Current, the Internet banking association of give an official of civil administration department comes on stage " debt of Internet finance mood is urged accept autonomic joint pledge (try out) " it is certain to receive behavior to have to urging draw lessons from tie meaning, but range has limitation, agree with only Internet debt is urged close, network credit platform, to whole urge stop a trade or hard activity specification.
Force presses the issue that receive, need acknowledges the responsibility of platform, borrow platform to superintend to the net, borrower needs lawfully thought fors the time being, strengthen to legal knowledge gain ground.
So come up against force to urge close how to be answered?
One, browbeat by short message wanton and indiscriminate bombing or phone
1, always receive such short message, scheme of OK and entire section is withheld, maintain all communicating recording. Internet banking association is headed for to undertake complaining feedback later. (complain a few times more everyday, or complained number is much, your complain information to be able to be supported to do not have)
2, the short message that the telephone number that annoys to a few ill will sends, can undertake informing against as rubbish short message. Generally speaking, a mobile number should be informed against 3 times only above, mobile operation business can draw this number black.
2, be detained illegally by or imprison
If, borrower is urged to receive personnel to be detained with all sorts of means carelessly, should think method calls the police as soon as possible so, because they already were suspected of,imprison a blame illegally. (always the person looks for unfamiliar you go out, take a heart, open mobile phone fixed position, let a friend know your place, in how long you are helped call the police after you do not come back)
3, come force is urged close
Should know force to urge the irregularity that close to violate compasses behavior to include a few following:
1, in the home to usurer or working unit, be troubled by greatly cry urge close, make usurer individual reputation serious of damage.
2, come to undertake browbeating threatening to borrower.
3. Undertake force is urged directly close, overbearing those who start work.
The basis sets related the law of our country: Always enter other house forcibly, all belong to inbreak illegally, can form invade residential blame illegally. (the citizen is private the residence, cannot illicit enter. Can become oneself defensive, but cannot ham, should remember adding outfit photograph like the head, withhold testimony ah)
4, suffer those who urge debit side divulge individual privacy
If experience arrives,urge the proper motion such as the individual information that receives personnel general usurer, indelicate photograph, video to travel illegally. Be sure to keep in mind, this kind of behavior has broken the law. (after waiting for the other side to make an apology, the responsibility that returns money says again) still have, small make up remind everybody, must remember protecting your individual privacy, do not give for loan the net borrows platform.
5, pretend to be execute the law of the orgnaization urge close
Believe the user of a lot of casual exceed the time limit, classics regular meeting is received a few so called execute the law orgnaization hair comes urge collection to cease. One's words truly truly inform borrower, if do not return money,will be sentenced what kind of what kind of term of imprisonment. See such short message, everybody wants to know, it is for our country, unless money amount is special tremendous, and be baleful cheat a paragraph, ability can constitute financial crime of fraud. And a lot of nets borrow platform so called " execute the law orgnaization " urge receive a short message, just urge debit do sth without authorization to pretend to be execute the law personnel sends. This kind urges debit form is specific illegal action, according to the regulation of our country criminal law, always pretend to be personnel of national public office, the clue is serious can be in 10 years of 3 years of above, the following set term of imprisonments.
6, suffer other illegal action
Eliminate above presses the issue that receive about force outside, still having a few kinds of mediums that attribute illegal action apparently:
1, the interest rate of exceed the time limit that the exceed the time limit that the net borrows platform to owe expends bank of people of far outclass China to set, belong to break the law.
2, the net borrows platform to use revulsive means intentionally, let borrower go to what other platform loan puts in loan of platform of repayment of capital 's charge, belong to break the law.
3, the net borrows platform to be shut intentionally or do not inform borrower reimbursement passageway, ill will causes borrower exceed the time limit, belong to break the law.
Force is urged close to want to strengthen admittedly be on guard with boycott, but below the circumstance that also should protecting oneself rights and interests as borrower, debt still wants to remand on schedule, "Be in debt return money, perfectly justified " this also is borrower what should accomplish is due responsibility. Do not procrastinate to be not owed also won't bringing disadvantageous ability is good sense. Everybody feels how, active comment, thank!
