Be in China, what can make common people indebted exceed million basically is the room is borrowed, because buy a house at every turn millions of, a house is bought to be in debt in city of line of just a little it is far from strange to exceed million above. But, borrow besides the room besides, is China indebted exceed million person whether to have a lot of? Our estimation also has many people, but the proportion that holds total population is very small however.
We induced roughly, borrow besides the room besides, china is in debt to still exceed 1 million have the following kinds of groups: The first, group of proprietor of an enterprise, basically want those who exceed 1 million to be in debt. Because, the company should grow, want production to cannot leave financing. If the proprietor of an enterprise was not in debt, this enterprise can be small mill only forever, also do at all not quite. And large proprietor of an enterprise is more indebted hundreds of 100 million, get on 1000 even 100 million, this is not curious also.
10 thousand amount to president Wang Jianlin to admit he is indebted 420.5 billion, at the same time he still makes clear have 190 billion only capital fund. Indebted to having for Wang Jianlin ability is normal, because of him can will indebted become investment, and investment can earn more profit. Of course, the proprietor of an enterprise was not in debt also have old Tao Bihua doing Mom, the enterprise of contented is property more special, do dressing only, the guest brings money pick up the goods, company circulating fund is abundant, but most business development, production is to should have a few debt, just this debt is to should have degree, cannot exceed certain level.
The 2nd, poineering failure group. Choosing poineering it may be said now is " escape from death " , the risk is very big. But the dream that a lot of people give birth to to realize people on one's own side, joyfully go into business does poineering work, there were a few people to score a success among them, but because more people manage not to be pooh-poohed, and appear close close down, these private enterprises advocate, owe bank or subterranean old-style Chinese private bank a large number of debt, applying for a job rapidly again now, strive for still go up at an early date debt.
The 3rd, have a few people namely socially, earned dot money a few this years, like game, but gamble more be defeated morer, then ceaseless outward face lends usurious money, the result is a debt of honour builds taller more not only, and usurious accrual also sun rises night is big, be in finally imperceptible in the person that owes 1 million debt also is absent a few.
In addition, still have begin from 2015, match outside occurrence field of Chinese stock market endowment, it is the shareholder can be passed match endowment the form that adds lever fries a stock, it is normally 1: 8 or 1: 10. Be in when the stock market up when the trend, the shareholder borrows money to fry profitable effect can center spurt to be sent, but in be in Xiong Fu for a long time when the stock market, match endowment fry let shareholders very easily be defeated lose a family fortune, a few shareholders are owed match endowment about a hundred 10 thousand capital of company are no wonder also.
The 4th, send deficient due to illness, owe debt of a huge sum. Give birth to the hospital on ailment to be about now thousands of yuan of money, if be encountered unfortunately,gave birth to a serious illness, that but " a bottomless pit " . So, send deficient due to illness socially now, cause poverty-stricken family, also have many. Often owe the fare with much hospital to still do not go up, can house property is covered to sell off one by one only in the home, such domestic tragedy also happens from time to tome.
The 5th, consume ahead of schedule. A few youths like to buy luxury to perhaps be below circumstance of unallowed of oneself economy condition, consume wantonly. Lead is consumed now need not out-of-pocket expense, it is OK that Zhang should turn on the net only, so, a lot of people also shop without him control libidinal idea, the result comes down a few years, be in debt also often is a large sum of money, also partial youth exceeds 1 million too suddenly in consumption.
If do not calculate a room to borrow, be in debt now in China the person of more than 1 million also has many. Deal of proprietor of an enterprise is very few keep one's head above water, and 1 million number is not large, a lot of people are early exceeded; In still having a lot of, the small small person that do poineering work went bankrupt, but those who owe about a hundred 10 thousand even ten million debt also must be returned. More crucial is, return somebody to carry game now, fry add lever, send deficient due to illness, ahead of schedule the reason such as consumption makes negative capital the family of 1 million. So, if the word of fine number, home is borrowed besides the room besides, had been in debt the person of 1 million still also has really many.
