The philtrum that shares cost of social security pay may have so one part person: The factor that because economic reason is other perhaps,cannot defy and hand in do not remove social security to perhaps do not want to make social security again. So how does the old-age pension that pays before this part person do, can be you retreated? Be no good in fact. " social insurance law " the 14th specific provision: Individual account must not shift to an earlier date draw money. Say simply, handing in the midway of social security namely, the money of social security cannot be retreated ahead of schedule, cannot take ahead of schedule, if want return, can wait only after retiring, and, after retiring, also be can return the money in individual account only. If endowment insurance pay 5 years, of the holding cost that although want to retreat,also can retreat your pay only 8% increase bank interest, reckon the amount that go back comes to is equivalent to your pay amount only 1/3 the left and right sides, the rest 2/3 is to be entered plan as a whole the money in account is to won't return your individual. Nevertheless, in actual life, besides in front says arrival is legal and emeritus the age, when also having special case, still can retreat, but those who retreat is mere also just in individual account him pay part, plan as a whole the share of pay of the business in account cannot be declined. Sum up, it is the following probably 4 kinds of circumstances. Repeat ginseng protect, die unfortunately, go abroad / leave the country resident, lose citizenship and soldier to retire from army. Social security keeps a person to every ginseng is an important life safeguard after retiring, should hand in only full 15 years, achieve legal and emeritus age to be able to get old-age pension every months, retreating annuities so is extremely not of be to one's profit.