No matter be a net,borrowing still is bank credit card, loan, generation exceed the time limit can be urged to close by force later, however force urges a lot of people now close to also meet with, ask for the record of exceed the time limit on the letter to still also be in, how long had wanted to you just can be eliminated after all?
Bank beak a contract is undesirable ask for a letter to record storage life 5 years
Basis " draft the regulation that believe industry " regulation, the orgnaization that sign a letter is undesirable to the individual the storage life of information, from bad behavior 5 years perhaps are since the day that incident ends. Each hairpin bank needs the consumption the client and reimbursement record to upload regularly, cannot distort. Bank respect also does not make any undesirable assessments, according to the facts feedback history. Bad record is in after paying off principal and interest, penalty due to breach of contract, more than 5 years, other bank will not inquire.
Notable is, at present credit stain still can be saved all the time, till borrow money settle. So everybody must cherish his credit record.
Credit card exceed the time limit is undesirable credit records storage life 2 years
Information of credit card reimbursement can be asked for to believe systematic scroll to record 24 months by the Central Bank, stop with card, corresponding record also rolls no longer, save for long however come down.
Accordingly, after credit card user pays off debt, the proposal continues to use card two years, credit carries during good, can rely on scroll to record a bad record from the take out in the system that sign a letter.
The net borrows the record that sign a letter to handle special " human nature is changed "
The net borrows the photograph that sign a letter to be changed than sex of traditional bank VIP a lot of, carry out also won't resemble people bank strict in that way.
Loan orgnaization uploads record of exceed the time limit all right to the person, can have certain cycle, also can give borrower more time reimbursement, premise is the bad situation that you did not create baleful exceed the time limit. Because of,can give namely temporarily unwary undesigned exceed the time limit, time of proper extend a time limit. But the record signing a letter that still wants everybody to notice to protect his.
After exceed the time limit, how to remove bad record?
1, look for loan orgnaization actively to show reason, pay off charge of exceed the time limit of money, pay, prevent behavior of exceed the time limit to be uploaded;
2, open proof of exceed the time limit of blame ill will, just provide the written evidence that blame ill will defaults to loan, can eliminate the animosity of bank respect, convenient next time loan.
Above two kinds of methods are to build the case in short-term beak a contract, if exceed the time limit is too long, information of exceed the time limit already was uploaded to go to the person, that pays off debt, the system is automatic after awaiting 5 years eliminate.
