Recently, media coverage says, "System of letter of Central Bank ask forring shows bear promote trade with Noah 61, experience Beijing east a huge sum is receivable Zhang money " . The reporter asks for letter center to understand to people bank, what involve in article " inquiry Central Bank imposes letter system " state not accurate, the receivable Zhang money that its involve makes over the business that register to all happen in " movable financing is unified register fair show a system " , and rather than " the system that sign a letter " , this is two completely different systems. Two systems are people bank the center that sign a letter is in charge of the construction, information system that move and maintains, it is the financial infrastructure of the Central Bank, but two systems become independent each other, offerred service is different, the system that sign a letter provides the service that sign a letter, movable financing is unified register fair show a system to offer movable financing to register fair show a service.
People bank asks for financing of letter center movables to unite register fair show a system (the following abbreviation registers a system) build from 2007, offer the 7*24 hour that is based on Internet uninterrupted service, the content that register includes to assure support of the people assures right person is basic information, assure the content description, deadline that register, do not ask to refer a foundation to trade contract. Movables assures register and inquiry all is operated independently by party finish, party fills in register after necessary information finish immediately, without anybody labour, system intervenes during.
According to " impawn of receivable Zhang money registers way " (Chinese people bank makes 〔 2017 〕 the 3rd, the following abbreviation " method " ) the 8th, thirtieth 3 regulation, receivable Zhang money is made over register deal with by alienee, deal with the main body that register to be in the account in the proof that register fill out a form person. If article is medium,allude " Guangdong bear promote control a group limited company " with " asset of Shanghai song Fei runs limited company " money of 58 receivable Zhang is made over register all by " asset of Shanghai song Fei runs limited company " own operation is finished.
Basis " method " the 24th, " movable financing is unified register fair show a system to handle regulation " " movable financing is unified register fair show systematic user to serve an agreement " relevant provision, fill out a form the person ought to be registered according to the facts, assume responsibility to registering the authenticity of content, integrality and lawful sex, offer false data to deal with register, cause to other those who damage, ought to assume corresponding legal responsibility. The main responsibility of the center that sign a letter is to accept fill out a form the relevant application that the person offers, objective in the system that register record, save fill out a form the registering information that the person submits, it is safety of the system that register, normal to ensure move.
The main purpose that registers in the system that register is to tell other principal part already existed on this movables assure the fact of authority. In practice, the likelihood on same movables exists many assure authority, the system that register is passed register fair show the right burden case that can make party understands movables conveniently to go up, and with can be being forecasted, fair, efficient way assures certainly lien is suitable between authority. Before financial orgnaization begins movable financing, can log onto what the system that register inquires borrower is offerred to assure on content whether activate is other assure rights and interests, be on guard in financing process because information is opaque,bring about trade risk. But assure trade the authenticity of itself is in charge of by proper motion of the party that register, financial orgnaization should careful investigation, check assure trading authenticity, ensure financing gets assuring effectively.
