Be economical! This kind is sure to need not be bought, do you enter pit?

Common saying says: "Toothache is not ill, be fond of a really awful " .

This not, this Saturday wanting that rest well in the home, friend a phone comes over to say toothache is gotten fierce, I accompany him rapidly went dentistry clinic.

Because the tooth of myself returns those who hold out " law-abiding " all the time, had heard of only before see a tooth expensive, this conveniently goes clinic knew real value:

The friend unplugged a wisdom tooth became beautiful nearly 1000 money, really disadvantageous appropriate.

Stem from professional habit, see the place of money wanting a flower thinks: Have what to be sure to you can help everybody save bit of money?

Considered to fall on the weekend, chat simply with everybody, be sure about the tooth those things.

The tooth still is a very important organ really, cold at ordinary times hot acid is sweet, enjoy cate, rely on it.

But be opposite with Euramerican person of dental health care take seriously different, the Chinese is negligence all the time to the tooth.

It is commonly boil toothache be overcome, even must grow permanent teeth of fill a tooth, ability can go to a hospital.

Pardonable also, arrive this degree, treating cost nature is expensive.

The doctor of my interrogation place, actually charge of tine division medical treatment basically has 4 shares:

As to remedial cost, what choose method of clinic, doctor, treatment according to place is different, have bigger difference, but basic summary comes down with respect to a word: Expensive.

Unplug commonly tooth, hundreds of be unavoidable to the charge of on 1000; If be put in a false tooth, the likelihood wants 5000~1 10 thousand yuan differ, even cost is potential still more expensive.

If be abnormal or do a tooth correctional, the cheapest want 20 thousand above basically.

That so expensive cure is expended, everybody can think of for certain, can the insurance that we buy at ordinary times submit an expense account?

Actually, emphasize all the time like me, different risk is planted have different motive and submit an expense account limits.

To the tooth, can submit an expense account the insurance that treats cost basically has 4 kinds:

1) the medical treatment in social security is safe

Each cities may differ somewhat, I checked the regulation of next Shanghai social security:

If be general,unplug tooth, perhaps treat commonly like gall of get angry of periodontosis, gum, in accord with cure to protect submit an expense account the hospital sees a doctor, can submit an expense account one share charge.

If be to wash a tooth to perhaps cost kind of more tooth, tooth to list rehabilitate of not whole, false tooth to wait, belong to cure beauty or the item that orthopaedic treats, cure is protected cannot submit an expense account.

So, cure is protected is very finite to dental safeguard.

2) accident danger

Mention in front, there is in dental cure is accident harm charge.

So, if be the dental loss that causes accidentally, for instance the tooth falls off or disintegrate, accident danger can submit an expense account.

But the dental cure that blame accident causes is cost or dental hairdressing, correctional wait, did not put in accident danger 's charge to be in charge of.

This is in of general and accident danger avoid duty in declaring, can mention expressly.

3) risk of average medical treatment of be in hospital

Because dental disease is relatively recessive, presence is larger go against choice space, if can compensate, a place difficult of access of medical treatment of a be in hospital is bought again before I am becoming correctional operation completely, such word the manage compensate risk of insurance company is too high.

Actually of danger of medical treatment of be in hospital submit an expense account and the safeguard limits of accident danger is similar, if because cause the disease of dental respect to bring about be in hospital accidentally,be, danger of medical treatment of be in hospital can undertake submitting an expense account.

To either cause accidentally or tooth the charge such as correctional, hairdressing, plastics, danger of medical treatment of be in hospital also cannot submit an expense account.

4) in danger of high-end medical treatment

There still is in danger of medical treatment of be in hospital a bit more special, it is medium danger of high-end medical treatment, some added dental iatrical responsibility, but premise is to want preemptive danger of very corresponding medical treatment of be in hospital just goes.

In the insurance cost itself of danger of high-end medical treatment is taller, according to the age and responsibility do not need with a year thousands of very consummate 10 thousand insurance cost, again add the responsibility of a tooth, a year of appropriate appropriate big the insurance cost of thousands of.

I saw a few products limits of safeguard of add tooth iatrical and forehead are spent, not be particularly tall, can submit an expense account also spend with respect to the forehead of thousands of money, it is to do not have really too big necessary go adding.

Plant to 4 danger above the safeguard that treats cost to the tooth, I did Zhang Tu to give everybody reference.

Summary comes down a word, general insurance is very limited to the safeguard related the tooth, unplug tooth or tooth are treated purely kind charge can submit an expense account one part, if be a tooth hairdressing or correctional wait for charge, do not have method to submit an expense account.

Besides these 4 kinds then common danger is planted, the insurance that did not provide specific aim more?

Never mention it, still have really, that is tine division insurance.

For that pair of Everyman, whether to need configuration?

Give the answer first: Do not have actually too big necessary, why?

The common tine division on market is safe, it is insurance company and designation tine division clinic or hospital collaboration for the most part, only little part product supports public hospital to see a doctor.

1) if be,treat in the light of a few health care or foundation, if wash fluorine of tooth, besmear, unplug the tooth, although major tine division is sure to be covered, but if spend on hundreds of, wash a tooth one year 2 times, sexual price is actually higher than calculating.

Of course, if you have the expenditure that washs a tooth regularly, of specific aim it is good to buy a hundreds of tine division to be sure to also be held out, with respect to the charge that should go washing a tooth 2 times, nevertheless clinic of a lot of dentistry also has a group to buy the business of the card that wash a tooth now, likely your group buying the check that wash a tooth is cheaper than buying this kind of insurance. . .

2) if you need, is specific aim cure, for instance abnormal, put in a false tooth, my search circuit, do not have particularly good tine division insurance.

This kind specific aim cure is more expensive also, some are aimed at abnormal, put in a false tooth can submit an expense account the tine division danger that on 10 thousand yuan of medical treatment expend, insurance cost also should be close to 10 thousand yuan, open-armed not be to one's profit.

The cost that still cure of a few pairs of specific aim submits an expense account is particularly little, not too big necessary.

Finally, sum up:

If be of sanitarian cure, basics treatment or accident,treat responsibility, can consider to buy insurance of division of a tine and accident danger to enclothe.

If have put in a false tooth, the demand of the sophisticated treatment such as abnormal, also do not have particularly good solution through insurance actually.

If think the division that buy a tooth-like part of anything is safe certainly, have wanted to notice at 2 o'clock:

1) what is this safe safeguard content, whether to match with your demand, for instance you want to wash a tooth to be about to buy the tine division insurance that takes the responsibility that wash a tooth, bought otherwise not applicable also.

The tine division that you buy 2) is sure to whether there are cooperative clinic or hospital in place, avoided to buy what cannot go to the lavatory later to use, bothered to moment.

Finally, see beside after a lot of old people arrived 60 years old, dental circumstance is completely different, the grandfather that resembles me is returned can every eat the meat suddenly, gnaw so that use an apple, appetite and youth are same, and a lot of tooth gave my grandmother problem, can drink only congee and have bit of rice a little.

Dental health care also should notice when also hoping everybody is young, organic meeting often can undertake dismantling the health protection of dental respect, the most important is the habits and customs with day-to-day attention and food, eat sweet.