These youths put 1339 yuan every months, what save money to take enough 1.63 million easy and comfor

Last year in April, became famous with making joy " strange flower says " in first phase program, cry however to the audience from the honored guest one, very infrequent. And that period if the problem is: Provide for the aged.

The program is to be being discussed apparently " whether should support parents to go beadhouse " , but actually argue hand people the deep fact that viewpoint and argument explained Chinese type provide for the aged however: Most parents puts forward to want to go beadhouse, be not is he want to go sincerely, do not be willing however filial incommode.

Inside this besides feeling besides this one element, still have the key of a core: Money.

The someone in program of no less than says: "Thousands of beadhouse of a month has, 40 thousand to a 100 thousand month also have, if live, is very general beadhouse, those who do children also can cheat oneself to say only over there ' the condition is very good ' . Those who do children also can cheat oneself to say only over there ' the condition is very good ' ..

Actually, to 80 hind, 90 say later, provide for the aged already no longer distant. The first batch " 80 hind " nowadays already 38 years old. Age is a few longer " 60 hind " " 70 hind " , the distance is emeritus the line is closer.

Recently, ant gold is taken release 2018 " findings report of foreground of Chinese provide for the aged " , findings also makes us right the relation of provide for the aged and money, had more deep knowledge.

This report investigated 28440 users, among them of 75% suffer the person that visit to upright for the age at 18 to 34 years old of young generation between.

The report shows, 35 years old of the following youths are average every months of deposit 1339 yuan, have exceed half the number to had not prepared deposit of provide for the aged.

Many youths expect governmental annuities becomes provide for the aged to basically prop up origin, but what know to pension system however is very little, in surveying sample, the youth that has more than 97% is very few to annuities understanding do not understand completely perhaps.

Notable is, investigation data still shows, these youths retire the target age set is controlled in 57 years old, and live to retiring express very hopeful and yearning.

1 million enough? Perhaps be in today, 1 million it is the amount with not small brushstroke, can be in future, this 1 million enough really our provide for the aged?

In fact, calculate on the element such as medical treatment cost, life cost, inflation, the report points out, most youth thinks to need 1.63 million yuan of ability to go up too at least comfortable emeritus life.

The fact proves, ideal is very plump, but also shoulder heavy responsibilities! The deposit condition with current foundation and bank deposit interest rate are computative, below the case that does not have investment, the time talent that they need to be as long as 59 years puts sufficient financing to achieve the provide for the aged of expectation to lay in a level. That is to say, 20 years old begin to put money, fast 80 years old of ability are put enough!

However, the report shows, only of about 44% young suffer the person that visit to had begun to retire for provide for the aged put money. In sufferring the person that visit without what begin stockpile of provide for the aged, the average age that they plan to begin stockpile is 40 years old, ideal emeritus age is 57 the distance years old. That is to say, the time that leaves oneself 17 years only will lay in annuities.

Apparent, if these youths want to achieve goal of provide for the aged, facing time pressing this one cannot evasive thorny issue.

Can see, golden hair of only support provide for the aged puts implementation graceful live out one's life in retirement is not actual -- the consumptive demand that or depresses him, want to did not think method enlarges the income after he is emeritus through investment.

The report shows, the young generation of near 2/3 still hopes to rely on governmental annuities and cash deposit to come provide for the aged, and only do not hope to rely on income of product of annuity, insurance, hire, stock or earning of carry out room to raise to the person of 1/3.

The most person in investigation shows what they understand system of governmental provide for the aged not completely to run way. Very few person anticipates will gather deposit through investment, the young generation of 28% still thinks cash deposit will become them the main source of emeritus income.

Even if the person that has begun stockpile, also show the difficult position that invests intellectual deficient. Only not be to the young generation of 1/3 in deposit of their provide for the aged first consideration is long-term redound, major person hopes to have dividend extra dividend or regular interest.

Graceful live out one's life in retirement, in the final analysis is to should undertake reasonable asset is configured. It is, keep apart a risk, circumstances of even if future becomes poor, this annuities is returned can rise superior to, 2 it is to should invite yield outclass inflation.

The glamour of investment depends on compound interest, if program of our as soon as possible is financial, promotion invests consciousness, can accomplish the glamour that enjoys compound interest, run win inflation, specific proposal accomplishs the following at 3 o'clock:

No matter China still is American market, spin in light of investment deadline, rights and interests kind asset is the capital fund with top yield, the other asset such as conquer bond, estate; And the fixed income of low risk kind asset is to run be defeated by long-term inflation, as time elapse, purchasing power drops significantly.

Individual annuities should plan in, can configure rights and interests appropriately kind asset, short-term wave motion tolerates on certain level, in order to get long-term higher income.

Rights and interests of lay particular stress on kind investment can bring better profit for a long time, but during the risk that brings net value wave motion really.

Proper control rights and interests kind asset proportion, raise the asset category such as the commodity with inferior dependency, fixed income, take buy of much first wife and the kind that invest dispersedly, it is the better way that reduces assorted fluctuation.

FOF fund is manner of a kind of very good place of much first wife. FOF assembles the product with dispersive different invest in, stability bandwidth risk is far mix under stock fund mix model fund, body reveals better venture gains feature.

10 years of future, new money upgrades the way has been shown, without equity not rich.

Our country is investing old age at equity, if be personage of high net value but against a rainy day, reduce house property to invest scale appropriately, add hold equity investment. Regard all along long-term investment as breed, equity invests what can accompany a business to grow, earn the biggest profit finally for investor.

No less than reports place suggests, the youth ought to accept education of more the person that cast not only, ought to understand at the same time establish budget of financial goal, control and the profit that begin to have long-term deposit ahead of schedule and value.

Provide for the aged needs against a rainy day, it is very important to plan ahead of schedule.