How to hand in strong danger contract to sign?
One, conclude hand in strong danger contract to ought to take written form
The provision that makes strong danger contract is the compulsory insurance of liability of accident of motor vehicle traffic that the meeting that keep watch makes clause and insurance application, insurance policy, approve sheet and extraordinary agreement to be comprised jointly. Every and the agreement that reach strong danger contract to concern, ought to use written form.
2, is policy-holder cast protect what main item should inform to insurance company when making strong narrow pass?
Policy-holder is cast when protecting, ought to fill in according to the facts insurance application, inform main item according to the facts to the underwriter, offer photocopy of the driver's license that be mixed by the travel card of safety motor-car. Type of plate of the sort that main item includes motor vehicle, mill, identify name of code, number code, use property and motor vehicle everybody or supervisory full name (name) , sexual distinction, age, abode, Id perhaps driver's license number (origanization construction code) , before add is protected, this motor vehicle is sent. Policy-holder did not inform main item according to the facts, influential to insurance premium computation, underwriter according to guarantee slip year insurance premium of new check and ratify plan close. Sign when reaching strong danger contract, policy-holder must not be besides clauses and premium rate, raise the requirement of add and other condition to the underwriter. Policy-holder add protects, ought to offer by the insurance policy that on safety motor-car one year makes strong narrow pass. Inside insurance contract period of efficacy, be sure because motor vehicle changes his costume or dress, add change of outfit, use character to wait for those who bring about dangerous level to increase, insurant ought to inform an underwriter in time, deal with correct procedures. Otherwise, underwriter according to guarantee slip year insurance premium of new check and ratify plan close.
3, make strong narrow pass 4 kinds of losses do not compensate for a contract specific provision
" clause of compulsory insurance of liability of accident of motor vehicle traffic " (abbreviation " make strong danger provision " ) . As the main component that makes strong danger contract, making strong danger provision is consumer is being cast careful reading needs before protecting.
According to this clause, policy-holder is signed when reaching strong danger contract, ought to pay all insurance premium. Insurance premium hands in strong danger to expend rate computation according to what the meeting that keep watch approves. To be being produced in use process by safety motor-car traffic accident causes a victim to suffer
The person casualties or belongings loss, damages responsibility that ought to assume by insurant lawfully, insurance company will is opposite according to contract agreement be in charge of compensating for inside the maximum indemnity norm that the accident decides in the meeting that keep watch every time.
Carry in the clause bright, in 50 thousand yuan death disables maximum indemnity norm below, assistor of compensation of the traffic expenses that insurance company is in charge of compensating for funeral expenses, death to compensate relative of cost, victim to deal with defray of mortuary matters concerned, disability, deformity has cost, nurse cost, rehabilitation cost, transportation expenses, be lived by bring up life cost of cost of cost, accommodation, delay one's work, and the spirit that court of insurant according to adjudicates or mediation assumes damages solatium.
In maximum indemnity norm of charge of 8000 yuan of medical treatment below, insurance company is in charge of compensating for allowance of food of cost of medical expenses, diagnosis and treatment, hospitalization expenses, be in hospital cost, necessary reasonable follow-up treats cost, face-lifting cost, nutrition cost. To according with rescue cost of the regulation, insurance company is inside maximum indemnity norm of medical treatment charge pay for sb and expect to be repaid later.
The clause expresses clearly, hand in what strong danger is not in charge of compensation and pay for sb and expect to be repaid later to have the following 4 kinds:
It is the loss; of the traffic accident that the victim causes intentionally
2 it is the loss; that all belongings and the belongings that are gotten on by safety motor-car suffer insurant
3 it is accident of traffic be producinged by safety motor-car, cause victim close down, stop sail, power cut, cut off the water supply, stop gas, stop production, communication or the network is interrupted, data the change of missing, voltage loss that cause and victim belongings because market price case changes cause devalue, the loss that cause is reduced to wait because of value after repairing other
4 be arbitrate because of what traffic accident arises or litigant expenses and other and relevant charge.
Clausal Yi Zaiming, hand in rate of strong danger cost to execute with be violated by safety of transportation of safety motor-car road the float mechanism that record of accident of behavior, traffic contacts.
The country buys make strong narrow pass compulsively, in sign a respect to won't have the problem with too big what normally, everybody is in sign the content in when reaching strong danger contract, wanting to notice to read a contract carefully only, it is OK to understand all sorts of compensations.
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