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Credit card has let our nurturance the habit that consumes ahead of schedule. As brush card to overdraw consumptive group gradually giant, the number that causes credit card exceed the time limit because of all sorts of reasons is increasing also. If cannot on time reimbursement, face credit card to urge with respect to need close.
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Certain urge the medium that controls a company to be mixed extremely exceedingly abhorrent, not be force is urged close, call namely threaten, hair enter purpose short message extremely, can annoy the close friends to the side even. Exceed the time limit is in debt still is not incorrect, after all the money of the bank also is not fresh gale is blown come, the right urges a fund. Face force to urge close, how should we do?
In " business of commercial bank credit card supervises administrative measure " the 68th has such regulation: "Hairpin bank ought to reach its security to undertake urging closing to him debtor, must not undertake urging closing to the 3rd person that has nothing to do with debt, must not use violent, threatening, threaten or wait abusively undeserved urge stop action. Must not use violent, threatening, threaten or wait abusively undeserved urge stop action..
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" Chinese silver-colored inspect meets the announcement about business of farther normative credit card " also mention the 14th times likewise: "... manage not do one's best to because urge,be being wrapped, cause urge compose of the charter flight outside closing to injure debt person or other and relevant person of legitimate rights and interests, banking finance orgnaization is assumed corresponding outside bag risk responsibility. Banking finance orgnaization is assumed corresponding outside bag risk responsibility..
1, close to undertaking urging with the 3rd person that debt has nothing to do
Answer way: Below the premise that assures to urge debit to be able to contact you yourself, can complain to the customer service phone of this bank directly, ask to suspend this kind of action.
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2, credit card is urged receive a telephone call overmuch
Answer way: Not refus receives the telephone call that urges debit side, can agree actively with its: Be in please everyday a few fixed time contacts me.
3, the correspondence that gets name of lawyer, public security, procuratorate, court
Answer way: General this kind of circumstance is the method that company of the package outside the bank pretends to be. You can ask the other side offers different thing: Entrust orgnaization full name and bank accredit a power of attorney. Can be met to silver-colored inspect after acquiring orgnaization full name and the bank calls complain.
A few kinds of circumstances above have answer way certainly. Borrow heart arrive or say: But if your credit card is baleful the word of exceed the time limit, committed credit card crime of fraud, exclusive in those days settlement method still wants fixed reimbursement. Cannot pay off temporarily irrespective also, want to let a bank know you have reimbursement intention, returned rapidly when capable reimbursement.
