Wear soon still 3 days are about to draw full stop 2017, center Mom decides to serve last gift 2017 to us. On December 27, the Central Bank is released " bar code pays business the standard (try out) " , we pay in use 2 dimension code everyday, had specific system standard eventually.
What content did Central Bank new rule provide after all? Simple for, namely although all sorts of roadside are small now booth, small shop supports 2 dimension code to pay, but if you choose to sweep a businessman as before in the future,2 dimensions code pays, payment of a day the forehead cannot exceed 500 yuan again.
I so unscramble roughly, affirmative somebody is confused: One day sweeps a code to pay cannot exceed 500 yuan, is that to forcing we go out take ready money? Does shift pay a times to take jujube pill?
Also not be so meaning, I take everybody to unscramble Central Bank new rule meticulously below.
This the standard distinguishs the businessman for 4 kinds of grade, pay the forehead to spend to user use bar code put forward to run a requirement:
The risk is on guard ability achieves class A, can agree independently through the agreement with the client limitation of odd-numbered days accumulative total. This grade basically is aimed at use those who include digital certificate or electron to sign inside, two kinds reach above the businessman that significant essential factor undertakes test and verify to trading.
The risk is on guard ability reachs B level, accumulative total of same client odd-numbered days trades amount should not exceed 5000 yuan. This grade basically is aimed at use what do not include digital certificate, electron to sign inside, two kinds reach above the businessman that significant essential factor undertakes test and verify to trading.
The risk is on guard ability reachs C level, accumulative total of same client odd-numbered days trades amount should not exceed 1000 yuan. This grade basically is aimed at use the businessman that is not worth two kinds of element to undertake test and verify to trading.
The risk is on guard ability reachs D level, accumulative total of same client odd-numbered days trades amount should not exceed 500 yuan. This grade basically is aimed at the businessman of bar code of use static state, namely the commonnest Xiaoshang door, small faker.
Since be the Central Bank,in new year's day eve gives a our great gift, that is average consumer consider certainly.
Limitation sweeps a code to pay the forehead to spend, basically be to help consumer exclude venture business door, be on guard and illegal element uses keep within limits bar code pays business to conceal trojan virus, undertake washing money, con wait for guilty activity. Look be like sweep a code daily to pay behavior, actually implies a lot of potential risk:
Above all, 2 dimension code is to pass geometrical graph to record data and store of information, may obscure virus or critical link. For instance the 2 dimension of common small small retailer are piled up, pay terminal devoid identifying and intercept function, be atttacked easily, transmit trojan and virus, cause the capital loss of the user and information finally to divulge.
Next, 2 dimension code pays retail pay a domain to have tremendous progress space, some pay orgnaization be jealous these professional work, can be disturbed through all sorts of wrong steps pay a service competition, disturbed market order, the benign health that the influence pays the market develops.
Finally, some markets orgnaization develops quickly to seek business, violate plan development merely business door, did not fulfill however " the client that knows you " compulsory, thereby aggravate is covered now, 2 Qing Dynasty and outside bag management does not reach the designated position wait for chaos receiving sheet to resemble, bring about random elephant fascicular.
Central Bank new rule does not create what effect to average consumer not only, can help us eliminate safe hidden danger instead.
Need to make clear two concepts to everybody above all:
Pay sweep a code: Common says " advocate sweep " , the mobile terminal such as the mobile phone that consumer uses him, Pad is read take the 2 dimension yard that identifies a businessman to offer, finish pay behavior. The risk that sweeps a code to pay happens at more " advocate sweep " behavior, especially 2 dimension pile up the static state.
Gathering sweeps a code: Common says " be swept " , the businessman is read take the 2 dimension yard that identifies consumer to be revealed in mobile terminal place, behavior of the gathering that finish. "Be swept " 2 dimension code is dynamic bar code commonly, safety factor is high.
This Central Bank new rule basically is a standard " advocate sweep " pay, popularize at the same time " be swept " gathering. When consequently consumer is undertaking sweeping piling up disbursement, can be not affected by what.
Cite a case, you think in roadside booth buys a fruit of 10 yuan thin pancake made of millet flour, 500 yuan advocate sweep the forehead to spend enough you buy 50. If is very unfortunate, you need to contract the fruit of 60 thin pancake made of millet flour of other staff, eliminate uncle to give you the possibility of preferential price, your need is one-time pay 600 yuan. How to do? Simple, the payment that opens you is piled up, let uncle sweep you, uncle buoyant received fund, your disbursement the environment is safer also, kill two birds with one stone.
In fact, as consumer, when we sweep a code to pay daily, should let a businessman sweep us as far as possible originally (" be swept " ) , this is protection of a kind of ego.
Write finally
Central Bank new rule already was unscrambled end, so most the problem that begins to put forward also can get a certain result.
Since new rule won't be right of consumer sweep a code to pay behavior what to cause to affect, that also is opposite with respect to have no way of instantly without cash society development causes impact, more normative instead shift pays behavior. So, go out to need not take ready money all the same in the future, a mobile phone takes the world.
