid off debt with 8 years of time, and 2010, became Shaanxi head 2012 rich; For example because capital catenary ruptures,Shi Yuzhu developed giant large building 1993, be in debt between one night 250 million yuan, do poineering work again later, become You Xinrui of sanitarian gigantic alligator, net, invest bank of an ancient name for China and bank of the people's livelihood successfully in June 2010, become investment big alligator again, body home achieves 100 million yuan hundreds; For example American Beizunsi established Yamaxun company, company from found begin all the time deficit, be in debt be as long as 20 years, but at this late hour the company has become Yamaxun whole world the most top class Internet enterprise, market prise reachs 400 billion dollar. Just think afore-mentioned those successful personages if at that time because be in debt by the knock sb. down at one stroke, buckle blindly on " Laolai " cap, go up completely " blacklist " , do not borrow money to them, do not give them financing, do not give them by plane, do not sit to them Gao Tie, do not take high speed route to them, detain them even sentence, make their be utterly discredited, make they can not move a step, make they had become street mice everybody to cry dozen, does their where have an opportunity to turn over? Ending can be creditor and debtor only internecine, caustic of one caustic all, final perish together. Debtor cannot earn money not to return debt again already, creditor not only lose gold to still can lose other more stuff!
Although above example is the person of a few successful counterattack. But for civilian to great majority common people, hundred thousands of, millions of it is large number, creditor blind will be in debt the person forces last pace, nail them forever in " Laolai " on cross, what did you get again? They label Laolai, all sorts of limitation, also do not have method " turn over " , owe your money, it is a bad Zhang forever, then you will be lost forever call in the opportunity of oneself money.
Life is alive, future is not affirmatory, say to not be clear that him some day also was become be in debt person, also was in debt, others also is so right you, you know what makes understand banzai at that time. Give debtor a chance so, give oneself a chance namely. Have the person that money does not return to those, absolutely of course ruthless, premise is you the money that lends others also is reasonable and lawful. If you also are usurious, black heart person, so you also are waiting internecine! Come out to mix, want to return sooner or later.
Replace above be in debt the person said word of one have friendly relations, so loan is owed too much, how to still rise after all to should do? Serve to everybody below right way and be in debt the relevant law problem of generation, do not look regret oh! The detail asks stamp later development:
{! - - PGC_COLUMN- - } loan basically has 3 kinds, of close friends do not calculate: Credit card, net is borrowed, below the line usurious. We explained these 3 kinds to still do not go up how to do in the round today!The first: The net is borrowed. The net borrows cent to be asked for to go up believe and do not go up sign a letter two kinds.
If return Qian Ken,still go up first surely sign a letter. The letter signs on divide the mixing with be important again opposite not important, what I had said the article in front is very clear, if you are not written down, had turned round to look again, here said more no longer.
Before paragraph since time finance is rectified, a lot of firms close to be not put only, caused many personnel to still do not go up money, overall debt erupts. Subsequently and those who come is to urge close, a lot of companies are usurious, illegimate, without license plate. Finance is rectified bring about these companies to be faced with close down and close stop, before stopping to closing down and close as far as possible call in the loan that puts, once your exceed the time limit, force is urged close to begin.
Tell first tell force to urge the form that receive, basically have the following:
1.Fame kidnap. Urge the information that receives to owe you money group the address book that sends you, p graph, have more very person play a banner, come, the unit is troubled by on, this kind of state of affairs is less now nevertheless, after all everybody comes out to mix, not be jealous.
2.Annoy family and friend. Return money to let you, 24 hours of uninterrupted phones and short message bomb. They are bought bomber, do not need manual telephone, direct tiring-room setting went. Do so that close friends works in the same place even fowls and dogs are not left in peace, everyday the mobile phone cannot be used normally, will force you to return money with this.
3.Minatory. What lawyer cases, be imprisoned, bilk, sue wait for minatory method. Language attack, the language is minatory this kind of weak force, also make your all day long anxiety-ridden, cannot live.
4.Imprison illegally. Box up you namely, let everybody cannot find a place. (this kind of state of affairs is less, , it is almost 0)
Encounter a net to borrow still do not go up how?
1.Withhold testimony. And urge receive received telephone call to want recording, chatting record, threaten the short message has been withheld, negotiate reimbursement as far as possible, can of derate call the other side derate. How to talk things over? Reimbursement of delay of that is to say, become 3 years than what be like a year, terminally is inside your capacity limits, the extend a time limit that still can go talks things over. The interest of more than 24% is same without giving thought to, I say perhaps adjourning in installment is to show capital is breathed out. Interest can say without what delay is mixed in installment. Anyway this moment, how right you are advantageous how to come, talking things over is to not have commonly of fruit, so you are uncle now, this moment is you when abstract is begged.
Additional, the problem that reimbursement notes. Urge close let your reimbursement, you also can be returned, had talked things over namely. Scarcely should turn directly Zhang gives opposite party, this is the thing that a lot of people were duped. Urge closing is an individual, he receives your fund without the qualification, these people can cheat how to much calculate, let you return a thousand or slightly less first commonly, to you of perfunctory, calling the police also is not, do not call the police the hold back in him heart is bent. So, want reimbursement, still must arrive inside APP, returned scheme of the check on the horse, withhold testimony.
Illustrate: You should return 2000 yuan originally, you cannot be returned so much, you and urge close had talked things over to return 1000 yuan first, so these 1000 yuan you still should arrive you in installment that platform goes up, and do not turn directly Zhang, it is certainly such. But it is 2000 yuan in installment, how to do? Let his modification tiring-room, instead is returned 1000 yuan again, urge commonly close to be revised without this right, since non-privileged revise, what qualification does he have to say to return money less to you? Because be a road. Urge receive you to say to return money less, just be OK protracted time just.
The covering inside this what is the road? One urges received me to say such condition: They take this to urge receive bill, have a time paragraph, for instance between 30 climate, urge after 30 days close to did not succeed, abandon this bill directly, change the next to urge close to urge. They should be hit one day commonly tens of phone, those who pick up the telephone is hopeful call in a bit money, do not pick up the telephone, without giving thought to,put down first directly. Him money that call in takes deduct a percentage from a sum of money, this deduct a percentage from a sum of money is not little still. Receive a fund that come, oneself were solelied pocket occasionally, continue this him bill to be being taken next, can help so be in debt the person is protracted time, do not urge for some time namely receive you. Because you gave him a few money, he also does not have this money recapture company, so he continues to retain this form, so derate is this false, urge receive a kind of instrument that makes money just. Of course, I say this is urged close, be more astute. As to urge receiving interior is how circumstance, I cannot give out certain result, because of afore-mentioned circumstance, it is one is urged receive me to tell about their company, his operation method just, withhold period of time to be not urged to close for you namely.
2.Undertake complaining to superintendency branch. For instance on the net get together complain a website, this website has been compared really, special give power, it is the platform of borrower collective condemn, I list other complained places to be lifted one by one no longer. Because this complains general situation,be we go out only vent one's anger just, the money that owes after all connected capital to still do not go up. If you had money to be able to be returned, so the justice of disclose of legitimate rights and interests that is about to be oneself. Returned reasonable accrual and capital to go only to moment, those who do is very possible return capital only, a minute of money does not return interest!
Urge close say you are suspected of bilk. If you did not provide any false data, for instance false Id, false mobile phone date, false information... that does not belong to bilk case. But want to notice, if ill will owes money,still also can not undertake handling as civil case, if adjudicate you,return money to moment, refus is not carried out also is to should change " Laolai " . Here should remind, general net is borrowed won't sue, because of them itself breaks the law, but do not eliminate a few lawful platform to sue you.
Of course, the money that can return is returned as far as possible, but return reasonable share only, annual interest leads 24% less than and capital to be able to be returned. If do not have money really,procrastinating. But must remember Zhang of bills due good. Go working rapidly earn money, breakfast still is over. Because capital still should be returned, just be not returned really now, also do not have method.
The 2nd: Credit card. Because credit card suffers criminal law to protect, but 50 thousand do not worry too below, 50 thousand above are careful.
If oneself connect lowermost forehead to spend really,be not returned, be about for certain exceed the time limit. Call to the bank before this exceed the time limit, ask can adjourn reimbursement, reduce pressure. Adjourn 3 years for instance or 5 years, each month assures how to much return, say oneself are difficult really now, feel reimbursement is demanding. This moment most won't promise the bank you, you want many dozens of a few second phones. If say what bank does not agree, you ask the bank can spend amount secured, do not increase interest, punish breath, those wait penalty due to breach of contract a moment.
If any action are done not have, then you can choose exceed the time limit only. But credit card involves bilk, ill will overdraws, the likelihood wants to be imprisoned. And exceed the time limit best avoid method is every month least still 100 money are more perhaps little, remember every month must be returned, how many OK, want to let your reimbursement record be not broken only, such OK the risk that respect of avoid public security organs brings.
Legal provision, the money that returns first reachs strong principal first, if do not take care,was police station also won't put on record. Be police station put on record, undertake was detaininged to you, the procuratorate also won't be approved arrest, most criminal detains 37 days. Call the police the possibility of put on record is very little, but had better not let a bank perhaps be urged certainly close find you. If run bank of many calories of home, the forehead is spent much, had better block the ground from open, must not meet or go their law Wu ministry talks things over, if give a bank to perhaps be urged,close found, cannot sum reimbursement, they send this moment extremely likely you go police station, let a police be applied to you pressure undertake assist urge, this is their road.
Best means of settlement is with the bank the staff member talks things over, your circumstance of the specification, negotiate reimbursement next. You should behave your strong reimbursement desire, work hard namely earn money repay a debt. The bank also is a business organization, what they want is money, is not to let you be imprisoned. You were imprisoned, do not have advantage to who, treat credit card to want to cooperate actively so, do not choose to escape, such banks won't sue you commonly. If you are owed the forehead is spent big, manner bad, perhaps cannot find you, the bank looks for you to bother for certain, call the police and be being sued is fixed thing, a word makes kill chicken to look to monkey, do not let a bank catch you the model will handle went.
If you still do not have exceed the time limit, can use era to return software to return so, the capital of 10% is OK reimbursement of sum of a month. For instance you owe credit card 10000 yuan, use the capital of 1000 to be able to return 10000 yuan, full specified amount is paid off, accrual giving a point went. As long as either temporarily the forehead is spent, credit card not should of exceed the time limit, after all era is returned. Return software as to era, I did not say, because I do not make ad.
The 3rd: Below the line usurious. This thing is bad to do, be this locality after all, cannot return money, affirmative meeting comes. This processing method is or returns money, or runs road. You run road, with you family did not concern. If they harass your family, call your family to call the police directly, occupied look for a police, this is law society, serve the duty that is them for people.
If you are owed, is not very much, so try hard together with family as far as possible, still go up. Do not run road. If you are poor a lot of, do not know what when change to go up, perhaps feel all one's life still did not go up, so taking family to run together, go out when the family work. Because door of sky of this usurious day is annoyed, you also stay in the home without the face, also cannot live normally, still be inferior to changing an environment to live.
If you do not run road, urge close to also come every day, if the other side is very abhorrent also, instruct you one court. You prepare flowerpot in the home, inside replete water, if the other side stays in your home not to go, let your friend call the police, once you hear hooter voice, break flowerpot into pieces directly, in disorder a of domestic lanes and alleys, wait for a police to come to see all these, you need not explain, the police is clear also. Of course, until the last moment, do not use this device, after all this is the way with piscine dead lousy net.
Above is in debt 3 kinds, no matter be which kind of, we should undertake negotiation first, good evidence must be withheld when talking things over. For instance the net borrows you to want recording, recording is to negotiate reimbursement actively certainly, still do not go up according to present reimbursement means. You must be being reflected inside recording is not intended do not return, still did not go up really however, clear? Anyhow, recording, video, the photograph waits these a moment is evidence, get ready ahead of schedule, with north untimely needs. Short of is cut, the court can adopt.
Say 1000 10 thousand, best method still earns money, scarcely wants decadent because of debt do not rise. If be labelled,often go back on his word, also have vivid way of Laolai. Laolai has now on ten million person, this data still is raising continuously, the family is OK well living, why are you no good? You sit in the subway above, perhaps on the side the bears millions liability namely friend that taking, the family is euqally calm be like first, of the life grow has taste. So, indebted not terrible, the travel before loading can live very wonderfully euqally!
