On May 16, on the routine press conference that holds in the silver-colored meeting that keep watch, sichuan silver protects Tong Meng of committee member of inspect bureau Party committee, deputy director general to introduce, up to this year in March end, committee of Sichuan province loan (the following abbreviation " debt appoint meeting " ) establish the job to be finished basically, sichuan banking establishs debt in all appoint meet 4170, involve the remaining sum that use a letter 2.03 trillion yuan. Among them, group and scale of enterprise of single legal person are 24 ∶ 76, state-owned company and civilian battalion (contain foreign capital, joint-stock) enterprise scale is 32 ∶ 68, appear give bit of much, clue the characteristic with long, wide range.
As we have learned, debt appoint can be the innovation mechanism that former silver-colored inspect can put forward 2016, it is by creditor's rights bank bigger to debt dimensions company initiates the negotiation that hold water organization of gender, self-discipline sex, provisionality, aim to urge creditor's rights bank " one look forward to one plan " consistent action, help already help difficult enterprise up to take off tired, support high grade company grows, safeguard the creditor's rights of the bank lawfully again.
Conference of countrywide banking job pointed out clearly in July 2017, financial work is serious close around the service hypostatic economy, prevent control financial venture, deepen finance to reform 3 tasks. Debt appoint meeting job mechanism is considered as to carry out the significant move that implements spirit of conference of countrywide banking job and important grasper.
Since August 2017, bureau of former Sichuan silver-colored inspect is superintended lead complete province banking firm catch " a masterstroke " + " expand twice " , buckle reform of sex of supply side structure closely, popularize debt appoint meeting job mechanism. Up to in those days in August end, orgnaization of complete province banking establishs loan committee in all 119, involve financial creditor's rights 273 billion yuan.
Actually, be in early 2014, sichuan province had in debt appoint the attempt of meeting respect. In those days, sichuan is provincial group of some iron and steel appears management difficulty. Face predicament, in superintendency branch guidance falls, sichuan of Bank of China saves branch to serve as one of chairman travel, combine orgnaization of banking of more than 40 creditor's rights, begin financial side to help the work jointly.
Innovation job mechanism heightens service qualitative effect
Tong Meng introduces, sichuan silver protects inspect bureau positive innovation debt appoint meeting job mechanism, exert oneself leads an industry to use debt appoint can raise finance to serve qualitative effect.
To make debt appoint can offer to more enterprise " one look forward to one plan " custom-built service, sichuan silver protects inspect bureau to begin to improve design carrying a layer on the head, debt appoint meeting job connotation extends for: Already reliable side helps difficult company, support high grade industry actively again, the requirement covers financial debt of 50 million yuan of above provincial enterprise (group) . Association of banking of orgnaization of requirement superintendency branch, banking, province boosts debt in tandem appoint meeting working party, make clear leading branch and staff member, dog by the month the debt that monitor appoint can establish, moving circumstance begins special superintend and director to guide.
To shun debt appoint can reduce " beautiful skill " " a bare outline " , sichuan silver protects inspect bureau to began to build " information is shared, collective hold a conference or consultation, consistent action, unified award letter, risk to be prevented in all, behavior is restrained " wait for 6 mechanisms. In the meantime, rigid standard signs joint meeting of loan agreement, organization, executive debt appoint the crucial link such as meeting resolution, ensure the agreement signs effective, conference to organize in the right way, resolution to carry out strong. Since 2017, accumulative total of system of the silver-colored bureau that keep watch is opposite Sichuan debt of orgnaization of the banking inside administer appoint meeting job begins special superintend and director to guide more than times 300. Up to this year in March end, agreement of complete province loan is signed rate 75.68% , 3165 debt appoint already can hold creditor joint meeting, occupy than exceeding 75% , accumulative total holds joint meeting 5496 times.
Sichuan silver protects inspect bureau to still use debt appoint service of meeting stimulative banking is changed from extensive, coessential change transform to poor dissimilation, individuation. Undertake to the enterprise " classification uses strategy " , according to support kind, the side is helped up kind, exit kind classify roughly, already had 4021 debt appoint the meeting is right creditor's rights enterprise (group) the classification that finish is maintained, support kind of industry among them 2941, the side helps kind of company 599, exit kind of business 481. On the foundation that classifies in the enterprise, collective talks things over to be added certainly borrow, borrow firmly, decrease borrow wait for credit decision-making direction, avoid stoutly " one knife is cut " " rush in the harvest is borrowed " . On the base that uses strategy in classification, be aimed at an enterprise specific issue, union goes against cycle management, apply silver-colored round loan, combination integratedly to give a letter, adjust add of loan interest rate, exhibition period to borrow, debt recombines, commercialize law to change debt to turn, go bankrupt the method such as reforming " essence of life sends force definitely " . Up to this year in March end, sichuan province saves debt completely appoint the add that can help kind of company to the side borrows amount to amount to ninety-seven billion eight hundred and thirty-five million yuan.
Improving supply environment to go up, with debt appoint can eliminate banking orgnaization between, between silver-colored look forward to, the information camp between other principal part, action camp, trustful camp, compose builds bank, enterprise, government, superintendency branch and professional intermediary orgnaization to wait with all possible means linkage coordinates a mechanism, improve supply environment. With " enter together retreat in all " replace " you are retreated into me " , compose builds a bank condition of new job of good and orderly competition; With " people in the same condition help each other " replace " one disaster after another " , conclude joys and sorrows and in all community of destiny of silver-colored look forward to; With " make concerted efforts " replace " singles is fought alone " , build with all possible means new environment of mutual benefit of join forces mutually beneficial.
Stimulative company transition upgrades development
"Reform masterstroke around sex of supply side structure, from the point of view that capital supports, debt appoint can ensure the capital requirement with normal and logical enterprise basically, accomplished at the same time firm in have add, 4170 debt appoint the loan remaining sum that can involve occupies the corresponding period to save pair of general loan completely nearly 5 into. " Tong Meng expresses, on this foundation, debt appoint meeting with " actor, help up tired, be restricted bad " for the target, add with correct processing financing and go anticipating lever, firmly with accuse risk, hurried to go out Qing Dynasty and protect creditor's rights 3 kinds of relations are criterion, consolidate " 3 go falling to fill " achievement. Up to this year in March end, complete province debt appoint meeting accumulative total is added borrow, be borrowed firmly or recombine loan amount 545.3 billion yuan, spend risk amount infirmly 223.6 billion yuan.
"Strand around difficult enterprise Shu, debt appoint can chase door make financial side help zephyr danger up to dissolve deal with plan, especially financial debt dimensions is bigger, right the difficult company with bigger impact of region economy progress, with ' recombine, reforming, reframe ' for main method, enhance industry vitality, come true already change danger to be machine, take a turn to be out of danger, also promote superior bad discard, kinetic energy to change. " Introduction Tong Meng, on effect, recombine optimized a batch, reforming dish lived one batch, reframe transition a batch of enterprises.
"Around produce transition of can superfluous industry to upgrade, debt appoint it is temporarily difficult to can wait for steely, coal can wait for steely, coal key industry to appear large and medium-sized the enterprise regards the job as the key, debt appoint meeting since falls this synergism finance serves platform, also be the company grows reform to change danger platform, still fall into disuse dissolve superfluous produce can the industry upgrades platform. " child dream respecting, up to this year in March end, the 84 keys enterprise to steely coal industry establishs Sichuan banking orgnaization debt appoint meeting, involve financial creditor's rights 176.1 billion yuan. Classics debt appoint meeting finance side is helped up, climb the make up the deficits and get surpluses of a batch of enterprises such as steel group. Industry accumulative total washs out complete province iron and steel backward produce can 8.632 million tons.
Tripartite face continues to deepen debt appoint meeting mechanism
"Debt appoint the meeting financial side to difficult enterprise is helped up is not termless, also not be termless. Debt appoint can be aimed at each particular industry, or side of long or short setting is helped up period, help up in the side to the enterprise period behavior of the arrangement of repay a debt inside, financing try to restrain or requirement enterprise takes the step that add a letter. Actually, always debt appoint the difficult company that meeting side helps, also be the key boy or girl friend that canal of risk of credit of bank of each creditor's rights charges, debt appoint the side of the meeting helps the work and won't protracted risk is exposed. Be like classics debt appoint meeting side is helped up still reverse company difficult position feebly, or the enterprise is helped up in the side period inside not sincere letter honors the agreement, debt appoint meeting still can take corresponding dimension authority step, asset classification should reduce credit, mask asset quality have not a leg to stand on of this kind of view. " Tong Meng points out.
Next, sichuan silver protects inspect bureau to still will continue to deepen debt appoint meeting mechanism, through perfecting finance environment of supply system, perfect business management of enterprise, perfect credence builds tripartite face to be in kongfu of fluctuation of loop of expedite economy finance, raising finance to serve supply quality to go up, solve finance supply is lopsided inadequate as mutiple level as demand of hypostatic economy finance the contradiction between diversification, continue to explore on the road that promotes development of economic high quality.
Reporter Feng Na is graceful
Edit Du Xiangjie
