"Head pay 3000 yuan to open new car, lowest to be become head pay buy a car... " latter, the similar ad that buy a car is seen in the everywhere in elevator, subway, this kind of burgeoning mode that buy a car attracted many youths to pay close attention to.
Meanwhile, many person that buy a car complain in become head pay after buying a car by " cover a region " : Car be about to when change the name of owner in a register, exceed the time limit namely by trailer, be asked section of one-time paid tail; Somebody mirrors place to buy BMW to be moved to pass a list and it is accident car, still person buckles paragraph and contract actually to not agree with, every months of without foundation is buckled more money...
Automobile industry personnel expresses, the tradition buys car head to pay at least 3 into case, in addition safe, on the charge such as the card needs one-time hand in neat, "To head pay insecurity or the first time the person that buy a car, become head pay really appeal pretty is big, but also should notice to avoid potential risk at the same time, follow-up and car transfer ownership, real cost is for instance high wait. Follow-up and car transfer ownership, real cost is for instance high wait..
Consumer of lawyer criterion proposal, when signing this kind of contract that buy a car, "Must examine content of easy occurrence divergent seriously, eliminate formulary flaw as far as possible, lest the businessman pays total money with all sorts of reason requirement clients,perhaps remove contract. Lest the businessman pays total money with all sorts of reason requirement clients,perhaps remove contract..
Random elephant one: Duty field new personality is hired full a year, the car is towed away change the name of owner in a register suddenlyThis year on April 3, ouyang and colleague eat lunch in Zhao Qing, be less than half hour, his jeep is towed away. Disappear subsequently still have 4 tablet.
This year April, when handling official bussiness toward Zhao Qing before car of Ou Yangzai drive, the car is abrupt by " play a car " the respect tows away.
The thing wants from 2018 the Spring Festival speaks of, strong finish school is full Europe of a year is in relief, because the job needs to prepare to buy a car, "See in elevator accidentally at that time ' play a car ' advertisement, I downloaded APP, immediately with respect to somebody the phone contacts me. Immediately with respect to somebody the phone contacts me..
"Play a car " the staff member says, need a Fu Yicheng only, tail section can choose one year to buy a car in installment after lease completely, also can retreat car or relet. This is charming to the Ou Yangpo that just had a job.
According to " weather eye is checked " show, "Play a car " belong to financing of car of Zhejiang big search to hire limited company, held water in May 2016, register capital for 600 million. Be in " legal lawsuit " one column, show this company has financing 11 cases to rent at least with contract dispute case, additional know exactly about sth has case of issue of traffic accident liability.
Be in after Ou Yangsui " play a car " on take a fancy to a jeep " free a person adept in martial arts and given to chivalrous conduct " 2017 SUV, the price is made an appointment with 180 thousand. In pay 7900 dynast to pay, month of first phase is mixed for 3998 yuan after 4000 yuan of poundage, europe this world shifts a car smoothly in the city zone of river source source, "The businessman also did not ask to issue proof of bank running water. "The businessman also did not ask to issue proof of bank running water..
This year in January, soon full a year, ou Yangzhun has end money fully in installment, deal with car transfer ownership. As a result of salary Chi Fayue lays exceed the time limit during 4 days.
Subsequently " play a car " the staff member tells Europe this world, because " credit problem cannot in installment, must one-time hand in neat section of 100 thousand tail. " Ouyang explains exceed the time limit to be not in cold blood, after the event already filled hand in a month to offer with fine for delaying payment. "Say at the outset full a year can in installment, changed how suddenly? " head for Zhao Qing in his drive car when office, the car was towed away suddenly.
"They locate of GPS on board, platform also has car key, " Europe this world feels furious, "The 4 flat computer on the car, purse also was taken away along with all the others, they also did not send short message or telephone call before trailer I, " Ouyang thinks, "It is try every means does not give in installment, the requirement pays end the money. The requirement pays end the money..
Random elephant 2: Each charge overlay is high, maintaining accident discovery is accident carNot come singly but in pairs.
July 2018, mr Zhang in Suzhou two handcart city is recommended by the businessman " play a car " APP, "They say to buy car head Fu Yicheng in this APP, it is OK that every month hands in a month to offer. " Mr Zhang decides proceed with finally secondhand BMW 525, and in consign 33200 dynast pay, what 10000 yuan month expends inside for serving with 6000 yuan is close 50 thousand hind shift a car.
A sheet paying Zhang of Mr Zhang.
Mr Zhang says, after beginning the first year to return a month to hire, the time of every months that deduct a money does not secure this platform, "Some time money are on Zhang, but arrived date platform also was not buckled. I will do not have an attention in November, passed to buckled paragraph date to buy a thing with bank card, spent two 300 likelihood gross all but, they deduct a money no longer, little 1 yuan is not buckled, also do not have an announcement. Also do not have an announcement..
South reporter from this platform " financing rents a contract " notice, this platform sets " the month of the first month pays Party B hire term day to pay hire consign day when month in and month out, there is not corresponding date that month, with last days pay hire due date for the month that month. " the specific date deducting a money that did not show every months.
In November, the car of Mr Zhang stops in the company to be towed away suddenly. One week later, mr Zhang by " play a car " inform require pay the car tail section of 40% serves as " bail " , ability brings back the car. Because financing is tight, he and " play a car " talk things over to hand in 20% bail and will offer in November aggregate more than yuan 80 thousand.
Did not expect, car come back be towed away again after two months. "This platform wants me to pay total money, I and they discuss a car transfer ownership, 220 thousand what I still remain through bank loan. They say my beak a contract, car wants to auction. " also be right now, mr Zhang discovers inadvertently, this BMW is passed to express by tone, and be accident car.
When Mr Zhang expresses to be maintained in 4S inn, discover BMW car is accident car so inadvertently.
According to " maintenance " the record shows, this car ever was maintained because of the accident in April 2015, update left hind taillight and Zun Houxie child board. In addition, this car shows in December 2017 course of development already exceeded 80 thousand kilometer, but when Mr Zhang and businessman signed a contract in July 2018, indication course of development is 35000 kilometers however. Mr Zhang states these businessmen were not informed beforehand, he got cheat.
Random elephant 3: "At any time change the name of owner in a register " become conditional to restrict, car danger is to buy car platform by policy-holderIn the big Liu of Beijing, because car danger and car are attributive,also headache recently.
Big Liu goes to work in an Internet company. Be the same as for a short while with Ouyang almost, he shifted car of a Ying Lang that fasten a gram in installment through network of new car of young soya bean. Although have Beijing number of households and total population, but because had not shaken car date, whether can the staff member that big Liu asks network of new car of young soya bean before buying a car go up Heibei license plate, "They say to be no problem, after still saying one year at any time can change the name of owner in a register. After still saying one year at any time can change the name of owner in a register..
When this year in January, big Liu considers a car transfer ownership, by network of new car of young soya bean staff member response says, "Change the name of owner in a register must preexistence Shijiazhuang obtains license plate aptitude.
Consideration application unit jockeys card need has a car to produce evidence or car danger proves, put forward to be the change of the person that be protected of car danger oneself first under Nai of big Liu Mo, refuse likewise.
To this, big Liu is interrogative unceasingly, "I asked car risk company, their response can deal with car danger to be protected person change, myself buys car a place difficult of access, network of new car of young soya bean needs to affirm the insurance on car is OK only, why should write insurant into their company? Why should write insurant into their company??
Big Liu Ren is, even if is to rent a car for a long time I should buy insurance, also can keep the person that rent a car, afore-mentioned regulations of network of new car of young soya bean are unreasonable. "Include me inside, a lot of youths are more careless now, won't go reading the article in the contract carefully. " big Liu says to complain is to cause everybody to take seriously, let more person know the net buys the trap of the car.
Random elephant 4: Buckle paragraph and contract to have discrepancy in installment, be buckled every months more moneyIn become head pay a car advocate Wei Quanqun, south the reporter notices, the user that an account in one's own words has similar lot is absent a few. Besides by trailer, consumer report buckles money amount and contract to not agree with in installment.
Those who live in Shanghai impetuous the gentleman is in last year " play " a jeep. Full after a year of lease, impetuous the gentleman chooses cent 36 period paid section of 120 thousand tail.
Impetuous the gentleman expresses, the contract buckles a paragraph actually amount and every months to have discrepancy in installment.
"Their follow-up flow is to pass APP, include to hand in strong danger, change the name of owner in a register formalities and wait in installment. " but began in Feburary from this year, impetuous of the gentleman deduct a money actually every months 4286.68 yuan, more ineffable than buying the month on car contract to offer 4271.75 yuan much gave 15 yuan of cost. He mirrors this matter for many times subsequently, be weighed by the response only " it is systematic breakdown " , have no later development.
Actual measurement: Inn of 4S of platform price prep aboveSouth the reporter is in " play a car " search discovery, amount to CX4 2.0L oneself with the horse automatic edition of vigor of two drive blue sky is exemple, this platform offers " standard plan " head pay 7600, the first days offers 4698 yuan. If consumer preference 36 period month offers 4558 yuan, this car is last actual in one's hand the price exceeded 230 thousand.
"Play a car " chief of Guangzhou some agent says, afore-mentioned car are bought in this platform head pay need only 10 thousand can shift a car, "It is conditional limitation, plate of the Fosan on the first year of compulsive requirement, and car danger registers a person be big search car. And car danger registers a person be big search car..
This chief says to be like consumer preference " the plan that the car can cancel after a year " , hire retreat car head to pay completely will not return still.
On network of new car of young soya bean of the another platform that buy a car, a Fu Wei of the car that be the same as a paragraph fifteen thousand two hundred, the first year the month of 12 months is offerred it is 4393 yuan, say " after a year, at any time change the name of owner in a register. " south the reporter was calculated below, same choice 36 period in installment, this car pays amount actually finally to exceed 210 thousand, still do not include the charge such as danger of the 2nd year of poundage, bail, car.
South the reporter understands from inn of 4S of Ma Zida brand subsequently, staff member introduction includes a brand, purchase duty and insurance to wait, cost of this car be born is less than 180 thousand. Will integratedly look, afore-mentioned become a car is the same as a paragraph that pays the platform that buy a car to buy car total prices actually, outclass 4S inn.
Controller of inn of Guangzhou some 4S tells south reporter, consumer buys a car in 4S inn, if apply for to need to income of good credit record, job proves to wait in installment, "Head paying is at least 3 into case, and loan part can borrow car price only, like insurance, purchase duty, on the card must one-time hand in neat. Like insurance, purchase duty, on the card must one-time hand in neat..
He tells south reporter, also can encounter need now and then " the client that becomes 0 to pay, it is to pass a bank to assure commonly help consumer head pay scale to mention most probably above, still borrow regularly by consumer. But such since, the interest that consumer needs to assume is very high, general we do not suggest. General we do not suggest..
His analysis says, to head pay insecurity, the first time buy a car to perhaps do not wish to buying the customer that too much money spends on the car, become head pay the appeal that buy a car pretty big, but whether does the pattern that after also wanting to notice this kind is hired first at the same time, buys have potential risk, follow-up and car transfer ownership, real cost is for instance high wait for a problem.
Progress: Consumer prepares a program to sueOn April 9, south the reporter plays a car side with respect to this matter connection, its staff member introduced platform to buy car pattern, but complain to what Mr Zhang waits for a person, express to be able to continue to feedback to the company.
Current, play a car respect to contact Europe this world to say, can go to undertake borrowing money in installment for its through Pu Fayin, ouyang agrees, but the cart that is pulled still does not have whereabouts.
Under photograph comparing, mr Zhang of Suzhou is done not have so lucky. "Platform says with me the car is not returned now returned want to auction. Retreat head pay 30 thousand, but hand in 60 thousand bail to be not retreated later. " Mr Zhang thinks to be cheated, "Around calculates come down, my comparing is bought in 4s inn with the paragraph two handcart are spent much 70 thousand yuan. It is to consider this platform head to pay originally a bit lower, but arrived one year actually lease does not let in installment, think all sorts of method are forcing Fu Quan money. This follows them what say on advertisement is two things completely. " at present, mr Zhang preparation and lawyer are communicated sue " play a car " .
On April 9, south the staff member response of network of new car of young soya bean the reporter says, because the car of Mr Liu did not deal with change the name of owner in a register, do not allow to change car danger everybody, say " the rigid that is a company sets " .
Complain for many times in the course without fruit hind, impetuous the gentleman is complained serve platform to black cat consumer. South the reporter understands, "Play a car " the balance that staff member response buckles how will be sent with oily card form impetuous APP Zhang date of the gentleman. Impetuous the gentleman enrages anger path, "But also do not have any progress to now, they also do not have an explanation why to can appear this kind of problem, push only saying is systematic breakdown, let a person cannot trust. Let a person cannot trust..
Lawyer: Become head pay buy a car to hide actually riskBeijing is filled with division (Guangzhou) Ma Jinlin of senior partner lawyer represents attorney office, according to contract agreement, if consumer itself is of case of existence break a contact truly, the platform that buy a car has authority to ask consumer is one-time pay end the money.
Ma Jinlin expresses, if consumer encounters accident car or the situation that are expressed by tone in the platform that buy a car, "Need makes relevant appraisal maintain by orgnaization of tripartite appraisal, if can prove the car before the platform that buy a car makes a car exists namely,be moved of the watch, situation that attributes accident car, consumer has authority to ask the platform that buy a car undertakes corresponding responsibility of breach of contract. Consumer has authority to ask the platform that buy a car undertakes corresponding responsibility of breach of contract..
Henan pleaseds Fu Jian of solicitor of dragon attorney office expresses, "After be being hired first, buy " this kind of mode is the contract that attachs a condition actually. It is to show party is special in the contract the condition with fair provision, whether to accomplish with the condition will decide the happening of contract effectiveness or the contract that eliminate. The risk that this kind of means exists is, if sequel continues to buy a car feebly, car can be reclaimed or mortgage, return loan of the bank on meeting back even.
Fu Jian suggests, "Consumer is in when signing this kind of contract, must examine contract provision seriously, in refining a contract appear easily divergent content, with end enumerated means will set remove the condition of instalment contract, eliminate formulary flaw as far as possible, lest the businessman pays total money with all sorts of reason requirement clients,perhaps remove contract. Lest the businessman pays total money with all sorts of reason requirement clients,perhaps remove contract..