Id information is our very valuable individual data, a lot of things in the life should use Id information.
But unavoidable meeting somebody careless, id information is divulged or purloin. Be used by illegal element conduction credit card perhaps handles loan. A lot of people are curious, I lost an id card, can you be used to loan? Present loan doorsill actually so low?
The Id of report the loss of sth still can handle credit card
What work in Hangzhou became male child A Zhong (alias) , before a few years Id was lost go filling after police station report the loss of sth do new evidence. Last year in November, he does the discovery when the room is borrowed, after the id card that somebody loses with him handled credit card, he appears in credit blacklist.
Come from April 16, 2017 on October 27, 2018, share 39 credit card to examine and approve, loan is examined and approve and assure the qualification examines and approve a record. Many loan borrow company application with the net. In the meantime, two pieces of credit card owe under one's name in all more than yuan 13 thousand are not returned, also be the cause that causes stain of credence of A bell individual.
Much ground frequency is sent " by legal person " " by tall canal "
Mo Zhenyu of person of Guangxi admire city discovers inadvertently recently, him under one's name has many 130 company unexpectedly, register the ground to spread all over and other places of Sichuan, Heilongjiang, Guizhou, Hubei.
"I am firm the university graduates, had never opened a firm, a lot of places go was not being had been to, how can you have the company that with me name drives? " Mo Zhenyu does not know how to should do, fear these companies produce illegal behavior to let his offend especially on troublesome.
Not come singly but in pairs, the ursine lady that lives in area of Beijing abundant stage expresses, inquire in company credit information the system discovers recently, below unwitting circumstance, she is registered to be win-win channel (Beijing) , win-win times (Beijing) , win-win system (Beijing) innovate with win-win (Beijing) 4 inspect issues that invest Inc. .
Kind for, bank loan examine and verify is rigorous, when usurer applies for loan, meeting requirement submits a lot of proof data, so relative safety.
But what still have a lot of disagreement plan is small loan platform, condition of examine and verify is very simple, even " Id can borrow money " , this gave a lot of illegal elements an opportunity that can be exploited to sbs advantage, they steal the Id information of other, go off with handles loan, make a lot of person incur ought not to some losses. So in case do we encounter Id information is embezzled to borrow money how should do?
Is Id embezzled to borrow money how should do?
01
Cha Zhengxin
Once discover oneself identity information is used to,borrowed money, we should go up first Chinese people bank asks for those who believe central him inquiry to sign a letter, check oneself loan information. The meeting on sheet of the watch that sign a letter is listed loan orgnaization, we should contact loan orgnaization immediately, show this loan is not him to deal with, and let the relevant data that they issue loan.
02
Call the police
After having above data, we are about to report a case to the security authorities to public security mechanism next, say to understand the entire process that him identity information is embezzled to borrow money, public security scheme can get involved investigation, the receipt that has collected to report a case to the security authorities after the end is odd.
03
Handle bank information
After calling the police, not be with respect to result of sit back and wait of everything is just fine, we pay close attention to our bank to block message even, examine account fund safe, whether does credit card have pilfer to brush a circumstance, if have, want to put forward to freeze the requirement of relevant business to the bank, the economic property that oneself protect on the oldest rate is safe.
How to protect Id information?
Individual identity information is risked to use main component to plant case: One kind is Id is lost, former Id is risked to use; Still one is plant is Id when entrusting others to use, be risked to use.
Once discover missing, seasonable nearby on the spot declares report the loss of sth and be filled to get new evidence as soon as possible by pilfer.
If need Id photocopy to conduct a few business, remember above indicate: This photocopy is used at conducting such-and-such business only, do not do other use.
Period of efficacy is changed in time completely get new evidence and make an old card. Register the dweller Id that contains dactylogram information to be able to prevent effectively to be risked to use by other, masses can be dealt with to public security mechanism at any time.
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Is your Id risked to had been used?
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