College, should be numerous students' the tower of ivory originally, did not think of this Sukhavati to go up, however a few is laying the madcap person that finance innovates, disregard day of path conscience, use a kind the most deformed, least of all the form of can, turn undergraduate group into what can feed pith for knocking bone " fat sheep " . "The doorsill is low, without guaranty, avoid assure, loan is fast, require student's identification card, id card only. " they know perfectly well an undergraduate to not have still shift capacity, use all sorts of benefit however the trap with their usurious entrap. Monthly interest 3-6% , annual interest is between 70%-140% . Borrow 800 yuan, the likelihood after benefit rolls profit should be returned on 200 thousand. Campus is borrowed, can says is those who covert is sub borrow and usurious. The chaos that campus borrows resembles order of serious disturbed finance, campus borrows urge closing is to derive problem of of all kinds society more. Compare campus to borrow alleviate undergraduate economy predicament, help does poineering work wait for action, campus borrows the harm that concept of idea of school ethos, student, education brings, honest too big.
In recent years, the heavy burden of reimbursement is shifted because of can'ting bear campus in school undergraduate, the road that is on illegal crime to commit suicide even often sees the end that see a newspaper, the parent that loses the child, relatives and friends people life also reachs miserable world because of this indulge in. The malign incident that be borrowed because of campus and causes was brought to the family to the society a series of serious harm, just enter the undergraduate of university school gate, be in muddled ignorance condition mostly, very little to financial knowledge understanding, more never mention it pair of burgeoning Internet finance and credit (usurious) understood, drop campus very easily to borrow (usurious) trap and cannot extricate oneself, light person affect school work, serious person affect excellent front courtyard, society, the superintendency branch that needs us causes high vigilance and attention, publish relevant and significant step to should prohibit to coming instantly campus is borrowed (or similar campus is borrowed in the light of the credit mode in school undergraduate) , had protected our child, help the child that helps us!
For this proposal:
1.Prohibit in the round with legislative means campus is borrowed, any be in to what do not have asset school undergraduate, the action that provides loan should regard as illegal! Announce leasehold and invalid, need not repay!
2.The person that borrow to campus should give in time investigate lawfully, confiscate its total worth, the person of serious to causing consequence should seek criminal duty lawfully.
3.Ask each college strengthens the education of pair of student finance knowledge, strengthen the caution education that undesirable campus borrows, guide a student to not be deceived
4.To satisfy difficulty of partial student family and poineering need, those who encourage normal commercial bank open to be aimed at an undergraduate is small credit. Can carry out avoid cease or means of pay interest in the form of a deduction when selling a bill of exchange, real help supports undergraduate need. Additionally the proposal had better be asked for so that the school reachs parents (guardian) agree square but.
