Enter since 2019, the net borrows an industry to continue to closing compasses in changing before row, platform is exited, also platform rises abruptly, the heavy model of trade situation still half-baked, the platform that has actual strength welcomed significant development opportunity.
A few days ago, add up to numerous E to borrow announced the operation in year reported 2019, showed the management result with favorable platform. Data shows, add up to numerous E to borrow clinch a deal first half of the year the forehead amounts to 1.879 billion yuan, accumulative total clinchs a deal the forehead already amounted to ten billion seven hundred and fifteen million yuan, number of accumulative total user is seven million and thirteen thousand two hundred person, accumulative total lender counts one hundred and one thousand nine hundred person, accumulative total earns 366 million yuan,
Continuously steady management performance cannot leave to add up to numerous E to borrow adding up to compasses, asset, wind to accuse, advance of the respect such as the service in the round.
Much act is established add up to compasses surveyor's pole
The net first half of the year is borrowed superintend already sailed deep water area, superintendency branch violates compasses platform to undertake be hittinged energetically to breaking the law badly, punish severely break one's promise behavior, borrow platform fact to action condition is monitored and penetrate type is superintended to the net, cogent safeguard lender to close right increase. Additional, the net borrows special punish schedule to already decided, work of 3 quarters repair will be increased benign exit strength, four quarters will rectify and reform basic and eligible orgnaization to bring into superintend pilot.
Add up to numerous E to borrow insist to develop in order to add up to compasses hurried, advance actively add up to compasses construction, be on guard effectively join compasses venture,
Add up to numerous E to borrow will register capital to be added from 50 million yuan reach 550 million yuan, completed change of industrial and commercial information, this is platform accelerates the move that combines compasses course actively, reflected the attitude that platform seek puts on record. Platform joined consortium of Guangdong Internet banking formally still, make society unit of the first batch of members is medium 2019 platform of exclusive each other gold, this mark is worn platform is strengthening oneself to added up to compasses construction respect to obtain affirmation, conduce to platform continueing to drive sincere letter to manage develop with self-discipline.
" good about doing net borrows orgnaization classification to deal with to be on guard with the risk working opinion " (abbreviation 175 article) the requirement borrows an orgnaization to undertake classified dealing with to the net, guide a net to borrow an orgnaization to exit. By right of good management state and close compasses level, add up to numerous E to borrow was not rung by 175 Wen Ying, its expand fixed position gradually clear, laid solid foundation to put on record.
In addition, add up to numerous E to borrow what still announced 2018 year to add up to compasses sex to investigate report and special audit report, promote platform information to reveal quality with professional, normative form, strengthen platform to manage diaphaneity, accept the public actively to supervise.
Finance of benefit of general of travel of small and dispersive carry out
As early days the progressively be born of each policy measure, finance of benefit of our country general already obtained level sex result. The government holds attention all the time to the development of general benefit finance, will continue next aggrandizement system safeguard, agglomeration is various force, advance high quality of general benefit finance to develop jointly.
Small and dispersive the main feature that is general benefit finance, the consumption that adds up to numerous E to borrow borrows business to be in small and dispersive on performance is outstanding. Amount of loan of platform average per capita is 4000 yuan first half of the year, borrower and lender are compared for 12.51, amount of loan of the biggest frankpledge is occupied than for 0.09% , the largest sheet door loan amount is occupied than for 0.01% , loan amount is in an industry inferior level, spend dispersedly tall, can reduce a risk effectively; Amount of loan of the biggest frankpledge holds platform than for 4.24% , the largest sheet door loan amount is occupied than for 0.65% , loan fund conduces to platform maintaining management stability dispersedly.
100 travel ask forring believe the wind that help strength to accuse to upgrade
To promote risk management capability, add up to numerous E to borrow pair of wind to accused a system to undertake upgrading, the golden eyeball wind after upgrading accused a system to embed artificial intelligence wind controls whole technological process, pass big data mining and newest and algorithmic combination, rose to wind accuses efficiency and be reduced take a cost. Of system of systematic NLP Natural Language Processing build, join artificial group, can public feelings of borrower of real time monitoring. Carry the divisional ability that returns a model to get rising considerably, can combine intelligent speech robot to undertake remindful reimbursement to the user.
Through accepting 100 systems that sign a letter, share credit data, golden eyeball wind accuses a system to be opposite of borrower credit evaluate more essence of life is accurate, promoted considerably turn over bull leasehold, combat con effect, solved information asymmetry problem, dissolved credit risk effectively, supervise and urge at the same time borrower consciousness maintains credit, strengthened risk linkage early-warning, believe the perfect contribution strength that the system builds to ask for ceaselessly.
Quality service promotes soft actual strength
Add up to numerous E to borrow the service that provides high quality, individuation for the client through persistent service innovation and all-around channel, exert oneself promotes a service soft actual strength.
Below perfect customer service system, add up to numerous E to borrow platform to receive first half of the year hear advisory hot line 23423 times, recieve online service 37196 times, solve seek advice 610236 times, major of constituent customer service grooms 16 times. Demand of client of platform development research, raise a client to serve efficiency and quality ceaselessly, strengthen client complaint handling and problem to rectify and reform a mechanism, comprehensive promotion client serves an experience, carry the systematization operation of product, service, science and technology, offer for the client more specialization, warmer finance serves.
Commonweal creates happiness
Add up to numerous E to borrow devote into commonweal career actively all the time to pass on a society. Add up to numerous E to borrow love contingent to be in the 10 or 20 days following Lunar New Year's Day during elementary school of village of deep of harmonious of town of level ground of hillock of county of Yuan Fuhuai collect is begun " childishness of warmth of wintry day warmth " activity, the impoverished student that is place presents package of New Year great gift, let children can cross a happy Spring Festival.
Add up to numerous E to borrow still initiated " have love not alone -- add up to numerous E to borrow Shenzhen commonweal to walk into star school all right " commonweal activity, those who be Shenzhen conduct gout activity from the children that shut disease, give gift, make they experience the care of the outside and warmth, the childhood that also lets them has more joy.
Commonweal is the important form that combines numerous E to shift responsibility of society of carry out travel, add up to numerous E to borrow in recent years have exploration and practice to commonweal activity ceaselessly, the life that invites weak force group becomes better, this also is to add up to numerous E to borrow " abide by acceptance, not negative happiness " of the concept outspread.
