[now study of conduct financial transactions]
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How much does product of conduct financial transactions of bank structure sex know - _ of classroom of conduct financial transactions hopes money net
Property of grain of sex of 7 banks structure tastes a class, let you learn to be able to be used.
Civil | Long Xiaolin
Deposit is one of main products of the bank, because the bank needs to rely on deposit to absorb capital to be used at putting to borrow, and have deposit to the bank this product, we also already be accustomed to sth. Because present bank deposit interest rate is low,do not pass, more and more people do not wish to put money in the bank. If the bank was done not have really,can deposit money this product, whether can be everybody accepted again? Whether other products can replace bank deposit?
Probably somebody feels, oneself money basically won't put a bank, so bank deposit calculates nonexistent, to oneself also influence of it doesn't matter, really in that way? Will see bank deposit have what function first.
What function does bank deposit have?Above all, bank deposit has the function of custodial fortune. The money that earns us is put in the bank, opposite for be go to the lavatory quite and safe, especially those people that can earn a lot of money, cannot always be Qiandoudui in the home? This lets those a few have, a few very consummate the person of one billion four hundred and ten million and sixty-five thousand four hundred and eight, how many safe must buy to put Qian Cai to go? More what is more,the rather that Qian Fang is insecure also in the home, the estimation when arriving can be remembered with concern by thief every day. And put money in the bank to do not have these apprehension, it is good to want the bank oneself to block a password to keep only went.
Next, bank deposit can let fund rise in value. Put money in the bank, the bank can give you certain interest, though this accrual is not very much, but if taking ready money, can do not have with respect to what, do not compare apparently more had done not have.
Bank deposit interest rate is low, had become a when put money in the bank the biggest obstacle. However we let a bank impossibly also raise saving interest rate, those who want fund rise in value is faster, can look for the product with a higher income to buy only. The profit that what product can compare bank deposit again relative to safety already is high, can have a look at product of conduct financial transactions of bank structure sex how to much know - _ of classroom of conduct financial transactions hopes money net
Again, bank deposit can let pay more convenient. An utility of money shops namely, put money in the bank, even if do not take also can use shop, this is to should go to the lavatory more apparently. If do not have bank deposit, taking cash to shop, buy hundreds of, thousands of or the thing of tens of thousands of is not bad, but if involve hundreds of go up ten million, must not that open a cart to carry bank note just goes? Buy a thing, appraise computation money had be toed count a few days of a few night.
Above all, can replace a bank to keep functional product should have a lot of, if normal grain property is tasted,basically have custodial function only. Of course, the custodial function of a lot of conduct financial transactions can ensure your money to won't disappear without predestined relationship irrespective only, but if because investment had a deficit,be, that deficient money repays without obligation. If want to be able to ensure capital safety euqally to bank deposit, the product that can replace is not much, existent estimation also protects a few product such as this conduct financial transactions, national debt to be able to satisfy a requirement only. Nevertheless after all is to still have what can replace bank deposit.
Next, the product that can substitute bank deposit to let function of fund rise in value also has a lot of, what what say above is basic OK, and what still can do than deposit is better. Because the accrual of bank deposit is now,lie lowermost cavalcade, buy a kind of conduct financial transactions to be able to compare it possibly casually taller.
Again, can replace bank deposit to go to the lavatory the product that pays a function, the likelihood is not very much. At present already deposit function has the product that pays a function again, want to also only remaining sum treasure and pocket money are connected presumably wait for agile investment product, but these two kinds of products are in paying is to still certain specified amount spends limitation.
Nevertheless, it is put in remaining sum treasure and pocket money to connect the money inside, having also may be partly greatly very meeting existence bank, if did not have bank deposit, should they put money again? If be to be put on the hand of themselves, from which does the accrual that sends to the user then come? Probably they also can learn a bank to lend money euqally, nevertheless that follows different of bank deposit it doesn't matter.
Although will look from individual function, it seems that the product can replace bank deposit, but if assemble each function of bank deposit,rise, the product that can replace it completely still searchs not to come out really. Because,be probably of bank deposit cannot replace a gender, the interest rate that is bank deposit so again how low, still also be someone can go Qian Cunyin.
