Be in on September 4, chinese government net releases the Central Bank to plan to fall after accurate information, be in just, the Central Bank announces formally to fall accurate, deposit reserve is reduced to lead since September 16 0.5% release fund 900 billion yuan!
(graph source: Cut of Chinese net real estate pursues)
What is those who fall definitely?
(graph source: Chinese government net)
The what that falls definitely?
Fall accurate namely " reduce deposit reserve to lead " .
Tell popularly, falling is each bank definitely after drawing deposit, the scale that needs to hand in the Central Bank decreased. And this cash of little capture can stay in him bank in the hand, can use at putting to borrow, investment, anyhow can become circulating fund, in entering the market, go, to stimulating market economy have profit.
Fall to consider benefit good to building city definitely?
So to building city, does the Central Bank fall to consider benefit good definitely?
The result calculates!
Like falling to allow and lower interest, it is loose monetary policy.
On August 20, first LPR after reform is announced, 1 year period LPR is 4.25% , than before drop 6 are nodded; 5 years period above LPR is 4.85% , than before drop 5 are nodded; Will begin to carry out on October 8, and the Central Bank falls accurate, grow in quantity of each bank circulating fund, LPR loan interest rate goes extremely likely low accordingly.
Buy the person that the room plans to having at present so, falling is a good news definitely!
To buying a house person
If had chosen fine house to need one paper contract, do not have so because the change of a bit interest rate affects the rhythm that buy a house,be necessary, get on a car in time still.
At present business lends standard interest rate is 4.9% , dalian is major now bank head covers rise 10% , namely 5.39% . The person that if be to be in all the time,buy a house wait-and-seely, might as well wait for the new interest rate standard after October 8 to come out redo decision.
