Setting changes thinking, it is the focusing dot of enterprise of mobile Internet times.
Mobile Internet promotes all-time height the person's existence, the setting that this one times brews changes thinking, pay attention to an user to experience, products plan spreads out around the effective demand of the user and consumptive habit.
Internet times " setting " nowhere is absent
Fictitious world and real world crisscross are shirt-sleeve, make any life setting possible the spending with actual translate into, to financial industry also be such. Financial setting is changed is banking demand and product combine, the setting that realizes iformation flow is changed, trends is changed, let risk price become more accurate. In the palm numerous gold is taken look, the 3 timeses of financial science and technology, the diversification consumption setting that is a foundation with finance is ceaseless perpendicular, fractionize, the aim that deepens science and technology and setting linkage to drive general benefit finance to develop is clearer and clearer, setting is changed had made the point sending force with financial new science and technology.
Regard the forerunner of financial science and technology as one of enterprises, palm numerous gold is taken think to let financial service blend in setting only, outstanding " platform of ＋ of setting ＋ user " service framework, embed financial product the user is daily and high frequency setting, the unripe activation that just can realize finance serve, online change and shift is changed, with confluence of photograph of original dominant position, complement with exterior market phase, the otherness that forms competitive advantage and omnibus. "The setting that finance serves is changed had become a kind of normal state, what diversity setting science and technology can enhance an user to serve to finance not only is agglutinant, return the lifecycle that can lengthen finance to serve. " palm numerous gold takes chief to express.
Setting is changed become normal state of financial science and technology
In the number big trend of Pu Hui falls, palm numerous gold is taken hold to " join, ode can, go to sea " 3 old strategies, on the foundation that innovates in science and technology, came true " financial science and technology + setting " deepness is shirt-sleeve, promote value the benefit that be on the move, rely on with opening a technology to be, compose builds the innovation modes of life and relation to their environment of open mode, help the development of finance of force general benefit.
Dig big data latent capacity greatly, those who promote finance the service but acquired character. The one big difficult point that general benefit finance grows depends on information asymmetry, promote what general benefit finance serves to cover a range, what should solve above all is information barrier problem. Palm numerous gold takes the base that seizes mining application in logarithm of aggrandizement finance perspective to go up, pay close attention to the information such as user behavior data widely more, through the consumption to client group, behavior, habit data undertakes an analysis, discover valuable financial setting, establish the service medium of communication that has specific aim for this setting compose, in setting mining trades relevant closed circuit data.
The business operation of automatic intelligence " light " mode promotes cost but burden sex. Palm numerous gold is taken continuously the technical core competition ability that dedicated compose builds oneself, intelligence is changed and the service of automation reachs those who be based on mobile end " light " mode, make condition of new banking industry cast off the limitation that restricts traditional banking time, space, reduce finance to serve limit cost, make individual and small small user get the finance with safe and reasonable, convenient price to serve, make finance " blood " flow to deeper, wider economy continuously " end nerve " , end in June 2019, palm numerous gold is taken register a number to had been broken through 30 million.
Intelligent wind accuses those who promote supply and demand to be able to match a gender. Compare with traditional banking photograph, the development of financial science and technology is faced with new risk feature, chain of business of Chinese money market is progressively fractionize, commercial pattern increasingly diversity. In such development the trend falls, intelligence changes the wind with individuation to accuse to become financial science and technology to need susceptive new challenge. Palm numerous gold is taken realized industrial wind to accuse the effective confluence with mobile Internet, wait for digital technology through big data, artificial intelligence, build huge data wind to accuse a model, realize supply and demand of general benefit finance not only the essence of two end is changed definitely and individuation matchs, and the risk management that realized complete lifecycle.
The practice value that ground of enough utmost of financial division skill produces general benefit finance to be in China, we can have been in from its in returning to the positive result that hypostatic economy obtains, peep know just a little. "I hope we can produce advantage of financial science and technology continuously, explore the confluence of financial science and technology and career of general benefit banking, model have energy more, more the finance that essence of life changes definitely serves setting. " palm numerous gold takes chief to express.
