To anybody, capable to do not hand in social security dispute to often choose unwisely however.
Say the main effect of social security above all, safeguard has main source of income after everybody is senile.
The lowermost level that we are annuities is capture cost is full 15 years, according to cost of lowermost base pay. 2018 the reachs endowment insurance only level of Qingdao is 7644 yuan. Emeritus pay gets 900 yuan of right-and-left old-age pension.
Someone says to need ability recapture capital more than 10 years. Not be such troubles actually.
We were dealt with 2018 emeritus, the likelihood is 2003 to the social security that pays during 2018. And the society that actually the capture 2003 expends is average cardinal number is very small have 1070 yuan only, according to lowermost base pay cost needs 1540 yuan one year only. Although pass bank deposit conduct financial transactions, came true to turn over times, value also was controlled 3000 yuan merely 2018.
So, pay social security earlier more economical, the total capital that gives 15 years is controlled about 70 thousand yuan. And the pay of the first year after retiring is 10800 yuan, the winter that still has 1700 yuan every year additionally warms oneself cost, and after retiring annual our annuities can rise, these year can go up every year 889 yuan in January, that is to say annual salary can promote 1000 yuan the left and right sides. And the capital that invests actually, pay of 5 years can be taken. Does a 5~6 live after can great majority person retire year?
Additional, attend worker endowment insurance, in case die due to illness, still have funeral expenses and pension salary.
2018, because blame of Qingdao city retired worker is versed in pay of dead funeral expenses is 1000 yuan, one-time pension pay is 53090 yuan. Additional, still have share of account of endowment insurance individual, it is us about 40% what pay fee entirely.
Because we are,expend base according to capture 8% delimit individual account, and scale of total pay fee is 20% . So capital of individual account share is occupied 40% , if calculate interest of last person account keep accounts again, remaining sum of accumulative total of account of the individual when retiring 2018 also gets 35 thousand yuan of above.
Accordingly, after retiring although annuities of a month also is not gotten, die due to illness each pay also achieved 89 thousand yuan, can make sure capital is not deficient at least.
And the development as economic society, the society is average of salary rise, the each salary standard of endowment insurance also can rise steadily. So, paying endowment insurance is very well-advised choice.
And our country has a very important safeguard, that retires ahead of schedule namely or quit working pay. Once laborer affirms via branch of labor ability appraisal lose labor ability, can deal with retire ahead of schedule or shift to an earlier date quit working formalities.
Get old-age pension every months, till die till. Nevertheless all premise are endowment insurance pays fee full 15 years of above.
Accordingly, want us to take the advantage of only young, pay endowment insurance ahead of schedule enough 15 years, was equivalent to having the safeguard of a life.
Someone says 889 yuan pay every months, where is quite dry what? This is opposite at the youth for, every months to old people 889 yuan can satisfy basic life. If the youth is not satisfied at so low emeritus pay, so our need is longer pay fee cost of pay of higher perhaps cardinal number. The basic principle of endowment insurance is much capture much, chief pay is much.
Our society is additionally safe to company worker, not be oneself want to be not handed in do not hand in. Want laborer to establish working relationship with unit of choose and employ persons only, unit of choose and employ persons must give worker pay social security, and be should send salary standard pay according to what the country sets. This also is a kind of means that the country assures our benefit.
So, to most person, the most well-advised choice is handed in ahead of schedule namely enough 15 years, whether does in the future continue according to choice of individual economy condition pay.
