Believe everybody asks for letter problem to get attention fully to his individual, the look must not give poor pool. After all everybody cannot leave to sign a letter, asked for a letter to record people to go all credit behavior, always be your individual credence grade, big data can affect the normal life of people directly.
Can the reader asks, if sign a letter,then the system gives an issue, what reason can you be bring about? At present Central Bank new edition asks for a letter to be about to go up the thread is common measure, to individual credit information collect will more detailed, closer, the time of bad record will longer. As instantly individual credit management is perfected ceaselessly reach optimize, proof the letter is favorable become particularly important, serious person will become all platform " black door " ! In small letter at the same time here observes easy abundant science and technology, the information of individual network black venture that is very can comprehensive him understanding at present, judgement is reliable. If be high risk, can in time avoid to make a net black!
Ask for letter occurrence problem, what is the prime cause that we should know to give an issue above all, found source only, that question is much simpler. Have 4 kinds of kinds generally speaking: Black, white, random, much.
One, black, it is to show the individual asks for letter report to have spot, and the circumstance with very abominable property. There are these 3 kinds below:
1, bad record is overmuch. Bad record includes: Enter red light, the subway, Gao Tie, train escapes ticket, telegraphic business, travel tourist attraction is uncivilized behavior, civil judgment record.
2, exceed the time limit. The limits of exceed the time limit includes a net to borrow, pay treasure the flower, borrow etc. General according to " even 3 tired 6 " will decide, the meaning is, inside two years successive 3 exceed the time limit or accumulative total 6 exceed the time limit, na Zhengxin can consider as stain.
3, be labelled " break his promise to be carried out person " . Proof there is a court to carry out a record compulsively on the letter, namely common says " Laolai " , owed money to be not returned intentionally.
2, white, it is to point to never mix bank or financial orgnaization has produced credit concern, in the individual record of the credit in the report that sign a letter is blank condition. To doing not have the person that has borrowed money, they do not have credit record, the net borrows platform to cannot pass report of user individual credit to evaluate them to whether have reimbursement ability and reimbursement desire. So these people can be included to ask for letter white list.
3, random, it is to show time of the inquiry that sign a letter is much, the record is random. If handle credit card often, have a net for many times to borrow platform record to do not have name of the donor however. This record can show the individual credence in borrower reports above, and final whether name of the donor has nothing to do. No matter be him inquiry or platform inquiry, if inquiry hind is successful name of the donor is not bad, can acquiesce without successful name of the donor for by refus.
4, much, it is to show number of user loan pen or credit card amount are very much. Although loan reachs credit card behavior of nonexistent exceed the time limit, but bank or financial orgnaization can think of borrower indebted and exorbitant, possible even presence is raised with borrowing borrow, the risk that raises card in order to get stuck.
See here, whether did everybody have some of result in the heart? If appear,oneself individual signs a letter problem, that from above 4 kinds of types are judged. Small make up admonish everybody, individual credence, from ancient it is very important up to now, the life of people cannot leave credit, so everybody must normative oneself, become a good citizen.
