Because of cannot service punishs a book, shanghai silver protects inspect bureau infrequent today announced an administration to punish announcement of decision book service.
Announcement shows, smooth big bank 80 hind before beautiful jade of employee Zou Mou is pulled industry " blacklist " -- prohibit lifelong be engaged in banking working. Because of cannot service informs a book, the silver-colored bureau that keep watch adopts Shanghai to announce service announcement on the net.
According to net of Chinese judge copy clerk, 2 people are holding the position of Zou some beautiful jade and Zhu Mou Chengdu smooth big bank is really new during manager of conduct financial transactions of subbranch of a bank, involve total amount to absorb public deposit case illegally nearly 200 million yuan. The personage inside course of study says, this punishment may be afterwards after the judicial department enters a judgement, silver protects the administrative punishment that inspect orgnaization has again.
The employee before Guang Dayin goes by lifelong prohibit from course of study
Today, outside punishing a book except groovy administration, net of official of the silver-colored meeting that keep watch still announces an administration to punish announcement of decision book service.
Announcement says, zou some beautiful jade is in Shanghai of smooth big bank during really new subbranch of a bank works, be suspected of be versed in to this clerk action management disobeys careful management regulation badly to have direct responsibility. Basis " banking of People's Republic of China controls administrative standard " the 48th (3) regulation, shanghai silver protects inspect bureau to decide to be made to its prohibit lifelong the administrative punishment that pursues banking job.
Shanghai silver protects inspect bureau to express, because place location is checked,do not have this person, adopt direct service, mail to send the kind such as service cannot service punishs a book, reason adopts administration of the exposure on the net to sanction kind of declared of decision book service.
Punish sheet according to what announce today, 2015, branch of Shanghai of smooth big bank and really new subbranch of a bank fail to adopt significant built-in control measure, enhance pair of staff action supervise and the platoon is checked, discover in time and correct the action of illicit carry out of employee, employee action management is serious not careful, zou some beautiful jade has direct responsibility to this.
Net of official of the silver-colored meeting that keep watch shows, last year on September 28, bureau of Shanghai silver-colored inspect plans to be made to Zou Mou beautiful jade prohibit lifelong the administrative punishment that pursues banking job. Same because of cannot service informs a book, bureau of Shanghai silver-colored inspect was made public in government-owned net " administrative punishment opinion informs book service announcement " .
Managers of two conduct financial transactions collect money illegally aggregate nearly 200 million
Judgment of criminal of a when net of Chinese judge copy clerk will announce in September last year 2 careful shows, zou some beautiful jade is holding the position of Guang Dayin to go when manager of conduct financial transactions of really new subbranch of a bank, ever recommended product of conduct financial transactions of blame one's own profession to the client, hind because side issue of put on sale did not repay captital with interest on time,send buy damage of product square benefit, happen namely " flying sheet " circumstance. And this case still involves Guang Dayin to go an employee -- Zhu Mou Chengdu.
According to judgment of 2 careful criminal, zou some beautiful jade, Zhu Mou Chengdu is holding the position of Guang Dayin to go during manager of conduct financial transactions of really new subbranch of a bank, via other introduction, be informed company of fine horse blessing to be investment real-estate project external collect capital.
Came in June 2013 between September 2014, the investment that 2 people offer to get company of fine horse blessing is fixed commission of proportional high specified number, contact through the phone, means waits in conduct propaganda of spot of really new subbranch of a bank, solicit numerous bank client publicly to wait sign company of fine horse blessing " business affairs area invests fund in the center of lucky prosperous " , " city of more than Gan Sian day invests fund " agreement, and external acceptance presses a quarter or year decides redound to Fu Gu.
The basis is the same as Zhu Mou of record concern person for narrating, came in June 2013 between August, zhu Mou Chengdu passes Zhang Mou 1 sell for its, its pay Zhang Mou 1 middleman's fee, its pay commission to give Zhu Mou Chengdu directly after August 2013. In the center of lucky prosperous the commission of fund of business affairs area, invest time one year period according to sale amount 4.8 ％ scale pays, a year half period according to sale amount 6.5 ％ scale pays. The commission that Zou Mou beautiful jade beyond does the 4 cities that bring a day to invest fund its part according to sale amount 6.1 ％ (a year half period) , 7 ％ (two years period) scale pays, all pay of Zhu Mou Chengdu according to the 5.5 ％ scale that sells amount.
Among them, after eliminate repeats investment, zou some beautiful jade solicits investor more than 50, draw fund illegally more than yuan 100 million, collection commission more than yuan 500; Zhu Mou Chengdu solicits investor more than 60, draw fund illegally more than yuan 9000, collection commission more than yuan 400.
Place collect money is turned to account of company of nonlocal house property to be used at construction by company of fine horse blessing for the most part " in the center of lucky prosperous business affairs area " , " city of more than Gan Sian day " relevant real-estate project, the part is used at cash investor to already expired principal and interest.
On July 22, 2015, zou some beautiful jade, Zhu Mou Chengdu comes via the announcement a criminal give himself up to the police of public security mechanism. To case hair, two afore-mentioned fund all fail complete cash, major investor principal still did not get real cash.
Be worth what carry is, commission of collection of Zou some beautiful jade more than yuan 500, company of the blessing that return fine horse is returned before on record is sent more than yuan 400; Commission of collection of Zhu Mou Chengdu more than yuan 400, did not exit illegal earning, confess all use at gamble.
2 careful adjudicate Shanghai court, zou some beautiful jade makes admit public deposit guilt illegally, sentence a set term of imprisonment 2 years 6 months, fine RMB 150 thousand yuan; Illegal earning gives pursue and wipe out. Zhu Mou Chengdu makes admit public deposit guilt illegally, sentence a set term of imprisonment 2 years nine month, fine RMB fifty thousand and ten yuan.
In fact, shanghai silver protects inspect bureau to already prohibited at will be being made to Zhu Mou Chengdu last year in August lifelong the administrative punishment that bans trade.
Administrative punishment decides the book is announced, came in June 2013 during September 2014, zhu Mou Chengdu regards Shanghai of smooth big bank as employee of really new subbranch of a bank, participate in collect money illegally activity, form admit public deposit guilt illegally. Bureau of Shanghai silver-colored inspect thinks, shanghai of smooth big bank raises clerk really newly to be versed in action management violates careful management regulation badly, zhu Mou Chengdu has direct responsibility to this, prohibit lifelong pursue banking job, the date that makes punishment is on August 8, 2018.
Really new subbranch of a bank established Shanghai of smooth big bank in July 2003. Weather eye is checked show, ceng Yin of really new subbranch of a bank borrows Shanghai of smooth big bank to mark calorie of issue and be sued by other or company.
A personage that is close to superintendency branch discloses, beautiful jade of this Zou Mou by the lifelong likelihood that ban trade it is superintendency branch afterwards the administration that after the judicial department enters a judgement, the silver-colored orgnaization that keep watch has is punished. "The near future, the more silver-colored orgnaization that keep watch is a few righter the bank orgnaization personnel that crime is suspected of before this undertook administration is punished supplementary. " his say.
Product of bank conduct financial transactions is vigilant " flying sheet "
In reality, bank clerk is violated to get tall middleman's fee compasses hawk to investor do not belong to a bank to distribute the product of conduct financial transactions that also does not belong to a bank to sell goods on a commission basis, be called inside course of study " flying sheet " . Manager of conduct financial transactions of a few banks to win the brokerage get one's own back of high specified number, receive illicit sheet, receive flying sheet, recommend a sale to did not pass bank examine and verify and chosen product to the client with the identity of manager of bank conduct financial transactions.
In recent years " flying sheet " case common occurance.
2011 bank of an ancient name for China " flying sheet " case hair, bank " flying sheet " begin to enter masses field of vision. In June 2014, manager of two clients in subbranch of a bank of new city of loose river of restful bank Shanghai is sold " flying sheet " , collect money illegally for exotic project nearly 100 million yuan. 2015, because violate,Chen Ying of assistant president of branch of agricultural bank Beijing is arranged compasses sell goods on a commission basis property of 500 million yuan of grain tastes one sheet by depose. Of the same age, wide hair bank is exposed to the sun " flying sheet " , capital loss amounts to 7.67 million yuan; 2016, subsidiary bank of restful bank Beijing is individual employee sells goods on a commission basis hair of case of illicit collect conduct financial transactions, experience endowment evens more 40 million yuan; In April 2017, bank of the people's livelihood " flying sheet " incident exposure, experience record amount achieves 3 billion yuan; In June 2017, beautiful group makes a statement, capital of 1 billion yuan of conduct financial transactions meets with " fraud " incident rises to surface.
Among them, in case of subbranch of a bank of bridge of spaceflight of branch of Beijing of bank of the people's livelihood, zhang Ying of former president of subbranch of a bank of bridge of spaceflight of bank of the people's livelihood serves as capital to put in market account 's charge through controlling other account, the means secret that uses product of conduct financial transactions to make over makes work " flying sheet " ,
To investor, how can you just identify " flying sheet " ? The simplest also be the registering encode that the most significant one move inquires product of bank conduct financial transactions namely.
According to Chinese silver inspect can allot 2014 " Chinese silver-colored inspect is met general office coachs about what business of bank conduct financial transactions superintended the job 2014 opinion " (39 article) , when property of grain of ordinary individual client tastes bank put on sale, a carry out product is announced to be in in needing to sell text version in conduct propaganda " product of countrywide banking conduct financial transactions registers a system " the encode that register, the client can be in China according to this encode net of conduct financial transactions (Www.china-wealth.cn) inquiry product information, the product of bank conduct financial transactions that did not register in economy system is same must not sell.
In addition, silver-colored inspect can set, the bank needs to provide recording kinescope system inside sale zone now, sell goods on a commission basis to be being mixed from justifiable money kinescope of recording of synchronism of whole journey of product sale process, sale of product of complete and objective record is recommended, relevant risk and crucial information clew, consumer affirms and the key such as feedback sells segment, namely " double collection " .
When investor is buying product of bank conduct financial transactions, should notice to sell a process above all whether " double collection " , avoid to be taken do not have in the site " double collection " go operating in the corner of equipment. Next, returning those who need upper cover of advertent product contract is what official seal. If be the product of conduct financial transactions with self-supporting bank, the date stamp on the contract is economy business section; The grain property that if be a bank,company of the insurance company that sell goods on a commission basis, fund releases is tasted, the investment that product of conduct financial transactions distributes the product of conduct financial transactions that the orgnaization is entrusting bank representative to sell builds official seal on the contract, the bank can be on the business proof such as remittance build official seal.
The article comes from Chinese fund newspaper
