What is " cover a road to borrow " ? We see a few case
2017, beijing some college is big 3 students Fan Ze is discovered to leave posthumous papers be addicted to to die. After he dies, family receives menace to threaten ceaselessly on his mobile phone the information of his reimbursement.
"Pa, mom, I jumped, do not receive cadaver to me, too lose face. Pa, mom, the future world does an ox to do a horse to repay you. " in March 2016, deep-set cover a road to borrow and insolvent undergraduate Xiaozheng (alias) last short message that sends parents, after sending this short message he jumps the life that the building ended him.
In March 2018 portion, buccal city is in Home Zhang school undergraduate, in place a guesthouse is died by discovery. This schoolboy father says: "Because,suspecting a son death is " campus is borrowed urge borrow " , committed suicide to this schoolboy in January from 18 years, already received many urge borrow a phone " .
Similar issue can happen every months a few cases almost
Somebody can ask the likelihood:
This " cover a road to borrow " why can you make a person such take things too hard? Small today make up take everybody to decode this together
Sinful " cover a road to borrow " !
"Cover a road to borrow " , it is folk of make use of's leasehold name, through " empty increases debt " , " production capital takes Zhang running water " , " wanton cognizance break a contact " , " turn Chan Ping Zhang " , " false suit " wait for a method, achieve the goal of detinue other belongings. We often go up in the network, see on news " campus is borrowed " the network loan that there is lawful pretense on the name that wait also is belonged to " cover a road to borrow " .
Why " cover a road to borrow " ban repeatedly more than?
"Basically be to concealment the gender is too strong. " Beijing brights judge (Chengdu) attorney office Wang Rengen's lawyer thinks, if take civil suit, borrower is hit very hard win lawsuit. These " cover a road to borrow " the company is in civil authority duty go up to have an advantage more, loan contract is their protocol, a lot of con gimmick exist inside, exterior evidence is very unfavorable to borrower.
So, civil go up the legal interest that the court does not have method to protect these borrower, can appear personally by door of the Ministry of Public Security only blow covers a road to borrow. Since this year, end from which place, already published multinomial policy document, severe dozen " cover a road to borrow " .
" top people court about trying statute of comfortable use of civilian leasehold case the regulation of a certain number of problems " , the accrual agreement that the annual interest that leasehold both sides agrees leads more than 36% parts is invalid, namely usurious capital and legal interest get legal protection, exceed section of interest of legal high specified number not to get legal protection.
This year January, the Central Committee of Communist Party of China, the State Council allots sweep black except evil file, open inside countrywide limits sweep black except evil activity, "Cover a road to borrow " in be hit. This year April, silver protects the 4 ministries and commissions such as inspect, the Ministry of Public Security to allot associated announcement, qing Dynasty retreats folk to run an activity of leasehold domain without license plate, "Cover a road to borrow " the company also is labelled clear decline a focal point.
And allot combination in 4 ministries and commissions before the announcement, on March 31, big talk quadrangle saves first experience to Hainan black " cover a road to borrow " the case undertakes first instance is adjudged publicly, some Hao of prime culprit Zhao is sentenced set term of imprisonment 22 years, other the set term of imprisonment that person of 17 the accused is sentenced 3 years to differ to 20 years, detered greatly " cover a road to borrow " organization.
Actually not just Hainan, countrywide each district also is opposite early or late " cover a road to borrow " spread out significant blow:
In April 2019, public security bureau of Hunan Province the Changsha City holds advance sweep black except the know on press conference of evil special accuse and denounce at a meeting, changsha public security is detected successfully recently " 11 · 07 " especially big " cover a road to borrow " experience is black evil series case, destroy " cover a road to borrow " evil gang of experience black experience 12, arrest guilty suspect 165, punishment arrest 146, female of rescue fall victim 106.
On November 23, 2018, 2 quadrangle open a court session of Shanghai sentenced the 11 people such as Huang Mou, 14 people such as Zhang Mou " cover a road to borrow " series bilk case, sentence Huang Mou, Xie Mou, Zhang Mou respectively with crime of fraud 3 people life imprisonment, privative politics right is lifelong, punish gold 1.5 million yuan differ to 2 million yuan, the others is sentenced 22 times respectively 2 years 3 months differ to 13 years term of imprisonment.
On Feburary 22, 2019, shenzhen head Zong Kaiting tries " cover a road to borrow " case of experience evil criminal is made public in court of Luo Hu district adjudge, gao Mou of the accused person is sentenced with crime of fraud set term of imprisonment 10 years, punish golden RMB 100 thousand yuan; Other person of 6 the accused is sentenced with crime of fraud 3 years 6 months reach the set term of imprisonment 7 years to differ, all punish gold.
In June 2018, public security bureau of lukewarm mountain city begins concentration to control net operation to this crime gang, arrest the guilty suspect that is suspected of affray of bilk, blackmail, provoke in all 263 people, demolished thoroughly this especially big network that heads with Wu Yongjie " cover a road to borrow " gang of black evil crime.
On May 25, procuratorates of 9 dragon slope area release a message to say, in order to be suspected of crime of fraud, involve to " cover a road to borrow " of malign bilk the 119 crime suspect such as some approves even such-and-such, Xiao Mou lawfully catch.
On May 6, shenzhen city public security bureau releases a message to say, local police is uncovered one case especially big " cover a road to borrow " guilty case, demolish guilty nest nods 7, arrest guilty suspect 61, experience record amount crosses 100 million yuan.
Additional, according to statistic, be in only this year May, chongqing, Shenzhen, have without and other places of stannum, Shijiazhuang aggregate more than 200 " cover a road to borrow " guilty suspect is captured, this shows, "Cover a road to borrow " " from personnel of course of study " exclaim making a person!
"Cover a road to borrow " what cover a region?
How to prevent " cover a road to borrow " ?
1, put the preparation covering a region before borrowing
Discretion wants before signing a contract, always notice contract provision, often they can conceal a fact with false means, make legal unallowed provision, search excuse to violate act next.
2, a road in reimbursement
Cover a road to borrow reason to set a barrier, let borrower beak a contract, once break a contact is about,pay the penalty due to breach of contract of high specified number.
3, a road in urging a fund
Cover a road to urge a fund, the menace after be being annoyed first threatens, come to urge namely next wanted, be about to use slight force to undertake threatening again.
4, exceed the time limit also has a way
Borrower exceed the time limit is not returned, cover a road to borrow meeting use force to perhaps undertake threatening with force, force borrower reimbursement and pay penalty due to breach of contract.
5, a road that did not have money to return
Handle you illegally assure content, borrow small borrow borrow assure company, still borrow in order to borrow so, with what benefit lays benefit you also will not go to give loan forever!
Knew these cover a region, we are good " suit the remedy to the case " avoid to step on thunder, so how should we avoid by " cover a road to borrow " ? Above all we " cover a road to borrow " the object cent that face is " campus is leasehold " and " the society is leasehold " , because this is both,be the kind covering a region that we see those who pass is most:
To " campus is leasehold " , the following suggests to be able to offer reference:
1, establish right consumptive idea. Common saying says: How many money does how many thing, how old abdomen eats how many meal. Be here and must reject to consume, should reject exceeding however, exceed individual capacity, unreasonable consumption. Vie not blindly, psychology of institutional adjustment individual.
2, avoid to use a network as far as possible leasehold tool (the flower that contain XX, XX is white, x in installment, X is patted borrow wait for a network leasehold platform) . The loan tool that all sorts of famous shopping websites take oneself now, let a person more easily be immersed in the loop of loan, very may much person really first all but chooses fund, be badly in need of certain thing again, began " dozen white " , savor the likelihood after going to the lavatory hits " white " increasing, connect these normal websites finally " white " interest still does not rise.
3, to recommending " campus is borrowed " classmate and friend maintain vigilant heart, avoid to be contacted to it as far as possible.
4, have consumptive demand really, do not raise money temporarily again so much capital, as long as it is legitimate reason, tell father and mother please.
5, serious study, and dabble is of all kinds book. Knowledgeability, horizon grew, right " campus is borrowed " resistance is stronger; Ability was abounded, skill grew, profitable opportunity is more.
To " the society is leasehold " , the following suggests to be able to offer reference:
1, not excessive spending, do not lend money easily, remembering lending money forever should be returned.
2, if want to lend money really, must look for normal orgnaization, make clear charge of loan amount, formalities, do not offer bank card, Id to give opposite party easily, of not credulous and verbal commitment, all contracts that sign with both sides are accurate.
3, avoid by all means borrows return newly old, raise in order to borrow borrow. Avoid by all means signs a few contracts that violate real intention, for instance the house is worth 1.5 million, the price of the autograph is this kinds of 2 million contracts.
4, if encounter loan orgnaization aggressive, or violate person security, can complain to its director branch, or report a case to the security authorities to public security mechanism directly.
5, before signing loan contract, must ask a few more why, company of understanding the other side has without small lend the intelligence such as license plate, note collect dialog evidence. Make from oneself only, square ability avoids bedding bag road as far as possible.
Small make up remind
If defect covers a road to borrow, borrowed borrow even.
Put an end to go up a road, every day good intention affection.
Referenced: Easy class net " avoid to be immersed in " is campus borrowed " 5 proposals " , phoenix net Hainan " Hainan are first experience black " cover a road to borrow " does case big talk adjudge person of 18 the accused to obtain a set term of imprisonment " , daily finance " is frequency sent and of Gao Wei " cover a road to borrow? " , Baidu 100 divisions " cover a road to borrow " , legal library " top people court about trying statute of comfortable use of civilian leasehold case the regulation of a certain number of problems " etc
