P2P conduct financial transactions is to point to it is intermediary orgnaization with the company, rise leasehold and bilateral butt joint the leasehold demand with respective implementation. Loan just can be borrow money without guaranty or be to have mortgage loan. And the mode of new-style conduct financial transactions that the poundage that intermediary is collection both sides or home remedy commonly perhaps earns certain interest difference to be profit objective for profit objective. What advantage does P2P conduct financial transactions have after all?
1, efficiency of operation of P2P conduct financial transactions is tall
to bank conduct financial transactions, the efficiency of operation of platform of P2P conduct financial transactions is taller. From borrower angle for, bank loan needs to finish a series of examine and verify, ability loan, among them cycle of trival, time grows the process, often be far hydrolyze not close thirsty. And platform of P2P conduct financial transactions is opposite to the flow of examine and verify of borrower efficient, OK and fast loan. Of course from investor angle for, we need to charge a cost in platform official net directly only, can buy P2P conduct financial transactions, simple and convenient, experience rate is rapid.
2, gains of product of P2P conduct financial transactions is good
Although the accrual of P2P conduct financial transactions is reduced again and again now, but the industry is average now year change accrual to still be controlled in 7%-16% . This accrual is in product of all conduct financial transactions, also compare a share merely a bit lower. We know, the stock belongs to product of high risk conduct financial transactions, and it is inferior that photograph of risk of P2P conduct financial transactions compares a share, as a normal platform, investor also needs attention to anticipate only year turn profit can, general situation is not easy deficit. What need an attention exclusively is be not crossed by certain platform high interest rate is alluring, after devoted capital, be coiled by platform the money runnings road.
3, crowd of service of P2P conduct financial transactions is wide
Opposite at bank conduct financial transactions, doorsill of P2P conduct financial transactions is lower, service crowd is wider. A lot of small small companies that cannot apply for a bank to borrow money and individual, what became P2P platform is faithful " vermicelli made from bean starch " , those are not willing to assume fry high risk, want to obtain the general public of higher income again, also choose P2P economy in succession. And the high threshold product such as opposite gold, estate, p2P conduct financial transactions because the doorsill is lower, gain the favour of increasing person.
4, communication channel of P2P conduct financial transactions is good
If investor buys bank conduct financial transactions, capital is should pass much square have enough to meet need, just flow to borrower. And go up in the P2P platform of simple message medium, investor fund flows to borrower directly through the form that bid, platform acted as merely intermediary part. Of course a lot of platform or presence capital trend are unsharpness, of the truthless also problem of mark. When so the user is investing P2P conduct financial transactions, must choose capital to flow to clarity to be able to be checked, diaphaneity is tall and the P2P platform that the bank puts a valve.
Article out at resurgence fortune (Www.whzxcf.com)
