Much teenager of your hope job, in how many years old OK idle comes down, live the emeritus life that idle has money? According to a newest investigation data shows, present Chinese youth (35 years old the following) the target emeritus age set is controlled in 57 years old. On August 15, the money of ant of platform of conduct financial transactions that Fu Daguo border and ant gold take a banner to fall is released jointly 2018 " findings report of foreground of Chinese provide for the aged " , say according to this report, although China is young,express to emeritus life on body of National People's Congress hopeful and yearning, however, the youth that exceeds an in part has not prepare for provide for the aged.
44% youths begin to put money for provide for the aged now
But need just puts enough target fund 59 years
As we have learned, this investigation was enclothed 28, 440 ant fortune users, among them, of 75% suffer the person that visit to upright for the age at 18 to 34 years old of youths between.
Show according to investigation, chinese youth retires the target age set is controlled in 57 years old, chinese youth thinks they need 1.63 million yuan of ability to go up too at least comfortable emeritus life.
However, current and only of about 44% young suffer the person that visit to had begun to retire for provide for the aged put money, average every months of deposit 1, 339 yuan. Chinese youth expresses, the biggest reason with finite deposit is to do not have sufficient financing.
If be mixed according to current deposit condition bank deposit interest rate is computative, below the case that does not have investment, the time talent that they need to be as long as 59 years puts enough fund, the provide for the aged that reachs expectation lays in a level.
Exceed a half to suffer the person that visit to still did not begin stockpile of provide for the aged, the average age that they plan to begin stockpile is 40 years old, ideal emeritus age is 57 the distance years old, only time of 17 years lays in asset.
From the point of sexual distinction, male of half the number and the female of nearly 2/3 have not begin to be deposit of provide for the aged. Arrive from city of a gleam of 4 lines city, the stability of total number scale that has not begin stockpile is in 53%-55% . In the crowd that has not begun stockpile, a gleam of had not have considered future of their provide for the aged to the male of the 36%-39% in 4 lines city and female.
Apparent, if do not have investment growth, major Chinese will not achieve goal of their deposit of provide for the aged. To aged when cannot decide whether for the generation person that can get children is taken care of, this one problem makes a person anxious more.
General of deposit of compatriots preparation provide for the aged too late
Investigate discovery, 2/3 person expresses to be used at deposit without surplus ready money
Without the youth of deposit of provide for the aged, what a future life to rely on to live after are they emeritus?
Investigation shows, the youth that exceeds half the number expresses, they plan to rely on cash deposit and society basic provide for the aged, will serve as the main source of emeritus income.
"Because lack education of investor of relevant provide for the aged, the time that so people begins to prepare deposit of provide for the aged is general too late. " afore-mentioned investigation discovery, implementation of youth of block up of devoid finance knowledge raises old financial goal. Only the small number of people had realized the value that invests target of emeritus to coming true deposit.
The report points out, the commonnest problem when all inquirer mention deposit to be not worth lacks capital namely. The Chinese philtrum that accepts investigation has 2/3 to state they do not have surplus ready money to be able to be used at investment. This makes clear current 35 years old the following and young " with filling generation " the dilemma that faces, they need to assume the expense of child education and parental provide for the aged at the same time, from " on " to " below " financial pressure is forcing this generation the person reduces stockpile, raise loan, in order to satisfy consumptive requirement.
In addition, investigate discovery, chinese youth invests strategy to also be in sciolistic condition to effective provide for the aged. When buying provide for the aged to invest a product, do not state to the person of 1/3 can first consideration is long-term only redound.
Depend on a society badly basic provide for the aged and cash deposit regard emeritus income as origin, to provide for the aged investment strategy lacks the circumstance of understanding and exist generally in the youth not just. Same, the survey feedback of other age group also mirrorred instead similar problem.
The analysis thinks, compatriots needs to promote integral finance and investment knowledge the standard, ability invests through effective provide for the aged, make more sufficient preparation to retire.
Li Shaojie of president of division of China of Fu Daguo border expresses, internet and digital agency already became the first selection information of current youth to communicate channel. "Driving Chinese annuities market to develop a field, we expect to begin long-term cooperation with ant fortune, use the transmission on Internet platform and line, do education of investor of provide for the aged deeper with more influential force. Do education of investor of provide for the aged deeper with more influential force..
Ant gold takes fortune cause group standing vice-president motherland bright say, as the arrival with aged population, problem of provide for the aged needs each individual attention and plan ahead of schedule, afore-mentioned report suggestion are mixed in the consciousness of provide for the aged that understands Chinese youth program current situation, remind people need takes problem of program of provide for the aged seriously, also hope a such reports can arouse the consciousness of provide for the aged of people.
It is reported, fu Daguo border announces will hand in hand ant gold takes money of subordinate ant of platform of conduct financial transactions, the collaboration that relevant domain begins by a definite date 5 years is taught in investor of Chinese provide for the aged, content includes to will use the digitlization platform with ant powerful fortune and data analysis capacity, the development that brings mode of investment of provide for the aged, deposit and integral provide for the aged to prepare the field such as consciousness for Chinese market has an insight into.
[reporter] Ou Zhikui
[proofread] Yang Yuanyun
[author] Ou Zhikui
[origin] group of southern medium signing up for course of study is southern + client end
