Before paragraph a time is hot homebred teleplay " return go coming " the enthusiastic attention that caused wide audience, because a lot of case in drama reacted,our reality lives.
In drama, tang Yan mother encounters traffic accident, but cure keeps a single cent or penny not compensate.
Gain ground, traffic accident is tripartite responsibility, cure is protected do not submit an expense account, the traffic accident in the graph is tripartite responsibility and cannot find cause trouble square, because this cure is protected,do not submit an expense account completely.
Usually, cure retains 4 kinds of case are not to give those who submit an expense account:1. is absent assign hospital and outpatient service: Cure retains area, the limitation of hospital go to a doctor, be absent of our region go to a doctor, cannot give submit an expense account, the scale that perhaps submits an expense account decreases.
2. submits an expense account exceed year limit: Cure retains year submits an expense account of limitation, different area, different hospital, limitation also differs somewhat.
The cost that 3. produces by responsibility of a third party: Because produce an accident, by the medical treatment cost that tripartite produces, cure is protected do not give submit an expense account. (mother of the Tang Yan in drama is this circumstance)
4. at one's own expenses medicine, equipment and technology: Exceed social security to use medical range at one's own expenses medicines and chemical reagents and equipment are belonged to at one's own expenses, cure is protected also is not to give submit an expense account. For instance entrance medicine and cost of very much examination are do not sign up for (wait like knife of nuclear magnetic resonance, gamma) , additional some all at technology of expert diagnosis and treatment, new and high pointed diagnosis and treatment, social security also does not sign up for.
Case one:
Chengdu citizen Ms. Zhang is a college professor, this year in January, ms. Zhang feels the body is unwell suddenly, be being sent hospital fish is a sexual pathological change is taken inside skull, at once hospitalization. When leaving hospital, ms. Zhang understands through detailed account of expense of be in hospital, her be in hospital 101 days, total cost is 127013.57 yuan, social security is public submitted an expense account 77231.06 yuan, among them at one's own expenses scale was achieved 39.19% .
Case 2:
Willow gentleman is some place the sectional manager of state-owned company, unit material benefits is good, economic source is steady, it is the comparatively well-off family of a standard. However 4 years ago, willow gentleman is in in check-up fish nephritic disease, around of operation of willow gentleman first time dropped fee of many yuan of 40 medical treatment with respect to the flower, among them social security submitted an expense account only more than yuan 10, the charge of operation itself actually not much, spent 70 thousand yuan, can submit an expense account 40 thousand, everyday 150 yuan hospitalization expenses also can submit an expense account 100 yuan. But, the cure of follow-up a huge sum is expended and import medicaments cost, it is a minute of money cannot submit an expense account! Oneself assumed nearly 300 thousand yuan, this is drawn out almost empty the total saving of their home.
So, having social security and medical treatment at public expenses merely is insufficient! Social security is the society tends form of fair a kind of safeguard, cannot accomplish perfect, for instance district is restricted, the forehead spends limitation, cannot submit an expense account entrance at one's own expenses medicine, it is very important that so commerce is sure to be returned as complement.
Very need!
The advantage of social security is the cheapest, most be to one's profit! Because social security is handed in besides you, the unit still can help you hand in! Social security capture expends scale base area area difference, also put in the difference. Without giving thought to how, price of social security sex is compared tall it is the fact that does not dispute, must want to have!
Had social security, do we still need other insurance?The proposal is compensatory!
The blemish of social security is apparent also, cannot cover a household for instance venture of main risk, the responsibility accident after be like death, car; For instance the forehead spends may not to be able to be enclothed comprehensive, a serious illness that protects like cure is highest submit an expense account 300 thousand and medicines and chemical reagents of social security of a lot of blame does not grant to submit an expense account. The deepness that above defect also proved to social security is ensured and range are insufficient still, send deficient due to illness to avoid so, we still need other insurance to regard as additional.
