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Will to everybody introduce P2P net to lend a few big features that are suspected of collecting money illegally today. Do before discussing this issue, we go up from the concept first analytic next what dispute laws collects money? To the attention that collects money illegally very much more Cong Wuying case begins everybody.
"Collect money illegally " it is to point to " disobey national finance to manage legal provision, to social community (include unit and individual) the action that draws fund " . In us the country absorbs deposit to extend commonly financial orgnaization pursues loan, financial industry belongs to a country concessionary management industry, legal financial action gets legal protection. Law of and rather than collects money what behavior is engaged in often is a kind of illegal banking act.
Collect money illegally certainly need has at the same time " 4 conditions " these 4 conditions were 2010 top people court promulgates " collect money illegally about cognizance criminal case is particular applied law the explanation of a certain number of problems " affirmatory:
(one) it is the form that manages legally without be approved lawfully about the branch or be being used draws fund;
(2) it is to pass media, recommend the way such as the meeting to publish conduct propaganda to the society;
(3) it is acceptance repays captital with interest inside proper time;
(4) it is to the society not specific target is absorbed endowment
If the individual is suspected of collecting money illegally,specific feature says is draw deposit to 30 individual above; The unit is suspected of collecting money illegally is to 150 people above draws deposit. Ambitious attune falls here " did not publish conduct propaganda to the society, just be in relatives and friends or unit interior draws fund in the light of specific target " , do not belong to collect money illegally behavior. Be aimed at this exception, some people are moved had head, recruit social personnel first for in-house personnel, reentry draws fund all right, this cut had been blocked up to go up, if be,be a purpose in order to draw fund, recruit social personnel for unit interior personnel, ought to maintain of resorbent capital to draw fund to social community.
Emphasize again a bit, if be in relatives and friends or in the process that unit interior personnel draws fund, know perfectly well relatives and friends or unit interior personnel absorbs capital to undertake indulge again however to not specific target, also can be being maintained to be is to the society the public draws fund. We generalize these 4 conditions simply with 4 keywords for: Sex of illegal sex, open sex, lure by promise of gain and sociality this 4 sexes. So good, understood collect money illegally 4 make a requirement, we see the P2P net that is suspected of collecting money illegally borrow again have this a few big features.
P2P net is borrowed often use public manner to be borrower bankroll, had above all collect money illegally the feature of open sex. Net of a lot of P2P borrows the method that calling together investor to go up to often use concentration to attend a meeting conduct propaganda, pass media conduct propaganda, hair handbill, carry mobile phone short message, even the ad that embedded P2P net shifts in the net drama that a lot of networks broadcast now, to the society open conduct propaganda recommends platform. This made the 2nd feature that collects money illegally, sociality. Some P2P nets borrow platform to put in the capital of collect investor 's charge beforehand, build capital pool oneself. Release loan mark fractionation circularly into short-term mark, return some P2P nets to borrow platform collect capital to give his give aid and support, from be in harmony. On November 25, 2013, in deal with to collect money illegally department time on joint meeting, make clear in the 4 business red line that superintendency layer gives P2p net to borrow platform delimit cannot put in market fund 's charge get capital pool quite, on July 18, 2015, the State Council is released " the directive opinion that develops about promoting Internet finance health " show P2P network is leasehold clearly platform cannot enough from be in harmony. So, p2P net borrows platform to build the capital pool, behavior from be in harmony to be suspected of breaking the law, made the 3rd feature that collects money illegally, illegal sex. Some P2P net borrows platform to attract investor with accrual of high specified number, this formed the sex of lure by promise of gain of the 4th feature that collects money illegally again. Can say P2P net is borrowed once be born,facing the risk that collects money illegally in our country.
Good, today's share arrive here, if you also have the clever court that identifies investment pit, or the quandary that you are facing investment side, welcome you to issue viewpoint or issue in comment area, draw on the wisdom of the masses, deliver correct investment outlook.
Reject temptation, do a sagacious investor. We see next time!
