[happy home network (Canadamls) Guo Xing compose] still a month just is Canadian Central Bank discuss breath day, but the commercial bank is apparent do not wait.
Last week, TD bank announces to lower interest. Two years fixed interest rate is 3.04% , secure interest rate 5 years 3.41% . , the biggest fall achieve 0.25% .
This week, the commercial bank that Canada has a head to have a face is entire follow-up.
And bank of Li Jiacheng that collect abundant is brave more make daring vanguard, after although be in Canada,commercial bank rank leans, but grabbing the skill that run is the strongest however. Lowermost annual interest falls continuously 2.89% , before dropping almost.
Secure 5 of RBC years mortgage interest rate, from originally 3.89% fall to 3.74% , 4 years period fixed mortgage interest rate to also fall to 3.24% , for complete Canada lowest.
Huang Sanshui says, these greedy commercial banks resemble Canada the go whoring guest of the have a welcome rain after a long drought, hear the police announces not to arrest a person this year suddenly, each cannot be able to bear or endure urgently gather up the dress drags trousers, for fear that misses the first regular bus.
TD bank compares beautiful couplet unexpectedly store ahead of schedule artillery piece of head of a day of start shooting, the Dou Huiqing of leader layer intestines that estimates other bank. After all the room is borrowed is a make big profits with a small capital, even if by break a contact of one or two, because pawn is house property, head pay achieve mostly 3 into above, so as long as not was 2008 the sort of big burst dish, the probability that the room borrows break one's promise very special small.
Small make up to Huang Sanshui this kind of analogy also is have no alternative, but word coarse manages not coarse.
Canadian commercial bank is bloodsucking midge fly, biting to suck blood on landed market is the profit pattern that they like most, the risk is little gain profit big.
In going two years, last add breath and loan pressure test to let a commercial bank suffer, prediction of a person's luck in a given year of a lot of clients arrives other finance orgnaization, chu Xuan cloth did not add beautiful now couplet 2019 breath, they wait unexpectedly not as good as the old of Canadian banking sends a word, initiative organization lower interest help city, this also proves from another angle, april Canadian Central Bank not only won't add breath, did not allow to lower interest likely still!
Canadian round-the-world Post publishs an article to say, 2018, canadian housing mortgages appear to glide first on loan history. Estate market encounters the cold winter that does not encounter 10 years, debt increase rate is low to the lowermost level since 1983, have 3.5% only.
In this process, people anguish, landed broker anguish, development business anguish, and the bank is more painful, because their profit milk cow was reduced weight.
The data of bureau of Canadian confederative statistic shows, 2018 first 3 before Canadian mortgages loan to compare one month years the corresponding period decreases 2 billion add yuan, sales volume of building of the corresponding period also is compared the corresponding period dropped last year 17% the left and right sides.
Still media judges exposition and argumentation, small-sized loan orgnaization and loan intermediary orgnaization are in 24 months in the past are very happy, their loot the client of too much bank, because a lot of buy the home to cannot go the commercial bank borrowed money, they aux would rather the interest rate with higher choice also does not want to abandon buying the plan of the room, the profit of these prediction of a person's luck in a given year makes a bank very distressed.
In fact, in beautiful couplet Chu Xuan Bubujia ceases before, commercial bank of much home Canada phonates already publicly, the requirement puts pardon money pressure to check.
Do not add now cease to had become a fact, canada each are big the commercial bank wants of course for a short while recover lost territory, and looking for a client's most effective weight used on a balance is to lower interest.
Nevertheless Huang Sanshui reminds say, professional job seeks professional person, each gimmick that big bank lowers interest and strength and condition each are not identical, how to find the most advantageous borrowing plan according to his actual condition, the bank loan manager that still needs to look for professional loan manager to perhaps trust does a favor guard a pass.
So Huang Sanshui is mixed small make up also not be here enumerate each are big of the bank lower interest policy, after all great majority lowers interest is not termless, going seeking advice from ability over there bank and loan manager is most those who rely on chart.
Finally, proposal of this Qian Manshan of date news analyst everybody, alleged chase after go up kill drop, now is the cycle that interest rate drops, so everybody instead need not storehouse anxiety moves, lower interest to be able to fall more more only, it is good that everybody makes borrowing plan according to his rhythm that buy a house, miss privilege of this one interest rate, did not issue a strength definitely bigger.
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