Hello, it is here " the course of 0 bases economy that listened to be able to be used " , I am the author of institute of money ear fortune, rely on brave of chart week week.
Many friends chose to travel in holiday now, we will view a little data, national culture and travel department statistic, 2017 annual, chinese citizen leaves the country brigade tourist counts 130 million person-time, than going up growth of year of the corresponding period 7% , have one year very one of population leaves the country in succession, this is an extremely giant flight is measured.
In flight process, hard to avoid can produce the flooey worry that a few our expect are less than. A lovers' prattle says well: The journey is to examine a paragraph of emotive is important index. Because be in,give the around of travel, too much and multifarious thing, problem can make a person fretted and clinking accidentally even, can handle what perplex in good journey completely to have two kinds of people, or is the sweetheart of relatives and friends that affection compares Jin Jian, or bought insurance beforehand namely.
The insurance of here respecting, it is insurance of the travel outside the place that I want to explain for everybody today, be in the condition is dilettante make a big trend today, whether are we necessary to buy a place difficult of access of the travel outside special situation? This danger is planted can help us what solve to give an issue after all, what necessary safeguard can you provide to us? In the process that buys a place difficult of access of the travel outside the condition, do we need what hole there is to keep away from? Today, the around time line that we go with going out, will how choose to suit danger of the travel outside oneself condition a little.
Piece before travel
Piece before travel, what problem can we encounter? Cite a few simple case to everybody: 2016, my friend plans to go to the United States and Canada going vacationing in 11 long holidays, mix in a 3 airline ticket, hotel hire drives oneself after waiting charge a moment to had advanced, very unfortunate, because the old person in the home rides a report motor-car happening traffic is accident and be in hospital, the family must cancel to book the journey, this has among them some booking is to cannot retreat imprest, my friend also can be assumed finally by oneself only. If be in,go out before travel, they bought the travel a place difficult of access that covers a journey to cancel, that result is met different, insurance company is met with the highest in the limit of that keep the specified number, compensatory insurant prepaid but did not use actually and the journey that cannot return is imprest charge.
The accident before the journey that another sends more is the loss of viatic certificate, for instance passport, visa perhaps hands in through ticket to occupy, everybody can have a batch of forgetful, nerve is big friend, advanced paragraph of time, my friend plans 7 countries of good Europe to swim originally, he lets the passport that has applied for and visa was thrown in washing machine to go to meet with however, bring about passport page and partial visa page to mar, he must go replacement certificate, need besides charge of passport, visa in the process additional pay, viatic time also is forced incur loss through delay. Same, safeguard limits enclothed viatic certificate losing danger of the travel outside the condition, because place of replacement journey certificate is additional,insurance company can be compensated for of defray reasonable and indispensible traffic and room charge, regard insurance gold as recoup.
Piece in travel
Must not innocent thinking, want a plane to take off only, happy journey going abroad can undertake smoothly, actually, true " challenge " just just begin. The problem that for instance visa refus signs, I have a friend to once was in the United States because of very helpless reason to be signed by refus, because he is filling in data when state oneself are a singleton, but quiz when visa official, enter a country this have a person to receive machine? He says cursorily temporarily however " my elder brother (My Older Brother) will receive me " , actually the means cousin of my friend (Cousin) , final visa official thinks information nots agree with, have emigrant suspicion and reject to allot visa.
I that friend also has cost of new application, pay only, produced certain loss. But a place difficult of access of the travel outside a lot of conditions is equal to visa refus autograph also have compensation gold, once be signed by refus, the to paying certificate fee that cannot return is used, insurance company can offer compensation.
Travel danger besides the side we solve an a few trifling travel problems, it on the person safety that actually the mainest responsibility still depends on guaranteeing the person that be protected and health, like accident die, disable, public traffic tool is abroad perhaps drive accident die oneself, disable, include experience to fear raiding die, the compensate that can provide high specified number pays. Notable is, although some travel danger includes the safeguard that moves to high risk, but to the following kinds of Gao Wei motion does not grant accept insurance:
Height above sea level is extremely glide of the ascend of 6000 meters of above, ski, high mountain, low expeditionary, , burrow of the route that be not solid is expeditionary, skip extremely, freestyle dives (submergence deepness exceeds 18 meters, equipment of the breath below anhydrous) , ala of cycle racing, parachute, glide.
When so a lot of youths are trying exciting high risk to move, the proposal must consult insurance company beforehand, make relevant insurance plan.
Additionally still an abroad traveler cares very much, also be danger of the travel outside the condition guarantees a focal point the 2nd times, did ten thousand lifetime become ill how to ensure? The friend that has been to Europe should know, the medical treatment charge that Shen Gen visa asks to give pedestrian journey to be sure protects the forehead to want to exceed 300 thousand yuan, will be signed by refus otherwise. And in such as United States this is planted country of superhigh of medical treatment charge, having medical treatment to ensure is very necessary, and it is good to protect the forehead to jump over Gao Yue as far as possible.
I have a friend, he travels in the United States during, not careful when trying rugger of type appreciating the beauty arm throws dilocation, went down in the circumstance that does not have any insurance hospital, the Zhang sheet of a piece of thousands of knife after a few weeks sent his home.
Accordingly, deploy when abroad travels include charge of the medical treatment outside the condition to submit an expense account viatic danger of the function is very necessary.
Good, arrived eventually holiday is fast when ending, can you be at ease? Endless like that. An user once produced a strange thing, during his journey going abroad, forget to take charge treasure, let charge treasure all the time so inserting, because charge,treasure overheat explosion produces fire later, when coming home, the sitting room is mixed dining-room has been burned to get a desolation.
Here, I remind everybody, although travelled to also include the penates between brigade date of departure to ensure nearly outside a lot of conditions, but keep the specified number general and inferior, suggest everybody goes out so also ought to consider to configure a sole penates a place difficult of access before travel, besides keep a person, also impose a safeguard to house, belongings.
Error of vigilant travel danger
After knowing risk of the travel outside the condition, we are even a few more vigilant error:
Error 1: Oneself have insurance, need not buy again
"I bought insurance, go out to travel to need not buy travel a place difficult of access! " a lot of people be used to has such thinking, it is wrong actually. Because do not produce an accident not bad, once produce an accident,want only, the insurance that the charge of one part churchyard still can have bought with everybody will be sure, but the charge outside the condition cannot be submitted an expense account.
Error 2: Travel agent had been bought, need not oneself repeat buy
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Travel danger includes travel responsibility danger and travel accident a place difficult of access two kinds. Will tell commonly, if follow round go on a journey, viatic society is cast according to the regulation guarantee travel responsibility a place difficult of access. And the accident that travel responsibility danger can be travel agent neglect only or error place causes buys sheet, and the loss that causes as a result of tourist individual fault, insurance company does not assume any liability to pay compensation.
And travel is accident danger criterion and the content that place of travel responsibility danger ensures are different, wanted a tourist to produce an accident to harm an accident in travel process only, can obtain manage compensate. And travel no matter the company has unaccountable a place difficult of access, the tourist can win compensation from insurance company. Go out to travel so, the proposal buys accident of a journey to ensure nearly no risk at all.
Light says not experienced false skilled person, in course finally, week relying on chart goes out to practice a problem together to each classmate, so that everybody consolidates curricular content, deepen impression:
Hear a topic please: Miss Zhao chooses journey going abroad during some year of Spring Festival, a place difficult of access of the travel outside the condition was bought for oneself before setting out (plane incur loss through delay 5 hours of above, every exceed 1 hour of compensate to pay 300 yuan) , be in from Edinburgh of French a favourable turn in road, because wind snow weather is affected, be forced in the airport incur loss through delay 9 hours, young lady asking Zhao should be passed why to plant formalities, preparation what data, compensate of how many incur loss through delay can you obtain to pay?
Referenced answer: Usually, miss Zhao should have photocopy of requisition of compensate of neat put in order, identity document, silver-colored couplet blocks Xerox, passport photocopy, and the proof of incur loss through delay that plans aviation of journey sheet, boarding check, France to issue formerly, can obtain compensate 1200 yuan of filling indemnity.
Experienced exercises exercise of everybody can leave a message answer, .
If feel course is right, the welcome gives your friends this course transmit, everybody increases profit together, reduce a risk, final investment has.
I am Zhou Yong, below period curricular adieu.
