In recent years, hitting " without this unripe benefit " , " share economy " the illegal banking activity that waits for cover happens from time to tome, a lot of people are in do not know investment, do not examine minutely whether platform is lawful, of one mind thinks profitable state of mind falls only, be used by illegal element place, fall finally to collect money illegally, pass the catch that sells crime.
Follow suit blindly, fluky psychology... the person that be cheated be blinded by gain " flying moth attacks fire "
A lot of people, all one's life work laboriously earns the money that come, between one night be collected money illegally callosity is gobbled up, intestines regret became green also cannot redeem; Because do not understand,have a plenty of collect money illegally, because covet is tall,have a plenty of accrual, because do not take care to fall into decoy,have a plenty of. . . . . .
Police passes investigation discovery, the state of mind of investor has catholicity. Their some is essential to investing a project some utterly ignorant, reason that be lost by usury temptation, some is mere because all round the person was participated in and follow suit blindly, but also although somebody realizes this may be a fraud, still holding in the arms " earn to come out " fluky psychology, think pull sb's chestnuts out of the fire.
University of Chinese people public security teachs Li Mei Jin:
A lot of people also have very tall record of formal schooling, also behave special reason at ordinary times, but they always feel, my reap some profit goes. In fact, when he goes in to be scooped up truly, he can feel so easy again, I again reap some profit, be similar to into gambling house, but final capital was done not have.
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The definition that collects money illegally
Basis " top people court collects money illegally about cognizance criminal case is particular applied law the explanation of a certain number of problems " (law commentate 〔 2010 〕 18) , collecting money illegally is to disobey national finance to manage legal provision, to social community (include unit and individual) the action that draws fund.
The 2 main features that collect money illegally
Collect money illegally behavior needs to have sex of illegal sex, open sex, lure by promise of gain, sociality at the same time 4 features important document, specific for:
Illegal sex: Draw fund without be approved lawfully about the branch or using the form that manages legally.
Make public a gender: Through media, recommend the way such as short message of meeting, handbill, mobile phone to publish conduct propaganda to the society.
Sex of lure by promise of gain: Acceptance is inside proper time pay get one's own back with the means such as money, objective, equity repays captital with interest or giving.
Sociality: ? Does of Mao of razor clam black brag Zhao Shizhen of of Da of charm of ǘ of Xin of anxiety of porcelain black Hu?
Collect money illegally legal responsibility of the person
Our country " criminal law " in, what collect money illegally to wait for particular case as a result according to means of subjective manner, behavior, harm is different, make corresponding charge, among them the mainest is " criminal law " in the 176th absorb the public illegally deposit blame collects money with the 192nd crime of fraud:
Make admit public deposit guilt illegally, be in 3 years of the following set term of imprisonments or arrest battle, be in or sheet is in 20 thousand yuan of above 200 thousand yuan of the following fine; Amount is huge perhaps have other and serious plot, be in 3 years of above 10 years the following set term of imprisonment, be in 50 thousand yuan of above 500 thousand yuan of the following fine.
Make collect money crime of fraud, number is larger, be in 5 years of the following set term of imprisonments or arrest battle, be in 20 thousand yuan of above 200 thousand yuan of the following fine; Amount is huge perhaps have other and serious plot, be in 5 years of above 10 years the following set term of imprisonment, be in 50 thousand yuan of above 500 thousand yuan of the following fine; Amount is particularly huge perhaps have other and special serious plot, be in set term of imprisonment of 10 years of above or life imprisonment, be in 50 thousand yuan of above 500 thousand yuan of the following fine perhaps confiscate property.
Police uncovers secret " fraud 6 big camouflage "
For better let public identifying fraud, public security mechanism uncovers secret with classic case " fraud 6 big camouflage " .
1 fictional and false project
According to count of public security body, the person that collect money illegally is passed mostly register legal firm or business, fictional all sorts of false projects or conclude trap contract, wait for name with signing conduct financial transactions of contract, investment, investment to become a shareholder, person entrap lair.
2 pretend to do poineering work innovation
Collect money illegally in what uncover in recent years in guilty case, it is dozen of move more very answer national policy, support construction of new rural area, help deficient up to help each other wait for banner, or " the people does poineering work, millions of people innovates " the cover that waits for policy, attract the legerdemain of investor, let people's air defense be prevented deeply.
Once the high-tech project of gain considerable fame among one's contemporaries " Ba Tieyi date " , so-called it is the bus in the development of design of Chinese proper motion, sky that owns own intellectual property in the round. But, "Ba Tieyi date " experiment car just comes out, suffer doubt namely. However, a such contradiction 100 project, be in however the name is China win triumphant of the company of P2P conduct financial transactions that come run below, make the efficient instrument that collects money illegally.
Redound of 3 acceptance high specified number
Sudden huge profits is alluring, it is the one and only way of public of all deceit of the person that collect money illegally. To attract the public, the person that collect money illegally is in collect money initial stage often is met " on time " full specified amount cashs affirmatory principal and interest, some return rate are as high as even tens of, about a hundred times.
4 false conduct propaganda are built situation
Use the instant communication tool such as the new media platform such as guest of website, rich, forum and QQ, small letter, retain star acting character or make bogus celebrity effect disseminate false information, also be to puzzle a kind of of public line of sight commonly used method.
5 hide fictitious space
Have the aid of is fictitious network, will " go to a center changing " " open source code " wait for fashionable idea to serve as investment " stunt " , through fictional story, design the step such as mode attracts the eyeball of investor.
6 use temptation kissing affection
In real case, the investor that collects money illegally for the most part is in relatives and friends persuade next participation, especially in senile investor. The person that collect money illegally expires through collection bail, agreement commonly return return earnest money, offer the way that enters provide for the aged freely to base serves or offer provide for the aged subsidy, collect money illegally.
The model collects money illegally of the activity " tetralogy "
The person that collect money illegally should achieve a goal, often changing method coax masses is duped, but no matter how it changes, nothing more than fictional and false project, affirmatory redound of high specified number, high-key conduct propaganda is built situation, use the method such as coax kissing affection. Through the analysis collects money illegally typically the case discovers, general meeting has such " tetralogy " : Picture cake - go to situation - absorb gold - run road.
Brushstroke cake
Above all, the person that collect money can be braided one or more as far as possible " lofty on " project, with " new technology " , " new revolution " , " new policy " , " area chain " , " fictitious money " wait for cover, depict a blue print that anticipates pay is rich and generous, the appetite investor " condole " rise, let its arise " not allow to miss " , " can't afford to lose the opportunity " illusive. The person that collect money is met commonly " cake " the picture is big, attract investor eyeball as far as possible.
2 build situation
The 2nd pace, use all resource to do impetus big. The person that collect money can hold all sorts of building normally situation activity, for instance press conference, product recommends view and emulate of meeting, spot lecture of activity of day of meeting, experience, knowledge; A large number of revealing all sorts of or true or false " technical attestation " , " certificate of bear the palm " , " the government is approved civil " ; Announce a few leaders to inspect data of movie and TV, group photo of company leader and governmental official, star; Undertake mobile choosing in governmental conference center, auditorium intentionally, of the big, norms of its occasion have beguiling sex extremely high.
3 absorb gold
The 3rd pace, try every means is covered take the money in your pocket. The person that collect money is passed return dot, share out bonus, to investor taste first " benefit " , make its believe to put money in him there not only and considerable income, and safer than be being put in him pocket, investor goes out bursa of his cash use up all one's resources not only, still arouse relatives and friends is joined, collect money number rolls greater more.
4 run road
Finally, collect money illegally or because be originally " Pang fraud " the person goes the building is empty, or because project and collect money dimensions nots agree with badly bring about go bankrupt liquidation, because manage not to be pooh-poohed to cause capital chain,perhaps rupture, suspect of basic ineludible crime is punished severely by law, collect money masses suffers heavy pecuniary loss, even principal does not have the ending that return.
Collect money illegally " fraud of 10 big kinds "
1, with " see ad, earn extra income " " consumption returns profit " be cover;
2, be cover with equity, period authority, foreign currency, precious metal investing to wait outside the condition;
3, can win get one's own back of high specified number in order to invest industry of provide for the aged or " free " provide for the aged, " with the room " provide for the aged be cover;
4, become a shareholder with illicit collect, partnership does an enterprise to be cover, but do not conduct a business industrial and commercial register those who register;
5, wait for those who be cover in order to invest catenary of fictitious money, area piece;
6, with " help deficient up " " help each other " " beneficent " " culture of movie and TV " wait for those who be cover;
7, wait in street, bazaar, supermarket extend invest the content throwaway such as conduct financial transactions;
8, make an on-the-spot investigation in order to organize, the means such as travel, lecture solicits senile masses;
9, " investment, conduct financial transactions " company, website and server are in outside the condition;
10, requirement with cash means or invest a money to pay of the individual account, account outside the condition.
Invest note of conduct financial transactions
1, do not believe so called high interest easily " safe " , high interest " conduct financial transactions " , high income means high risk.
2, be not moved by little gift, do not receive " return first breath " the bait of and so on, remember the sky won't drop pasty.
3, should buy financial product through normal channel. Do not sign agreement of investment conduct financial transactions from individual of personnel of course of study with bank, insurance, do not receive what issue from individual of personnel of course of study any receipt, IOU; In buying insurance process, should accomplish as far as possible " 3 check, two cooperate " , check personnel through client hot line or website of insurance company website, superintendency branch, guild namely, examine the product, evidence that examine sheet, cooperate to make improving Zhang pay it is cost, good to cooperate to do pay a return visit.
4. notices to protect individual information, collect money illegally what attention government sector releases risk clew, encounter be suspected of collecting money illegally behavior is informed against in time complain.
Police: Should " 4 look, think carefully, wait for one night "
The sky won't drop pasty, high specified number returns profit is a road. Those who set bureau person to capture people just about " guard against heart " insufficient however " heart love money " serious psychology, just meet time and again procurable. How to protect good money bag, the police helps a subtle move ↓
4 look
1, see financing lawful sex. Besides look to whether obtain business business license, look to whether obtain relevant finance license plate or approval of classics finance management department even.
2, read propagandist content. Whether be in seeing conduct propaganda, contained or allude " have assure, earn calm danger, high income, firmly not compensate " wait for content.
3, see management pattern. Have hypostatic project? Why to borrow money to the bank? Collect money is the paragraph used in hypostatic management project to still be cast to unidentified? What is the way that gets profit?
4, look share fund raising principal part, everybody can be participated in.
Think carefully
Whether to think of oneself to know this product and market level?
2 whether to think of investment to accord with market rule?
Think carefully whether is oneself economy actual strength had fight risk ability?
Wait for one night
Prep above of investment return rate of 5% , avoid brains to give out heat, ask family and friend opinion first certainly, protracted one evening decides again. Believe not blindly to build situation conduct propaganda, acquaintance introduction, expert to recommend, be not invested blindly by usury temptation.
Gentleman disappears to collect money illegally to often have, do not cheat money not to let go. Gentleman does not see octogenarian Die old person connects white hair, money of bowel of complain tearfully liver is cheated. Life gets rich need to have, mo Rangxin is urgent went up to cover. Collect money crime is really abhorrent, a thousand pieces of gold is taken away not answer have. Accrual of high specified number is bait, once believe money,always go. Buy fund, high extra dividend, false enterprise, empty project. With Jun Shiyi head, ask gentleman to listen for my bend ear. Ten million 1 million inadequacy are expensive, comparatively well-off and easy and comfortable ability sleeps. Sky of since time immemorial drops pasty, either good luck is trap. New telephone is not believed completely, once experience money wants vigilant. Cheater is creditable it is play completely, the person such as backside chasm is entered. Want reason, not credulous. Even if have,collect money illegally, alarm civilian of one mind catchs him to go.
Be over
