" Chinese economy weekly " reporter Liu Zhaopu | Nanjing report
(article print is sent at " Chinese economy weekly " 2018 the 3rd period)
After money treasure net controlled a criminal give himself up to the police of person Zhang Xiaolei to confess one's crime recently, platform of conduct financial transactions of Internet of Nanjing much home, if young unripe actor is taken, conduct financial transactions of frog treasure net, beautiful city, state guest cause a run on a bank in succession, hold dish person run the road disappears disappear, office spot person goes the building is empty, investor is surrounded collect accident platform, partial platform already was closed down by police.
" Chinese economy weekly " reporter early or late young unripe actor takes seek by inquiry or search, the company of platform of conduct financial transactions such as frog treasure net, beautiful city, discovery all already the person goes the building is empty. " Chinese economy weekly " the reporter understands discovery, company of platform of illegal Internet conduct financial transactions hides within high-grade office building mostly, it is main goal with the old person, adopt trick means con investor fund.
Why does in recent years platform of illegal Internet conduct financial transactions run does road incident sign up for end now repeatedly? By who should be platform of these illegal Internet conduct financial transactions superintended? What difficulty to exist again in superintendency process?
Address of operation of frog treasure net is in Nanjing river on the west abstruse body name office building, at present the place business address already was closed down by police. (" Chinese economy weekly " reporter Liu Zhaopu | Photograph)
On-the-spot seek by inquiry runs road platform: Young unripe actor is taken, economy of frog treasure net, beautiful stateThe advertisement that young unripe actor takes says, "Young unripe actor is taken as an Internet new-style life serves platform, zoology service group involves life service, advertisement to share, dummy company game changes operation, line to issue charity of small shop, commonweal to wait on the line.
According to insider introduction, young unripe actor is taken is " little life, actor serves " abbreviation, just went up on September 12, 2017 line, real operation time is less than 4 months, as similar as type of money treasure wire mould, the user perhaps does the task to win corresponding award according to sign in of investment fund scale, share commission.
Disclose according to afore-mentioned insider, before young unripe actor takes network of the treasure that it is money, some operates tall canal J drill platform, nevertheless " Chinese economy weekly " information of credit of reporter inquiry state enterprise is public show a system, did not find J some information. The operation principal part that young unripe actor takes is Nanjing bright limited company of my network science and technology, information of state enterprise credit is public show a system to show, delegate of this company legal person is Qiu Guojun, held water on August 3, 2017, its approve scope of operations to be the development of network science and technology, design, make, of all kinds advertisement of home of acting tonsorial cloth, appreciation telecommunication business, did not involve Internet conduct financial transactions.
On January 8, the window B2 that the reporter guides the greenbelt that comes down to be located in the station austral Nanjing in insider 1508 rooms, it is here " young unripe actor is taken " real operation place. First floor indicates on column of a marked announcement other hall information desk, "Young unripe actor takes a company to invest an user to report a case to the security authorities to reach Nanjing city please public security bureau is public transportation group of gumshoe of public security substation " .
Young unripe actor takes a gate to tighten a lock, be affixed by police on vitreous door announcement, say: "Because be suspected of economy committing a crime to be sufferred by Nanjing police,young unripe actor takes a company case examine, any personnel do not get do sth without authorization to enter this room, mechanism of public security of the person that violate will undertake condemnatory according to relevant law provision.
From vitreous door to in look, in disorder of the desk and chair inside a few rooms is put, extremely mixed and disorderly. Among them, hat of pensile gules santa Claus is returned on a door, be in it seems that last year christmas still somebody handles official bussiness.
Frog treasure net is located in Nanjing to build the road in Ye Ou Jiangdong 303 abstruse body name E 9 buildings, its operation main body amounts to software technology limited company for Jiangsu dimension accept.
Public data shows, frog treasure net trades dimensions achieves 20 billion yuan.
Investor of net of the treasure that occupy frog introduces, this platform home page 3 tasks although deadline all is 30 days, but job gains is 17 pay money, 170 pay money, 1700 pay money respectively, correspondence requires pay deposit money of money of 1000 pay money, 10 thousand pay, 100 thousand pay, equivalence of 1 pay money at 1 yuan. Besides do the task to achieve earnings, everyday the earnings that sign in achieves is more. According to the regulation of frog treasure net, total assets money of 30 thousand pay, sign in acquires promotive cardinal number for 0.0433% , total assets amount is more, acquisition promotive cardinal number is larger. If total assets is money of 1.2 million pay, acquire promotive cardinal number for 0.124% .
This investor says, if throw 10 thousand yuan to do the job, calculate again on sign in accrual, integrated year change yield to be as high as 38.88% .
On January 8, " Chinese economy weekly " when reporter seek by inquiry, 4 apparel are special alarm the personnel of the uniform is being guarded in the gate two side. Be being stuck on the vitreous door of frog treasure net a paper strip for sealing, have " Nanjing city public security bureau builds Ye substation to seal " model of written characters.
Guardianship fuzz affirms, this ground is frog treasure net business address, already was closed down by police on January 6, damage investor can report a case to the security authorities to around police station register.
On January 9, " Chinese economy weekly " the reporter gives directions according to personage of know the inside story, visited be located in B of river Xi Moda the platform of Internet conduct financial transactions of 2409 the office ground of beautiful city, this address also is Nanjing always office of health chamber of commerce. It is reported, the operation main body of beautiful city platform is limited company of trade of Nanjing beautiful city, main product has treasure of beautiful city money and line to fall numerous plan investment, among them a project is thrown 50 thousand everyday can income 400 yuan.
Current, beautiful city platform appears queasy, investor says its are held actually dish person already ran road, but the office was not closed down by police. " Chinese economy weekly " the reporter discovers in the spot, although already arrived much at 6 o'clock in the evening, still nearly 20 investor collect amid inside an office, discuss how save oneself or matters concerning reconstruction.
Young unripe actor takes the window B2 in greenbelt of the station austral Nanjing 15 buildings return pensile santa Claus hat on an office door. (" Chinese economy weekly " reporter Liu Zhaopu | Photograph)
Platform of illegal Internet conduct financial transactions already became Nanjing " one big social effects of pollution "Nanjing finance department consolidates a senior industry wife person tells " Chinese economy weekly " reporter, platform of illegal Internet conduct financial transactions is in Nanjing cruel grow, roily Nanjing money market, already became " one big social effects of pollution " . In Qian Bao the net has an accident several years of time previously, nanjing is of all kinds and illegal if platform of Internet conduct financial transactions appears like emerge, they are hitting P2P firm banner to solicit business illegally mostly, do not have any aptitude and license plate however. "Usually, office of platform of illegal Internet conduct financial transactions is established inside the office building with high-grade adornment, enrol some of leg again diligent the boy girl of honeymouthed serves as a clerk, imprint placard of one caboodle conduct propaganda can go out con investor casts money manage money matters. Platform runs after the road, some families lose a family fortune accordingly. Some families lose a family fortune accordingly..
" Chinese economy weekly " the reporter is visited be informed, platform of many illegal Internet conduct financial transactions are being hit investment manages or financial firm banner solicits business, give after the event to also cause not little worry to office building. Personnel of property of one high-grade office building tells opening of Nanjing new market the reporter, companies of these conduct financial transactions pay rent very easy, the staff member apparels clean orderly, but really many cheater companies mix mark among them, run a few months the road perhaps runs to go after 9 years person, "The person that rent a house will rent a house, we also had be toed hire. But these cheater companies walk there often is investor to gather after the road, do us dog-tiredly. This kind of company rents a house now, we are met strict examine and verify. We are met strict examine and verify..
Zhao Zhen of staff of company of some illegal Internet conduct financial transactions to " Chinese economy weekly " the reporter discloses, this kind sees the delicacy that be like light shine beautiful company, when business is begun, adopt more trick means, it is main goal with the old person. "Because old person resolution discriminates ability difference, but there is spare cash in bag. And, money of much cherish of old National People's Congress is economical, the company prepares a lot of rice, fat face, fruit to wait when the gift, register a member to be able to be gotten. After old people takes a thing, again with temptation of accrual of high specified number they invest, light light Song Song can let them draw out money. Light light Song Song can let them draw out money..
Once companies of these conduct financial transactions walk road, investor is met mostly principal is not had return. " Chinese economy weekly " the reporter has come up against similar case many cases in be interviewed before.
Live in the Luo Feng of Nanjing drum-tower area, 10 thousand yuan of tens of annuities investment is located in violet peak edifice 28 Nanjing triumphant roc fortune, all take capital and interest before 3 years as scheduled, luo Feng feeling is held out rely on chart, will this " get rich channel " recommend close friends. In September 2016, nanjing triumphant roc money runnings road, see a spot that in disorder, direct paralysis takes many investor in the ground.
Be in likewise September 2016, opening of Nanjing new market a company of conduct financial transactions that the name is Yi Qian fortune also walks the road disappears, company person goes the building is empty, demonstrate busy tone to grandfather cloth phone. Personage of know the inside story discloses, its behind the curtain holds dish of boss to carry paragraph abscond United States already, there is burning sun to surround after large quantities of investor hear get together in Yi Qian money firm downstair expect, but of no help.
In earlier controlled in July 2014, inside time of a month, treasure of letter of net of fast of treasure of gold of net of company of conduct financial transactions of 4 Internet of Nanjing, division, be in harmony, achieve Xin to borrow run in succession road, break couplet.
Frog treasure net is in Nanjing river on the west abstruse body name E after the office of 9 buildings is closed down by police, have day and night special alarm in the guard before the door. (" Chinese economy weekly " reporter Liu Zhaopu | Photograph)
Run road company is operation of small capital fund more, can recover money scale extremely lowA personage inside financial industry is accepted " Chinese economy weekly " when the reporter is interviewed, say, usually, orgnaization of Internet conduct financial transactions or P2P platform closes down, chief runs road, involve normally collect money illegally kind of crime, belong to public prosecution case. Run because capital catenary ruptures,the road is mostly, or case of drawing of a run on a bank is severe, the surplus property of these companies is very finite. Together with is current company of Internet conduct financial transactions is operation of small capital fund more, investor although hurry to the spot for a short while, can deal with property is not much also, the money proportion that can recover is very small.
Academy of Su Ning finance is advanced researcher Xue Hong Yan thinks, platform of conduct financial transactions of this kind of Internet does not have relevant aptitude and license plate mostly, the user makes money through doing the job, but be not actually more pay for more work, become direct ratio with devoted total assets however. "Once commission income and total assets become direct ratio, contain ' earn capital gains ' imply, ' do the job, earn middleman's fee ' more resemble a cover, the business essence of collect capital increases superhigh yield, point to ' Pang fraud ' mode. Point to ' Pang fraud ' mode..
Land Min peak tells secretary-general of association of banking of Jiangsu province Internet " Chinese economy weekly " reporter: "P2P has specific meaning, run basically belong to inn of the door below the line kind company of conduct financial transactions, do not belong to P2P company, our academician unit runs without so far of the road. 2018, we will superintend sectional leader to fall in local finance, strengthen pair of investor to teach strength further, guide academician unit standard to manage, strengthen an industry to control oneself. Strengthen an industry to control oneself..
Much at 6 o'clock in the evening on January 9, be in office building of square of Nanjing river Xi Moda office of beautiful city platform, nearly 20 investor run in flourish of consultative golden light the countermeasure after the road. (" Chinese economy weekly " reporter Liu Zhaopu is photographed)
Nanjing city ever had done platoon of the type that help a network to check last yearTo company of illegal conduct financial transactions, rely on an industry only self-discipline is apparent and insufficient, sectional superintendency still is Chongzhongzhi is weighed related the government.
" Chinese economy weekly " the reporter learns, be in Nanjing area, the branch ever reminded investor to be far from platform of illegal Internet conduct financial transactions for many times related the government, but effects is very small. " Chinese economy weekly " the reporter is in Nanjing the discovery when area of opening of Ximoda, new market interviews the river, office building hall is in boldly, each area banking do Nanjing, the branch such as certain part of public security substation, dimension about collecting money illegally the risk of dispute law action hints everywhere is seen, but can not prevent investor enthusiastic to the investment of platform of illegal Internet conduct financial transactions.
Be aimed at this kind of new case, jiangsu saves a government sector to already considered to publish temporary measure, seeking an opinion. " Chinese economy weekly " the reporter understands, to strengthen the superintendency of orgnaization of medium of leasehold to the network message, according to " activity of business of orgnaization of leasehold message medium manages the network temporary measure " (silver-colored inspect can make 2016 〕 of 〔 1) , " about network of print and distribute orgnaization of leasehold message medium puts on record the announcement with the how-to management that register " (silver-colored inspect does hair 〔 2016 〕 160, on December 29, 2017, jiangsu province finance does to combine Jiangsu jointly with concerned branch actual, on the base that seeks an opinion extensively, research was drafted " Jiangsu province network is leasehold message medium orgnaization puts on record the government that register is provisional method (ask for an opinion to stalk of grain) " , already sought an opinion publicly to the society now.
Additional, jiangsu province finance does declare, according to Chinese silver inspect can set, after August 24, 2016 new the network that create is leasehold message medium orgnaization, in Internet banking venture during special punish, in principle does not grant to put on record register.
The relevant controller that central finance superintends a system to be stationed in Jiangsu tells " Chinese economy weekly " reporter, to the superintendency of platform of Internet conduct financial transactions, centrally level takes the lead by Chinese people bank responsible, by the province in local level finance does take the lead responsible. Because act of platform of conduct financial transactions of a lot of and illegal Internet concealments, superintendency branch is put in a lot of difficulty in superintend and be investigated.
This chief says, platform of these illegal Internet conduct financial transactions are registered in door of The Ministry of Commerce and Industry when, do not involve Internet banking business commonly, however in later period exceeds limits to manage, bring about door of The Ministry of Commerce and Industry, finance to cannot superintend a system in initial stage effective. "These companies are managed in initial stage when, rely on to superintend a branch to discover its are illegal very hard only activity. Below a lot of circumstances, in receive investor to inform against when waiting for clew, just cause the attention of superintendency branch. Run illegal banking activity to exceeding range, once superintendency department of door of The Ministry of Commerce and Industry and finance is checked solid, can make punishment instantly. Can make punishment instantly..
Introduce according to this controller, in last few years the branch checks the platform of illegal Internet conduct financial transactions inside superintendency area in the sieve all the time related Nanjing, began Internet finance punish inside countrywide limits last year especially after the action, jiangsu saves finance to do combination to superintend a branch each, to undertaking the platoon is checked helping net style inside area under administration, investigated platform of conduct financial transactions of a batch of illegal Internet. "In pulling net type platoon this to check, the platform of illegal Internet conduct financial transactions that puts an amount gets very big blow, but because register a company very easy, the platform of illegal Internet conduct financial transactions of increment appears time and again as before, we also are being strengthened superintend and the platoon examines strength. We also are being strengthened superintend and the platoon examines strength..
(the Zhao Zhen in article, Luo Feng is alias)
