Industry of consumer credit information person the client of Equifax endowment meet with be astonished outflow, 22 days wait to just be reached each with federal eventually reconcile. (TNS)
Industry of consumer credit information person Equifax 22 day announces to reconcile with be being reached at least 700 million yuan with the government organization, settle suit of collective of a when arise accordingly national consumer at the same time, reconcile finally the amount that amount may inspect appeal consumer and calm, because this is likely taller.
Equifax Jing exploded in September 2017 45 million 100 million clients (be equivalent to even more 4 into American mouth) because individual data meets with filch of be astonished guest and outside discharge, after the likelihood achieves the incident of individual data have things stolen with American the most serious all through the ages, from federally federal trade commission (bureau of protection of finance of FTC) , consumption (CFPB) arrives the city chief procurator of a lot of cities intervenes investigation.
According to report, equifax and governmental orgnaization reach 700 million yuan to reconcile amount, include 25 million yuan 400 million to compensate consumer, civil fine 100 million yuan, add give get the other measure that affects 45 million 100 million clients, but the safety that this company cannot assure to steal customer information.
Ximengsi of chairman of federal trade committee (Joe Simons) makes a statement say: " these companies that gain profit from individual data, more responsibility wants to protect these data. If Equifax can have made this radical move that make, can prevent this kind of thing happening. "
Equifax CEO Beigeer (Mark Begor) expresses, reconcile this " aggrandizement the acceptance that our company protect good data to be reached first with the client " .
● requirement future breaks 1 billion aggrandizement 5 years endowment how
Reconcile the processing means that content also asks Equifax improves client credit data further and degree of protection, this company future prepares 5 years to throw 1 billion yuan to strengthen systematic safety and technology to upgrade at least, and consign makes an appointment with 100 million yuan of fine give CFPB, and 10 thousand yuan thousands of when give each state administrative division the government reconcile gold.
Because Equifax does not have flaw of software of seasonable rehabilitate computer, 6 weeks are used fully after be being discovered by be astonished guest, filch the individual data of large quantities of users, from social safety number, credit card number, driver's license number, give unripe date and address, even still passport data waits sensitive endowment, CEO Smith holds the post of when forcing (many high-level directors such as Richard Smith) are in after its exposure inside a month early or late nonofficeholding.
● must carry dissatisfaction of organization of compensatory rights and interests inside 4 years
Report points out, the reaction that organization of consumer rights and interests reconciles to this mostly the front, but still still have doubt to schedule, because suffer influence consumer to be able to put forward 4 years to compensate for application in future only, and steal endowment it is permanent mostly, for example social security number and birthday, this is used possibly a few years by illegal personage in future sham identity, commit primes.
Center of countrywide consumer law (NCLC) lawyer Wu Qiqi (transliteration) say: " the victim that if consumer becomes the identity in the 5th year,steals, cause party to count yuan of loss, how should this do? "
The director office of several cities already asked safety of Equifax aggrandizement information, software is updated 2018, and catastrophic processing program.
In congress numerous courtyard finance serves committee first half of the year on a hearing, equifax CEO Beigeer ever expressed, this company has improved inside information safety up to now after the accident, make consumer easier find out his credence to report, and revise a mistake.
Report is mentioned, this incident makes congress more the attention consumes credit industry, prohibited through act last year relevant course of study person ask to freeze to the client when sealing credit to report with solution, add receive poundage, some congressman also appeal the law of the person that increase these pair of line of business is normative.
The before Eqiufax, TransUnion and Experian United States 3 person that consume credit information industry greatly, also be the source of important reference material that each bank provides credit.
