Wing of fan of a butterfly, raised a storm however.
With this one word, will describe what discuss in the heat on the net recently " Xi'an runs quickly complain tearfully thought fors the time being " again appropriate did not pass.
Recently, xi'an a woman's bicycle advocate bought of 660 thousand run quickly, the result has not given engine of 4S inn gate to leak oily, by businessman shirk responsibility 15 days, can't help complain tearfully " I sufferred so old culture to teach, there is justice on this world "
Classics overheat is discussed ferment, the thing still exposes to the sun now a lot of dark regulation that gave many automobile industries, the netizen states a lot of 4S store of domestic are con consumer basically is in 3 methods:
It is to mortgage poundage, namely the woman's bicycle in incident advocate 15 thousand yuan of finance that obtain a car to must want to hand in serve cost, it is the 3-5% that loan specified amount spends normally, entire section of not little now person buys a car not to suffer wait for see, must you borrow money, actually the reason is here.
2 be insurance is bought inside inn, the salesperson says loan must buy insurance commonly, allegedly partial area is sure to return the forehead to be as high as 4 to become above now, and the exceeds normal value namely high insurance cost that returns the forehead high to bring. Actually car danger does not need again 4S inn buys, oneself can go out to buy, added the first beneficiary beneficiary to go.
3 be namely a few on card, decorate act the role ofing tastes the charge with all sorts of formalities, the price is a lot of higher than wanting normally.
As a whole, it is finance service fee, safe, on the card adds delivery of cargo from storage the cost, kind that carries the poundage such as fare, among them big head is fee of service of so called banking and insurance premium of course.
Actually, automobile credit is the business of a long-standing. Agency recommends a client to give the finance such as the bank the orgnaization, financial orgnaization puts down loan, insurance is cut again among them, often can join loan of a car to honor the agreement assure to be sure, will be in charge of appearing by insurance company the problem that undesirable car borrows money.
But actually, these year come the development as economic standard, increasing person begins to buy a car, automobile credit business also was to obtain unprecedented great progress. And in this among them agency serves as one big leading role, not only have the aid of this kind of mode expands development, still scored the gain of high specified number from inside client hand, the 4S inn of each district can say the basin full earthen bowl that earning is full.
Generally speaking, the cooperative channel that the car borrows has 3 kinds: It is car banking firm above all, often car business investment is built, both it is a family, put borrow advantage the doorsill is low; It is credit card buys a car in installment next, the requirement has more expensive line of credit, nevertheless loan interest rate should compare bank car to lend interest rate a lot of lower; Finally is bank loan, opposite for before wanting to compare both and a few more complex, and integrated cost is high.
Our country is to began to resume car insurance business in the round 1980, now besides must make strong narrow pass, still rolled out various insurance, for instance danger of tripartite responsibility, ford danger waits insurance a moment. And among them car loan honors the agreement assure to be sure, namely so called " the car is borrowed danger " popularity passes very long.
The car borrows danger safeguard, if buy car person to did not repay as scheduled by the agreement,borrow money, insurance company replaces the person that buy a car to repay loan. And a lot of problems appeared however in be being operated actually, car salesperson recommends the client that does not accord with a requirement at will, insurance company tells a car to shift danger and car risk " bale " together, undertake selling by the salesperson.
What car danger of the United States basically considers is a person. Buy car a place difficult of access in the United States normally, below identical safeguard, the how much with policy-holder age of insurance premium, sexual distinction, drive experience, violate compasses record, smoking, marital condition is concerned, can serve as the element that basically thinks. Between different person, often insurance cost is having very big difference.
And cent of insurance of Japanese general car is two kinds, one kind is oneself compensate duty is safe, it is mandatory safe; Another kind is commercial car is sure integratedly, this is mixed together our country is about the same, the car a place difficult of access that nevertheless we buy compulsively is handed in make strong narrow pass.
To this incident, guest of big bully of problem of mass of vehicle and inn is a bit problem, more serious all the time since the big question that collects fees in disorder below the industry. And this problem, if be the unreasonable regulation of 4S inn merely,be a civil liability only, but involve finance to if,serve the capital such as cost not pay taxes, that is very serious.
Does everybody look what to idea there is? If you also agree with industry of automobile of blow 4S inn undesirable regulation, nod an assist support please!
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